Franklin India Liquid Fund - Super Institutional - Direct - IDCW - Daily

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

Fund House : Franklin Templeton Mutual Fund

No of Debt Holding 38 (Category Avg - 65.77) | Modified Duration 0.17 Years (Category Avg - 0.15)| Yield to Maturity 6.04% (Category Avg - 5.96%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	3.17%	0.94%
CD	33.75%	36.00%
T-Bills	19.53%	17.42%
NCD & Bonds	10.11%	4.10%
CP	43.44%	38.17%

Category - Liquid Fund

Security Type	% Weight	Category Average
Government Backed	22.70%	18.35%
Low Risk	87.30%	78.11%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Liquid Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other			3976.37	12.29%	4.00 Cr
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	2483.47	7.67%	5.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	PR1+	CARE	1993.44	6.16%	4.00 k
Bond - Hindalco Industries Ltd.	CP	Aluminium	P1+	CRISIL	1975.00	6.10%	4.00 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	1878.29	5.80%	1.75 k
Bond - T-Bill	T-Bills	Other			1745.13	5.39%	1.75 Cr
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	1742.74	5.39%	3.50 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	1243.30	3.84%	2.50 k
Bond - Govt of India	GOI	Other			1026.86	3.17%	1.00 Cr
Bond - Can Fin Homes Ltd.	NCD & Bonds	Housing finance company	LAA+	ICRA	1015.53	3.14%	1.00 k
Bond - Axis Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	997.92	3.08%	2.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	994.69	3.07%	2.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	994.49	3.07%	2.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	PR1+	CARE	993.44	3.07%	2.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	992.51	3.07%	2.00 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	A1+	ICRA	991.43	3.06%	2.00 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	987.20	3.05%	2.00 k
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	898.13	2.78%	1.80 k
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	744.70	2.30%	1.50 k
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	742.99	2.30%	1.50 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	A1+	ICRA	742.99	2.30%	1.50 k
Bond - Bajaj Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	499.50	1.54%	1.00 k
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	498.26	1.54%	1.00 k
Bond - Aditya Birla Capital Ltd.	CP	Life insurance	F1+	FITCH	497.92	1.54%	1.00 k
Bond - Tata Power Co. Ltd.	CP	Integrated power utilities	P1+	CRISIL	497.86	1.54%	1.00 k
Bond - Bharti Airtel Ltd.	CP	Telecom - cellular & fixed line services	P1+	CRISIL	497.37	1.54%	1.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	496.37	1.53%	1.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	A1+	ICRA	495.41	1.53%	1.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	494.94	1.53%	1.00 k
Bond - Infina Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	493.05	1.52%	1.00 k
Bond - T-Bill	T-Bills	Other			349.37	1.08%	35.00 L
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	A1+	ICRA	249.92	0.77%	500.00
Bond - T-Bill	T-Bills	Other			249.05	0.77%	25.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	248.11	0.77%	500.00
Bond - Mirae Asset Sharekhan Financial Services Ltd.	CP	Stockbroking & allied	P1+	CRISIL	247.76	0.77%	500.00
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	247.20	0.76%	500.00
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	216.03	0.67%	200.00
Bond - Power Grid Corporation of India Ltd.	NCD & Bonds	Power - transmission	AAA	CRISIL	161.10	0.50%	150.00