Baroda BNP Paribas Equity Savings Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Equity Savings

Equity Holding : 67.02% | F&O Holdings : -25.57%| Foreign Equity Holdings : 0.00%| Total : 41.45%

No of Stocks : 71 (Category Avg - 76.88) | Large Cap Investments : 7.87%| Mid Cap Investments : 11.82% | Small Cap Investments : 3.52% | Other : 18.24%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	71	69.84
Top 5 Stock Weight	19.74%	23.3%
Top 10 Stock Weight	29.59%	36.22%
Top 3 Sector Weight	11.08%	26.18%

Category - Equity Savings

Particulars	This Scheme	Category
Average mcap (Cr)	-21261.15	106470.13
Holdings in large cap stocks	7.87%	42.8%
Holdings in mid cap stocks	11.82%	6.8%
Holdings in small cap stocks	3.52%	3.44%

Category - Equity Savings

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	157.3	5.83%	0.11%	6.16% (Jul 2025)	4.88% (Jan 2025)	1.59 L	0.00
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	109.2	4.04%	0.27%	4.23% (Jun 2025)	1.16% (Mar 2025)	53.14 k	0.00
Reliance Industries Ltd.	Refineries & marketing	102.5	3.80%	0.25%	5.58% (Jun 2025)	3.49% (Aug 2025)	68.98 k	0.00
Tata Power Co. Ltd.	Integrated power utilities	85.2	3.16%	0.07%	3.42% (Nov 2024)	2.9% (Feb 2025)	2.11 L	0.00
Larsen & Toubro Ltd.	Civil construction	78.6	2.91%	0.22%	2.91% (Oct 2025)	1.04% (Mar 2025)	19.50 k	0.00
- Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	64.5	2.39%	0.00%	3.14% (Jan 2025)	1.96% (May 2025)	18.50 k	0.00
Tata Steel Ltd.	Iron & steel products	56.3	2.09%	0.13%	2.09% (Oct 2025)	1.59% (Apr 2025)	3.08 L	0.00
Ambuja Cements Ltd.	Cement & cement products	51.1	1.89%	-0.05%	2.05% (Jul 2025)	1.71% (Feb 2025)	90.30 k	0.00
ICICI Bank Ltd.	Private sector bank	49.9	1.85%	-0.14%	3.38% (Mar 2025)	1.85% (Oct 2025)	37.10 k	-2.00 k
Adani Ports And Special Economic Zone Ltd.	Port & port services	44.1	1.63%	0.02%	1.68% (Jun 2025)	1.33% (Feb 2025)	30.40 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

