DSP Equity Savings Fund - Direct Plan - IDCW - Quarterly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Equity Savings

Fund House : DSP Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 17.542 0.13%
(as on 11th November, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 3773.4 Cr

(7.27% of Investment in Category)

Expense Ratio

: 0.55%

(0.69% Category average)

Risk-O-Meter

Moderate Risk

Equity Savings :Equity Savings : The fund has 66.94% investment in domestic equities of which 48.11% is in Large Cap stocks, 5.33% is in Mid Cap stocks, 1.16% in Small Cap stocks.The fund has 26.76% investment in Debt, of which 14.66% in Government securities, 12.1% is in Low Risk securities.

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This Scheme

VS

Nifty Equity Savings Index

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NA
0.79%

2.6%

5.57%

7.35%

11.43%

11.04%

8.89%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 11th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	04-Nov-25	10028.60	0.29%	-	0.07%	4/25
1 Month	10-Oct-25	10074.10	0.74%	-	0.79%	15/25
3 Month	11-Aug-25	10204.50	2.04%	-	2.60%	16/24
6 Month	09-May-25	10211.50	2.11%	-	5.57%	23/23
YTD	01-Jan-25	10480.40	4.80%	-	6.51%	13/22
1 Year	11-Nov-24	10493.50	4.93%	4.94%	7.35%	18/22
2 Year	10-Nov-23	12209.90	22.10%	10.47%	11.43%	11/22
3 Year	11-Nov-22	13014.30	30.14%	9.17%	10.96%	13/22
5 Year	11-Nov-20	16093.80	60.94%	9.98%	11.04%	10/22
Since Inception	28-Mar-16	23163.80	131.64%	9.11%	8.89%	12/23

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 11th November, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	11-Nov-24	12000	12374.09	3.12 %	5.8 %
2 Year	10-Nov-23	24000	25898.01	7.91 %	7.48 %
3 Year	11-Nov-22	36000	41252.94	14.59 %	9.03 %
5 Year	11-Nov-20	60000	74567.76	24.28 %	8.62 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 30th Sep,2025)

Portfolio Turnover Ratio : 533.00% | Category average turnover ratio is 428.49%

Fund manager updated portfolio more frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for shorter duration than peers)

Equity Holding : 66.94% | F&O Holdings : 0.15%| Foreign Equity Holdings : 0.00%| Total : 67.09%

No of Stocks : 84 (Category Avg - 79.80) | Large Cap Investments : 48.11%| Mid Cap Investments : 5.33% | Small Cap Investments : 1.16% | Other : 12.49%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	2134.9	5.66%	-0.29%	7.72% (Apr 2025)	5.66% (Sep 2025)	22.45 L	0.00
Axis Bank Ltd.	Private sector bank	1503.5	3.98%	0.11%	3.98% (Sep 2025)	1.7% (Oct 2024)	13.29 L	0.00
ITC Limited	Diversified fmcg	1191.6	3.16%	0.87%	3.16% (Sep 2025)	1.66% (Apr 2025)	29.68 L	9.64 L
State Bank Of India	Public sector bank	1046.5	2.77%	0.09%	2.77% (Sep 2025)	0.93% (Oct 2024)	11.99 L	0.00
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	1034	2.74%	0.19%	2.74% (Sep 2025)	1.94% (Feb 2025)	3.02 L	15.00 k
Infosys Ltd.	Computers - software & consulting	1033.5	2.74%	0.31%	2.74% (Sep 2025)	0.49% (Oct 2024)	7.17 L	1.23 L
Reliance Industries Ltd.	Refineries & marketing	1012.1	2.68%	-0.12%	3.71% (Jan 2025)	2.68% (Sep 2025)	7.42 L	0.00
Kotak Mahindra Bank Ltd.	Private sector bank	1008.7	2.67%	-0.02%	2.69% (Aug 2025)	1.89% (Oct 2024)	5.06 L	12.80 k
Tata Consultancy Services Ltd.	Computers - software & consulting	856.3	2.27%	-0.28%	2.55% (Aug 2025)	0.8% (Oct 2024)	2.96 L	0.00
ICICI Bank Ltd.	Private sector bank	842.5	2.23%	-0.20%	3.59% (Nov 2024)	2.23% (Sep 2025)	6.25 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 26 (Category Avg - 16.40) | Modified Duration 2.90 Years (Category Avg - 2.51)| Yield to Maturity 6.54% (Category Avg - 6.43%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	14.66%	9.68%
CD	1.91%	0.39%
T-Bills	0.00%	0.56%
CP	2.63%	0.42%
NCD & Bonds	7.56%	7.71%
PTC	0.00%	0.17%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	14.66%	10.23%
Low Risk	12.10%	8.58%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	4.13%
Brookfield India Real Estate Trust	InvITs	1.16%
Margin	Margin	1.00%
Indus Infra Trust	InvITs	0.97%
Net Receivables	Net Receivables	-1.11%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st October, 2025)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

