Baroda BNP Paribas Low Duration Fund - Defunct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 27 (Category Avg - 77.09) | Modified Duration 0.89 Years (Category Avg - 0.89)| Yield to Maturity 6.60% (Category Avg - 6.70%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	6.49%	6.83%
CD	33.63%	19.26%
T-Bills	0.00%	3.86%
CP	0.00%	3.43%
NCD & Bonds	49.77%	59.25%
PTC	2.56%	2.31%

Category - Low Duration Fund

Security Type	% Weight	Category Average
Government Backed	6.49%	10.68%
Low Risk	85.96%	84.25%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Low Duration Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	242.29	8.56%	500.00
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	201.28	7.11%	2.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	200.70	7.09%	200.00
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	196.16	6.93%	400.00
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	176.18	6.23%	360.00
Bond - Export Import Bank Of India	CD	Financial institution	P1+	CRISIL	144.53	5.11%	300.00
Bond - PNB Housing Finance Ltd.	NCD & Bonds	Housing finance company	CARE AA+	CARE	101.37	3.58%	1.00 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	100.81	3.56%	1.00 k
Bond - Shriram Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	100.73	3.56%	1.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	100.61	3.56%	1.00 k
Bond - Piramal Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA	CARE	100.57	3.55%	1.00 k
Bond - Mindspace Business Parks REIT	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	100.21	3.54%	1.00 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	96.11	3.40%	200.00
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	96.10	3.40%	200.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	90.55	3.20%	900.00
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	70.96	2.51%	700.00
Bond - Govt of India	GOI	Other			61.91	2.19%	6.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	59.83	2.11%	600.00
Bond - Govt of India	GOI	Other			51.12	1.81%	5.00 L
Bond - Indostar Capital Finance Private Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA-	CARE	50.61	1.79%	50.00 k
Bond - Embassy Office Parks Reit	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	50.18	1.77%	500.00
Bond - Govt of India	GOI	Other			50.13	1.77%	5.00 L
Bond - Vajra Trust	PTC	Ptc	AAA	CRISIL	49.84	1.76%	5.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	40.23	1.42%	400.00
Bond - Mindspace Business Parks REIT	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	40.23	1.42%	400.00
Bond - India Universal Trust	PTC	Ptc	AAA	CRISIL	22.74	0.80%	5.00
Bond - Govt of India	GOI	Other			20.51	0.72%	2.00 L