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Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
HDFC Bank Ltd.	Private sector bank	5.76	157.3	5.83%	0.11%	6.16% (Jul 2025)	4.88% (Jan 2025)	1.59 L	0.00	Other	18.24
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	1.02	109.2	4.04%	0.27%	4.23% (Jun 2025)	1.16% (Mar 2025)	53.14 k	0.00	Large Cap	7.87
Reliance Industries Ltd.	Refineries & marketing	1.97	102.5	3.80%	0.25%	5.58% (Jun 2025)	3.49% (Aug 2025)	68.98 k	0.00	Large Cap	7.87
Tata Power Co. Ltd.	Integrated power utilities	0.82	85.2	3.16%	0.07%	3.42% (Nov 2024)	2.9% (Feb 2025)	2.11 L	0.00	Mid Cap	11.82
Larsen & Toubro Ltd.	Civil construction	1.2	78.6	2.91%	0.22%	2.91% (Oct 2025)	1.04% (Mar 2025)	19.50 k	0.00	Large Cap	7.87
- Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	0.57	64.5	2.39%	0.00%	3.14% (Jan 2025)	1.96% (May 2025)	18.50 k	0.00	Large Cap	7.87
Tata Steel Ltd.	Iron & steel products	-0.01	56.3	2.09%	0.13%	2.09% (Oct 2025)	1.59% (Apr 2025)	3.08 L	0.00	Other	18.24
Ambuja Cements Ltd.	Cement & cement products	1.18	51.1	1.89%	-0.05%	2.05% (Jul 2025)	1.71% (Feb 2025)	90.30 k	0.00	Large Cap	7.87
ICICI Bank Ltd.	Private sector bank	5.76	49.9	1.85%	-0.14%	3.38% (Mar 2025)	1.85% (Oct 2025)	37.10 k	-2.00 k	Large Cap	7.87
Adani Ports And Special Economic Zone Ltd.	Port & port services	-0.01	44.1	1.63%	0.02%	1.68% (Jun 2025)	1.33% (Feb 2025)	30.40 k	0.00	Large Cap	7.87
National Thermal Power Corporation Ltd.	Power generation	0.01	39.9	1.48%	-0.04%	2.36% (Apr 2025)	0.77% (Dec 2024)	1.19 L	0.00	Large Cap	7.87
- TVS Motor Company Ltd.	2/3 wheelers	1.29	34.6	1.28%	0.00%	1.28% (Oct 2025)	0.72% (Feb 2025)	9.85 k	0.00	Mid Cap	11.82
DLF Ltd.	Residential, commercial projects	-0.01	34.3	1.27%	-0.48%	2.08% (Jun 2025)	0% (Nov 2024)	45.38 k	-0.20 L	Large Cap	7.87
Bharat Heavy Electricals Ltd.	Heavy electrical equipment	1.94	34.1	1.26%	0.45%	1.26% (Oct 2025)	0.5% (Jan 2025)	1.28 L	38.39 k	Mid Cap	11.82
Ultratech Cement Ltd.	Cement & cement products	1.18	32.3	1.19%	-0.06%	1.27% (Aug 2025)	0% (Nov 2024)	2.70 k	0.00	Large Cap	7.87
Travel Food Services Ltd.	Restaurants	1.19	32.1	1.19%	-0.03%	1.22% (Sep 2025)	0% (Nov 2024)	24.32 k	0.00	Other	18.24
Radico Khaitan Ltd.	Breweries & distilleries	1.18	31.9	1.18%	0.07%	1.18% (Oct 2025)	0.48% (Feb 2025)	10.20 k	0.00	Small Cap	3.52
Muthoot Finance Pvt. Ltd.	Non banking financial company (nbfc)	1.59	30.6	1.13%	0.01%	1.13% (Oct 2025)	0% (Nov 2024)	9.63 k	0.00	Mid Cap	11.82
Eternal Ltd.	E-retail/ e-commerce	1.12	30.2	1.12%	-0.05%	1.17% (Sep 2025)	0.6% (Apr 2025)	95.00 k	0.00	Other	18.24
- Tech Mahindra Ltd.	Computers - software & consulting	3.35	28.5	1.06%	0.00%	1.1% (Aug 2025)	0% (Nov 2024)	20.00 k	0.00	Large Cap	7.87
