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LIC MF Banking & PSU Debt - Direct Plan - Growth

  • Regular
  • Direct
Category : Banking and PSU Fund
Fund House : LIC Mutual Fund
  • NAV
    : ₹ 29.3489 0.02%
    (as on 23rd July, 2021)
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Crisil Rank
Average performance among peers
Risk-O-Meter
Low to Moderate

Fund has 98.89% investment in Debt of which 15.04% in Government securities, 83.85% in funds invested in very low risk securities..

This Scheme
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  • CRISIL 10 Year Gilt Index
  • NA
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  • Gold
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Returns (NAV as on 23rd July, 2021)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 16-Jul-21 10007.50 0.07% - 0.08% 12/22
1 Month 23-Jun-21 10043.30 0.43% - 0.41% 13/22
3 Month 23-Apr-21 10114.10 1.14% - 1.39% 20/22
6 Month 22-Jan-21 10198.80 1.99% - 2.16% 16/21
YTD 01-Jan-21 10165.60 1.66% - 1.96% 18/21
1 Year 23-Jul-20 10393.50 3.94% 3.94% 4.69% 15/18
2 Year 23-Jul-19 11484.40 14.84% 7.16% 8.12% 15/17
3 Year 23-Jul-18 12756.50 27.56% 8.45% 8.76% 14/17
5 Year 22-Jul-16 14662.80 46.63% 7.95% 8.00% 14/17
Since Inception 03-Jan-13 19344.00 93.44% 8.02% 7.54% 15/22

SIP Returns (NAV as on 23rd July, 2021)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 23-Jul-20 12000 12265.77 2.21 % 4.14 %
2 Year 23-Jul-19 24000 25532.59 6.39 % 6.08 %
3 Year 23-Jul-18 36000 40232.19 11.76 % 7.35 %
5 Year 22-Jul-16 60000 73006.89 21.68 % 7.78 %
 

Tax Treatment

Portfolio (Updated on 30th Jun,2021)

No of Debt Holding 49 (Category Avg - 75.09) | Modified Duration 1.23 Years (Category Avg - 2.27)| Yield to Maturity 4.31% (Category Avg - 5.00%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 11.41% 13.27%
CD 8.79% 5.20%
T-Bills 3.63% 0.17%
NCD & Bonds 66.01% 79.82%
CP 9.05% 5.66%
PTC 0.00% 0.01%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 15.04% 13.44%
Low Risk 83.85% 90.16%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 1.86%
Net Receivables Net Receivables -0.75%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st May, 2021)

  • Standard Deviation

    Low volatility
    1.05vs1.93
    Category Avg
  • Beta

    High volatility
    8.41vs0.99
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    -1.06vs0.54
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
HDFC Banking & PSU Debt Fund - Direct Plan - Growth 3 9926.80 0.41 1.62 2.27 5.70 9.25
Nippon India Banking & PSU Debt Fund - Direct Plan - Growth 3 6409.63 0.53 1.51 2.45 5.29 9.54
ICICI Prudential Banking & PSU Debt Fund - Direct Plan - Growth 5 14345.17 0.21 1.44 2.08 5.18 8.53
Tata Banking & PSU Debt Fund - Direct Plan - Growth 2 477.77 0.47 1.61 2.08 5.13 0.00
IDFC Banking & PSU Debt Fund - Direct Plan - Growth 4 18308.61 0.58 1.36 2.49 5.07 9.80
Aditya Birla Sun Life Banking & PSU Debt Fund - Direct Plan - Growth 3 16856.57 0.47 1.58 2.26 5.04 9.16
PGIM India Banking & PSU Debt Fund - Direct Plan - Growth 2 93.72 0.38 1.60 2.46 5.03 9.08
L&T Banking and PSU Debt Fund - Direct Plan - Growth 4 4678.90 0.57 1.41 2.30 5.00 8.68
Kotak Banking and PSU Debt Fund - Direct Plan - Growth 3 9289.79 0.27 1.65 1.98 4.99 9.33
Axis Banking & PSU Debt Fund - Direct Plan - Growth 4 16496.42 0.51 1.30 2.39 4.89 9.04

More Funds from LIC Mutual Fund

Out of 20 mutual fund schemes offered by this AMC, 3 is/are ranked 5 * , 2 is/are ranked 4 * , 4 is/are ranked 3 * , 7 is/are ranked 2 * , and 4 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
LIC MF Liquid Fund - Direct Plan - Growth 3 7257.06 0.28 0.83 1.68 3.33 5.41
LIC MF Banking & PSU Debt - Direct Plan - Growth 3 2199.93 0.43 1.14 1.99 3.94 8.45
LIC MF Savings Fund - Direct Plan - Growth 5 1243.23 0.39 1.06 2.01 4.78 5.96
LIC MF Large & Mid Cap Fund - Direct Plan - Growth 3 1206.64 3.69 14.67 18.26 53.09 15.93
LIC MF Large Cap Fund - Direct Plan - Growth 2 555.45 2.22 13.20 11.16 41.54 13.76
LIC MF Equity Hybrid Fund - Plan C - Direct Plan - Growth 2 456.31 1.65 9.34 8.60 28.59 13.11
LIC MF Short Term Debt Fund - Direct Plan - Growth 2 453.64 0.52 1.32 2.06 4.30 0.00
LIC MF Overnight Fund - Direct Plan - Growth NA 445.32 0.26 0.80 1.57 3.11 0.00
LIC MF Flexi Cap Fund - Direct Plan - Growth 2 391.80 2.32 12.12 11.41 36.51 13.61
LIC MF Tax Plan - Direct Plan - Growth 2 368.27 2.78 13.98 13.68 47.81 13.50

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