Bank of India Manufacturing & Infrastructure Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Sectoral/Thematic

Fund House :

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 29.74 -1.23%
(as on 27th January, 2023)

Crisil Rank

Very good performance among peers

Fund Size

: ₹ 87.91 Cr

(0.05% of Investment in Category)

Expense Ratio

: 2.54%

(2.25% Category average)

Risk-O-Meter

Very High

Sectoral/Thematic :Sectoral/Thematic : The fund has 97.28% investment in domestic equities of which 36.68% is in Large Cap stocks, 15.79% is in Mid Cap stocks, 31.05% in Small Cap stocks.The fund has 0.11% investment in Debt, of which 0.11% in Government securities.

Suitable For : Investors who have advanced knowledge of macro trends and prefer to take selective bets for higher returns compared to other Equity funds. At the same time, these investors should also be ready for possibility of moderate to high losses in their investments even though overall market is performing better.

1M
3M
6M
1Y
2Y
5Y
ALL

This Scheme

VS

Nifty 50

%

%

%

%

%

%

%
NA
-2.25%

-1.4%

5.37%

2.79%

15.47%

9.17%

10.78%

NA
Gold

Compare with

Date : -
NAV : -
Nifty 50 : -

1M
3M
6M
9M
1Y
2Y
3Y
5Y
ALL

Date : -
Investment : -
Value on selected date : -

Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

₹

Investment Date
Sell Date

Investment Value

-
Sell Value

-
Profit/Loss

-
Annualised Returns

-

Date : -
Investment : -
Value on selected date : -

Returns (NAV as on 27th January, 2023)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	20-Jan-23	9703.10	-2.97%	-	-2.26%	85/134
1 Month	27-Dec-22	9828.20	-1.72%	-	-2.25%	43/136
3 Month	27-Oct-22	9943.20	-0.57%	-	-1.40%	40/133
6 Month	27-Jul-22	10759.80	7.60%	-	5.37%	32/129
YTD	30-Dec-22	9802.20	-1.98%	-	-2.42%	49/136
1 Year	27-Jan-22	10402.20	4.02%	4.02%	2.79%	50/126
2 Year	27-Jan-21	15189.00	51.89%	23.24%	15.47%	24/115
3 Year	27-Jan-20	18751.60	87.52%	23.29%	15.63%	9/105
5 Year	25-Jan-18	15298.40	52.98%	8.86%	9.17%	47/85
10 Year	25-Jan-13	35659.50	256.59%	13.54%	13.06%	33/72
Since Inception	05-Mar-10	29740.00	197.40%	8.81%	10.78%	95/146

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 27th January, 2023)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	27-Jan-22	12000	12627.87	5.23 %	9.78 %
2 Year	27-Jan-21	24000	27148.54	13.12 %	12.31 %
3 Year	27-Jan-20	36000	50580.5	40.5 %	23.34 %
5 Year	25-Jan-18	60000	95796.75	59.66 %	18.75 %
10 Year	25-Jan-13	120000	264473.03	120.39 %	15.09 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.|If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Portfolio (Updated on 31st Dec,2022)

Portfolio Turnover Ratio : 59.00% | Category average turnover ratio is 163.71%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 97.28% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 97.28%

No of Stocks : 53 (Category Avg - 37.48) | Large Cap Investments : 36.68%| Mid Cap Investments : 15.79% | Small Cap Investments : 31.05% | Other : 13.76%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Larsen & Toubro Ltd.	Engineering, designing, construction	81.7	9.29%	1.28%	9.29% (Dec 2022)	3.93% (Apr 2022)	39.15 k	5.24 k
Ultratech Cement Ltd.	Cement	38.3	4.35%	-0.08%	4.43% (Nov 2022)	3.01% (Mar 2022)	5.50 k	0.00
National Thermal Power Corporation Ltd.	Power	37.6	4.28%	-0.15%	4.62% (Oct 2022)	3.09% (Jan 2022)	2.26 L	0.00
Reliance Industries Ltd.	Refineries/marketing	25.9	2.95%	-0.22%	5.42% (Jun 2022)	2.3% (Jan 2022)	10.18 k	0.00
J.K. Cement Ltd.	Cement	24.8	2.82%	-0.16%	2.98% (Nov 2022)	0% (Jan 2022)	8.50 k	0.00
Kalpataru Power Transmission Ltd.	Transmission towers	24.2	2.75%	0.25%	2.75% (Dec 2022)	1.72% (Apr 2022)	43.25 k	0.00
APL Apollo Tubes Ltd.	Steel products	22.9	2.61%	-0.07%	3.53% (Apr 2022)	2.41% (Aug 2022)	21.00 k	0.00
# Bharti Airtel Ltd.	Telecom - services	22.9	2.61%	2.61%	2.61% (Dec 2022)	0% (Jan 2022)	28.43 k	28.43 k
Tata Steel Ltd.	Steel	22.5	2.56%	0.11%	3.18% (May 2022)	0% (Jan 2022)	1.99 L	0.00
Solar Industries India Ltd.	Explosives	21.9	2.49%	0.28%	2.49% (Dec 2022)	0.95% (Jan 2022)	5.00 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 1 (Category Avg - 0.27) | Modified Duration 1.82 Years (Category Avg - 0.43)| Yield to Maturity - -- (Category Avg - 6.44%)