Bajaj Finance Ltd.	Non banking financial company (nbfc)	1.59	26.6	0.98%	0.02%	2.02% (Mar 2025)	0.83% (Aug 2025)	25.50 k	0.00	Other	18.24
State Bank Of India	Public sector bank	1.89	26.3	0.98%	0.05%	0.98% (Oct 2025)	0.47% (Dec 2024)	28.10 k	0.00	Large Cap	7.87
One 97 Communications Ltd.	Financial technology (fintech)	1.63	25.1	0.93%	0.19%	0.93% (Oct 2025)	0% (Nov 2024)	19.25 k	1.75 k	Other	18.24
Punjab National Bank	Public sector bank	1.89	24.6	0.91%	0.06%	0.91% (Oct 2025)	0.46% (Feb 2025)	2.00 L	0.00	Large Cap	7.87
Sagility India Ltd.	It enabled services	0.91	24.6	0.91%	0.16%	0.91% (Oct 2025)	0.45% (Nov 2024)	4.67 L	0.00	Other	18.24
Titan Company Ltd.	Gems, jewellery and watches	0.9	24.4	0.90%	0.07%	0.91% (Jun 2025)	0% (Nov 2024)	6.50 k	0.00	Large Cap	7.87
Infosys Ltd.	Computers - software & consulting	3.35	24.3	0.90%	0.01%	2.42% (Jan 2025)	0.89% (Sep 2025)	16.42 k	0.00	Large Cap	7.87
Navin Flourine International Ltd.	Commodity chemicals	0.9	24.3	0.90%	0.15%	0.9% (Oct 2025)	0.57% (Nov 2024)	4.28 k	0.00	Small Cap	3.52
Hindalco Industries Ltd.	Aluminium	0.88	23.7	0.88%	0.07%	0.88% (Oct 2025)	0.47% (Dec 2024)	28.00 k	0.00	Large Cap	7.87
Persistent Systems Ltd.	Computers - software & consulting	3.35	23.7	0.88%	0.15%	0.92% (Jun 2025)	0% (Nov 2024)	4.00 k	0.00	Other	18.24
Linde India Ltd.	Industrial gases	0.87	23.5	0.87%	-0.05%	1.09% (May 2025)	0% (Nov 2024)	3.90 k	0.00	Small Cap	3.52
Nippon Life India Asset Management Ltd.	Asset management company	0.86	23.2	0.86%	-0.01%	0.87% (Sep 2025)	0% (Nov 2024)	26.50 k	0.00	Mid Cap	11.82
Au Small Finance Bank Ltd.	Other bank	1.53	22.8	0.85%	0.13%	0.9% (Jun 2025)	0.58% (Dec 2024)	26.00 k	0.00	Mid Cap	11.82
InterGlobe Aviation Ltd.	Airline	0.83	22.5	0.83%	-0.01%	0.84% (Aug 2025)	0% (Nov 2024)	4.00 k	0.00	Large Cap	7.87
Bharat Electronics Ltd.	Aerospace & defense	0.79	21.3	0.79%	0.03%	0.8% (Jun 2025)	0.4% (Feb 2025)	50.00 k	0.00	Mid Cap	11.82
PNB Housing Finance Ltd.	Housing finance company	-0.01	21.2	0.78%	0.04%	0.85% (Jun 2025)	0.39% (Feb 2025)	22.80 k	0.00	Mid Cap	11.82
Indusind Bank Ltd.	Private sector bank	5.76	21.1	0.78%	0.04%	1.05% (Feb 2025)	0.68% (Mar 2025)	26.60 k	0.00	Large Cap	7.87
Max Financial Services Ltd.	Life insurance	0.74	20.1	0.74%	-0.03%	0.96% (Apr 2025)	0.73% (May 2025)	13.00 k	0.00	Mid Cap	11.82
Britannia Industries Ltd.	Packaged foods	0.7	19	0.70%	-0.03%	0.73% (Sep 2025)	0% (Nov 2024)	3.25 k	0.00	Large Cap	7.87
PB Fintech Ltd.	Financial technology (fintech)	1.63	18.9	0.70%	0.02%	1.12% (Dec 2024)	0.68% (Sep 2025)	10.60 k	0.00	Other	18.24
Kotak Mahindra Bank Ltd.	Private sector bank	5.76	18.5	0.69%	0.03%	2.4% (Mar 2025)	0.56% (Nov 2024)	8.80 k	0.00	Large Cap	7.87
