Motilal Oswal Liquid Fund - Direct Plan - IDCW - Daily

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

No of Debt Holding 27 (Category Avg - 67.49) | Modified Duration 0.11 Years (Category Avg - 0.11)| Yield to Maturity 5.91% (Category Avg - 5.95%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	0.00%	1.14%
CD	53.32%	35.50%
T-Bills	20.48%	17.24%
CP	20.47%	36.85%
NCD & Bonds	0.00%	4.30%

Category - Liquid Fund

Security Type	% Weight	Category Average
Government Backed	20.48%	18.37%
Low Risk	73.79%	76.50%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Liquid Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other			991.02	8.18%	1.00 Cr
Bond - T-Bill	T-Bills	Other			990.02	8.18%	1.00 Cr
Bond - T-Bill	T-Bills	Other			499.11	4.12%	50.00 L
Bond - ICICI Bank Ltd.	CD	Private sector bank	A1+	ICRA	498.97	4.12%	50.00 L
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	498.50	4.12%	50.00 L
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	498.00	4.11%	50.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	497.35	4.11%	50.00 L
Bond - Aditya Birla Capital Ltd.	CP	Life insurance	P1+	CRISIL	497.30	4.11%	50.00 L
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	497.24	4.11%	50.00 L
Bond - Union Bank Of India	CD	Public sector bank	F1+	FITCH	496.26	4.10%	50.00 L
Bond - Larsen & Toubro Ltd.	CP	Civil construction	P1+	CRISIL	495.53	4.09%	50.00 L
Bond - Export Import Bank Of India	CD	Financial institution	P1+	CRISIL	495.23	4.09%	50.00 L
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	494.48	4.08%	50.00 L
Bond - Federal Bank Ltd.	CD	Private sector bank	P1+	CRISIL	493.94	4.08%	50.00 L
Bond - Mahindra & Mahindra Financial Services Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	492.72	4.07%	50.00 L
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	249.92	2.06%	25.00 L
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	249.88	2.06%	25.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	249.52	2.06%	25.00 L
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	248.92	2.06%	25.00 L
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	248.75	2.05%	25.00 L
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	248.66	2.05%	25.00 L
Bond - Federal Bank Ltd.	CD	Private sector bank	P1+	CRISIL	248.32	2.05%	25.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	248.13	2.05%	25.00 L
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	247.35	2.04%	25.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	247.22	2.04%	25.00 L
Bond - Bajaj Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	246.80	2.04%	25.00 L
Bond - Bajaj Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	246.67	2.04%	25.00 L

Name	Type of Instrument	Weight (%)
TREPS	TREPS	4.70%
Net Receivables	Net Receivables	1.02%

Motilal Oswal Liquid Fund - Direct Plan - IDCW - Daily

Portfolio Summary (as on 31st Oct,2025)

Debt holding in Portfolio (as on 31st Oct,2025)

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