Groww Short Duration Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 19 (Category Avg - 68.67) | Modified Duration 2.70 Years (Category Avg - 2.62)| Yield to Maturity 6.71% (Category Avg - 6.89%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	17.52%	20.59%
CD	0.00%	3.18%
T-Bills	0.00%	0.04%
CP	0.00%	0.41%
NCD & Bonds	74.86%	67.29%
PTC	0.00%	2.68%

Category - Short Duration Fund

Security Type	% Weight	Category Average
Government Backed	17.52%	20.62%
Low Risk	74.86%	73.56%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Short Duration Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			138.88	10.03%	14.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	132.75	9.58%	13.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	102.34	7.39%	10.00 L
Bond - Govt of India	GOI	Other			98.58	7.12%	10.00 L
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	91.89	6.63%	9.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	91.73	6.62%	9.00 L
Bond - Power Grid Corporation of India Ltd.	NCD & Bonds	Power - transmission	AAA	CRISIL	84.03	6.07%	8.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	51.45	3.71%	5.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	51.32	3.70%	5.00 L
Bond - Aditya Birla Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	50.87	3.67%	5.00 L
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	50.82	3.67%	5.00 L
Bond - HDB Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	50.47	3.64%	5.00 L
Bond - NHPC Ltd.	NCD & Bonds	Power generation	CARE AAA	CARE	50.24	3.63%	5.00 L
Bond - L&T Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	49.90	3.60%	5.00 L
Bond - Poonawalla Fincorp Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	49.78	3.59%	5.00 L
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	46.85	3.38%	4.70 L
Bond - Sundaram Finance Limited	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	42.11	3.04%	4.20 L
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	40.69	2.94%	4.00 L
Bond - Govt of India	GOI	Other			5.13	0.37%	50.00 k