Type of Holdings

Security Type	% Weight	Category Average
T-Bills	0.11%	0.16%
NCD & Bonds	0.00%	0.00%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	0.11%	0.16%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	2.58%
Net Receivables	Net Receivables	0.03%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th December, 2022)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

19.72vs19.26

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.76vs0.94

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.96vs0.5

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.25vs0.12

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

9.73vs2.99

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Quant Quantamental Fund - Regular Plan - Growth	NA	294.30	-1.73	3.66	15.42	21.57	0.00
ICICI Prudential Infrastructure Fund - Growth	2	2272.95	-1.09	3.57	17.03	20.59	24.33
ICICI Prudential FMCG Fund - Growth	NA	1189.15	-0.74	0.92	4.73	19.64	14.63
SBI PSU Fund - Regular Plan - Growth	1	534.89	-3.25	0.85	16.67	15.91	13.68
Aditya Birla Sun Life PSU Equity Fund - Regular Plan - Growth	NA	1045.61	-2.88	2.10	15.63	15.87	18.46
SBI Consumption Opportunities Fund - Regular Plan - Growth	NA	1173.43	-0.22	-2.68	7.42	14.06	18.65
Kotak Infrastructure and Economic Reform Fund - Growth	3	665.40	-2.23	-0.14	9.99	13.49	19.39
ICICI Prudential India Opportunities Fund - Growth	NA	7224.58	-1.04	-0.20	11.41	13.12	22.96
DSP Natural Resources and New Energy Fund - Regular Plan - Growth	5	696.95	3.75	12.24	20.58	12.52	23.12
Invesco India PSU Equity Fund - Growth	1	415.46	-3.05	-2.34	13.67	12.41	15.24

Detailed Comparison

More Funds from

Out of 19 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 6 is/are ranked 4 * , 2 is/are ranked 3 * , 3 is/are ranked 1 * , and 6 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Bank of India Tax Advantage Fund - Regular Plan - Growth	4	692.94	-4.04	-3.81	5.71	0.69	19.32
Bank of India Small Cap Fund - Regular Plan - Growth	4	411.81	-3.17	-5.10	4.39	-2.06	30.94
Bank of India Mid & Small Cap Equity & Debt Fund - Growth	4	392.05	-1.05	-0.18	6.16	-1.53	20.84
Bank of India Mid & Small Cap Equity & Debt Fund - Growth	4	392.05	0.00	0.00	0.00	0.00	0.00
Bank of India Liquid Fund - Regular Plan - Growth	4	364.37	0.55	1.66	3.08	5.15	4.13
Bank of India Flexi Cap Fund - Regular Plan - Growth	NA	345.35	-3.89	-2.86	4.16	-2.26	0.00
Bank of India Large & Mid Cap Equity Fund - Regular Plan - Growth	3	213.48	-3.22	-2.38	4.47	1.10	14.27
Bank of India Credit Risk Fund - Regular Plan - Growth	1	165.60	0.40	1.37	2.24	143.63	13.61
Bank of India Ultra Short Duration Fund - Regular - Growth	4	144.81	0.52	1.62	2.82	4.57	4.16
Bank of India Bluechip Fund - Regular Plan - Growth	NA	124.88	-4.40	-4.84	2.30	-2.67	0.00