DSP Multi Asset Allocation Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Multi Asset Allocation

Fund House : DSP Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 15.6991 0.49%
(as on 05th December, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 4985.07 Cr

(3.11% of Investment in Category)

Expense Ratio

: 0.25%

(0.53% Category average)

Risk-O-Meter

Very High Risk

Multi Asset Allocation :Multi Asset Allocation : The fund has 36.88% investment in domestic equities of which 21.25% is in Large Cap stocks, 4.3% is in Mid Cap stocks, 1.6% in Small Cap stocks.The fund has 14.58% investment in Debt, of which 10.45% in Government securities, 4.13% is in Low Risk securities.

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This Scheme

VS

40% NIFTY500 TRI + 20% NIFTY Composite Debt Index + 15% Domestic Price of Physical Gold (LBMA) + 5% iCOMDEX Composite Index + 20% MSCI World Index

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NA
2.14%

6.92%

9.44%

13.57%

17.87%

18.59%

14.7%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 04th December, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	26-Nov-25	10071.10	0.71%	-	0.31%	14/31
1 Month	04-Nov-25	10217.50	2.17%	-	2.14%	17/31
3 Month	04-Sep-25	10936.20	9.36%	-	6.92%	5/30
6 Month	04-Jun-25	11296.80	12.97%	-	9.44%	3/28
YTD	31-Dec-24	12177.10	21.77%	-	16.04%	2/26
1 Year	04-Dec-24	11969.00	19.69%	19.69%	13.57%	1/24
2 Year	04-Dec-23	14742.90	47.43%	21.39%	17.87%	2/15
Since Inception	27-Sep-23	15623.30	56.23%	22.61%	14.70%	1/31

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 04th December, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	04-Dec-24	12000	13754.49	14.62 %	28.19 %
2 Year	04-Dec-23	24000	29664.01	23.6 %	21.83 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Please check with your Tax Advisor.

Portfolio (Updated on 31st Oct,2025)

Portfolio Turnover Ratio : 85.00% | Category average turnover ratio is 291.65%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 36.88% | F&O Holdings : 0.01%| Foreign Equity Holdings : 12.46%| Total : 49.35%

No of Stocks : 49 (Category Avg - 68.00) | Large Cap Investments : 21.25%| Mid Cap Investments : 4.3% | Small Cap Investments : 1.6% | Other : 22.2%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	2147.3	4.31%	0.47%	5.82% (Nov 2024)	3.4% (Jul 2025)	21.75 L	4.00 L
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	1363	2.73%	0.54%	2.73% (Oct 2025)	0% (Nov 2024)	6.63 L	1.50 L
Infosys Ltd.	Computers - software & consulting	1261.9	2.53%	0.31%	2.53% (Oct 2025)	1.54% (Jun 2025)	8.51 L	1.75 L
ICICI Bank Ltd.	Private sector bank	1191.1	2.39%	-0.32%	5.36% (Nov 2024)	2.39% (Oct 2025)	8.85 L	0.00
SK Hynix Inc	Foreign equity	920.7	1.85%	0.53%	1.85% (Oct 2025)	0% (Nov 2024)	26.50 k	0.00
Angel One Ltd.	Stockbroking & allied	817.1	1.64%	0.63%	1.74% (May 2025)	0% (Nov 2024)	3.28 L	1.20 L
HCL Technologies Limited	Computers - software & consulting	751.4	1.51%	0.31%	2.01% (Jan 2025)	1.19% (Jul 2025)	4.87 L	1.05 L
Microsoft Corp	Foreign equity	735.6	1.48%	-0.19%	2.05% (Jul 2025)	1.19% (Mar 2025)	16.01 k	0.00
GAIL (India) Ltd.	Gas transmission/marketing	732.4	1.47%	0.06%	1.58% (Nov 2024)	1.12% (Feb 2025)	40.07 L	5.00 L
Axis Bank Ltd.	Private sector bank	707.6	1.42%	-0.06%	1.48% (Sep 2025)	0.99% (Jun 2025)	5.74 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 12 (Category Avg - 17.77) | Modified Duration 5.10 Years (Category Avg - 2.55)| Yield to Maturity 6.60% (Category Avg - 6.49%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	10.45%	7.12%
CD	0.00%	0.81%
T-Bills	0.00%	0.72%
CP	0.00%	0.48%
NCD & Bonds	4.13%	8.20%
PTC	0.00%	0.09%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	10.45%	7.84%
Low Risk	4.13%	9.40%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
MF Units	MF Units	10.27%
TREPS	TREPS	6.57%
MF Units	MF Units	4.58%
MF Units	MF Units	3.24%
Embassy Office Parks Reit	InvITs	2.36%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Mahindra Manulife Multi Asset Allocation Fund - Direct Plan - Growth	NA	764.15	1.84	9.07	12.77	18.94	0.00
WhiteOak Capital Multi Asset Allocation Fund - Direct Plan - Growth	NA	4530.34	1.62	5.23	8.64	17.36	0.00
Sundaram Multi Asset Allocation Fund - Direct Plan - Growth	NA	2925.07	2.49	7.92	10.37	17.26	0.00
Union Multi Asset Allocation Fund - Direct Plan - Growth	NA	808.16	2.25	8.14	11.18	16.90	0.00
Nippon India Multi Asset Allocation Fund - Direct Plan - Growth	NA	8722.27	1.36	6.67	11.07	16.01	20.80
Mirae Asset Multi Asset Allocation Fund - Direct Plan - Growth	NA	2514.99	2.17	7.14	9.23	15.85	0.00
SBI Multi Asset Allocation Fund - Direct Plan - Growth	NA	11306.23	2.37	7.96	10.59	15.73	18.21
Aditya Birla Sun Life Multi Asset Allocation Fund - Direct Plan - Growth	NA	4973.93	2.86	7.75	10.51	15.44	0.00
ICICI Prudential Multi-Asset Fund - Direct Plan - Growth	4	71900.48	2.03	6.16	8.62	15.35	19.70
Kotak Multi Asset Allocation Fund - Direct Plan - Growth	NA	9429.18	3.82	10.50	15.88	15.32	0.00

Detailed Comparison

More Funds from DSP Mutual Fund

Out of 63 mutual fund schemes offered by this AMC, 6 is/are ranked 5 * , 8 is/are ranked 4 * , 11 is/are ranked 3 * , and 38 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Midcap Fund - Direct Plan - Growth	3	19609.01	0.09	2.64	4.53	1.45	19.58
DSP Liquidity Fund - Direct Plan - Growth	3	19054.79	0.49	1.47	2.97	6.70	7.07
DSP ELSS Tax Saver Fund - Direct Plan - Growth	5	17241.31	1.99	6.56	5.18	4.21	19.89
DSP Small Cap Fund - Direct Plan - Growth	3	16867.93	-1.63	-0.48	-0.84	-3.45	19.63
DSP Large & Mid Cap Fund - Direct Plan - Growth	4	16530.07	1.66	6.31	5.20	3.97	20.44
DSP Flexi Cap Fund - Direct Plan - Growth	3	12197.68	0.86	4.51	4.01	2.11	17.97
DSP Aggressive Hybrid Fund - Direct Plan - Growth	4	11909.72	1.27	3.65	2.82	5.77	16.74
DSP Savings Fund - Direct Plan - Growth	4	7524.16	0.54	1.57	3.18	7.33	7.48
DSP Large Cap Fund - Direct Plan - Growth	5	6933.59	2.15	5.45	4.77	6.45	18.27
DSP Arbitrage fund - Direct Plan - Growth	3	6447.92	0.51	1.55	3.13	6.85	7.70