DSP Bond Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 13 (Category Avg - 42.54) | Modified Duration 3.22 Years (Category Avg - 3.46)| Yield to Maturity 6.81% (Category Avg - 7.28%)

Portfolio Summary (as on 31st Oct,2025)

Category - Medium Duration Fund

Category - Medium Duration Fund

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	268.84	8.45%	2.50 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	266.19	8.36%	2.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	264.48	8.31%	2.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	264.25	8.30%	2.50 k
Bond - Govt of India	GOI	Other			261.83	8.23%	25.00 L
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	258.39	8.12%	2.50 k
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	255.83	8.04%	2.50 k
Bond - Govt of India	GOI	Other			254.72	8.00%	25.00 L
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	252.67	7.94%	2.50 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	242.30	7.61%	500.00
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	237.61	7.47%	500.00
Bond - Govt of India	GOI	Other			216.26	6.80%	20.00 L
Bond - Govt of India	GOI	Other			49.73	1.56%	5.00 L