3.31vs3.97

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.65vs0.61

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

1.15vs0.89

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.06vs0.06

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

1.23vs0.94

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Edelweiss Equity Savings Fund - Direct Plan - Growth	NA	946.86	0.79	2.96	6.82	9.96	12.33
Mirae Asset Equity Savings Fund - Direct Plan - Growth	NA	1732.38	1.25	3.14	6.90	9.27	12.19
LIC MF Equity Savings Fund - Direct Plan - Growth	NA	29.82	0.57	2.63	6.15	9.20	10.51
Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth	NA	911.51	0.81	2.29	5.30	8.78	9.65
Kotak Equity Savings Fund - Direct Plan - Growth	NA	8782.37	0.43	3.81	7.55	8.62	12.82
Baroda BNP Paribas Equity Savings Fund - Direct Plan - Growth	NA	270.00	1.69	3.48	6.70	8.33	11.30
Sundaram Equity Savings Fund - Direct Plan - Growth Accumulation Plan	NA	1171.27	0.96	2.52	5.82	8.27	12.93
Mahindra Manulife Equity Savings Fund - Direct plan - Growth	NA	558.10	1.11	3.92	6.91	8.16	11.49
UTI Equity Savings Fund - Direct Plan - Growth	NA	746.37	1.46	3.42	5.06	7.96	11.57
ICICI Prudential Equity Savings Fund - Direct Plan - Growth	NA	16994.08	0.85	2.27	4.60	7.88	9.40

Detailed Comparison

More Funds from DSP Mutual Fund

Out of 63 mutual fund schemes offered by this AMC, 6 is/are ranked 5 * , 8 is/are ranked 4 * , 11 is/are ranked 3 * , and 38 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Midcap Fund - Direct Plan - Growth	3	19162.03	0.91	4.68	12.78	4.58	20.39
DSP Liquidity Fund - Direct Plan - Growth	3	19054.79	0.50	1.47	3.06	6.77	7.08
DSP ELSS Tax Saver Fund - Direct Plan - Growth	5	17241.31	1.81	5.12	7.48	5.30	20.35
DSP Large & Mid Cap Fund - Direct Plan - Growth	4	16530.07	1.84	5.52	8.00	5.44	21.00
DSP Small Cap Fund - Direct Plan - Growth	3	16496.31	1.65	2.86	16.01	1.06	21.54
DSP Flexi Cap Fund - Direct Plan - Growth	3	12197.68	0.96	5.23	8.57	3.52	18.23
DSP Aggressive Hybrid Fund - Direct Plan - Growth	4	11909.72	0.71	2.86	4.64	6.32	16.91
DSP Large Cap Fund - Direct Plan - Growth	5	6933.59	1.14	4.23	6.06	6.39	18.39
DSP Savings Fund - Direct Plan - Growth	4	6858.15	0.52	1.53	3.47	7.40	7.50
DSP Arbitrage fund - Direct Plan - Growth	3	6447.92	0.57	1.44	3.10	6.87	7.68