Ujjivan Small Finance Bank Ltd.	Other bank	1.53	18.5	0.68%	0.08%	0.68% (Oct 2025)	0% (Nov 2024)	3.57 L	16.42 k	Other	18.24
Axis Bank Ltd.	Private sector bank	5.76	18.5	0.68%	0.04%	0.9% (Nov 2024)	0% (Nov 2024)	15.00 k	0.00	Large Cap	7.87
Max Healthcare Institute Ltd.	Hospital	0.68	18.4	0.68%	0.01%	0.78% (Jun 2025)	0% (Nov 2024)	16.00 k	0.00	Other	18.24
ABB Power Products and Systems India Ltd.	Heavy electrical equipment	1.94	18.3	0.68%	-0.02%	1.12% (May 2025)	0.52% (Feb 2025)	1.03 k	0.00	Other	18.24
Divis Laboratories Ltd.	Pharmaceuticals	1.63	16.8	0.62%	0.08%	0.97% (Mar 2025)	0.54% (Nov 2024)	2.50 k	0.00	Large Cap	7.87
ITC Limited	Diversified fmcg	0.62	16.8	0.62%	0.01%	2.13% (Dec 2024)	0% (Nov 2024)	40.00 k	0.00	Large Cap	7.87
Cholamandalam Investment & Finance Co. Ltd.	Non banking financial company (nbfc)	1.59	16.8	0.62%	0.02%	0.84% (Jun 2025)	0.4% (Dec 2024)	9.87 k	0.00	Other	18.24
- Ajanta Pharma Limited	Pharmaceuticals	1.63	15.4	0.57%	0.00%	0.82% (Mar 2025)	0.57% (Sep 2025)	6.24 k	0.00	Small Cap	3.52
Indiqube Spaces Ltd.	Diversified commercial services	0.57	15.3	0.57%	-0.05%	0.62% (Sep 2025)	0% (Nov 2024)	71.76 k	0.00	Other	18.24
LTIMindtree Ltd.	Computers - software & consulting	3.35	13.6	0.51%	0.04%	1.32% (Jan 2025)	0.41% (Apr 2025)	2.40 k	0.00	Mid Cap	11.82
SRF Ltd.	Specialty chemicals	0	12.3	0.46%	0.01%	0.52% (Jun 2025)	0.36% (Dec 2024)	4.20 k	0.00	Mid Cap	11.82
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	1.63	11.8	0.44%	0.02%	0.93% (Dec 2024)	0.42% (Sep 2025)	7.00 k	0.00	Large Cap	7.87
Tega Industries Ltd.	Industrial products	0.37	10.1	0.37%	-0.32%	0.7% (Jul 2025)	0.28% (Feb 2025)	5.19 k	-4.45 k	Other	18.24
# TVS Motor Company Ltd. - Preference Shares	2/3 wheelers	1.29	0.4	0.01%	0.00%	0% (Nov 2025)	0% (Nov 2025)	37.60 k	0.00	Other	18.24
SRF Ltd. : Futures Near	Specialty chemicals	0	-12.4	-0.46%	-0.01%	-0.36% (Dec 2024)	-0.52% (Jun 2025)	-4.20 k	-4.20 k	Large Cap	7.87
Kotak Mahindra Bank Ltd. : Futures Near	Private sector bank	5.76	-18.6	-0.69%	-0.02%	-0.67% (Sep 2025)	0% (Nov 2024)	-8.80 k	-8.80 k	Large Cap	7.87
PNB Housing Finance Ltd. : Futures Near	Housing finance company	-0.01	-21.2	-0.79%	-0.04%	-0.64% (Aug 2025)	0% (Nov 2024)	-0.23 L	-0.23 L	Large Cap	7.87
Indusind Bank Ltd. : Futures Near	Private sector bank	5.76	-21.2	-0.79%	-0.05%	-0.68% (Mar 2025)	-1.06% (Feb 2025)	-0.27 L	-0.27 L	Large Cap	7.87
Muthoot Finance Pvt. Ltd. : Futures Near	Non banking financial company (nbfc)	1.59	-30.8	-1.14%	-0.02%	-0.8% (May 2025)	0% (Nov 2024)	-9.63 k	-9.63 k	Large Cap	7.87
DLF Ltd. : Futures Near	Residential, commercial projects	-0.01	-34.5	-1.28%	0.49%	-1.28% (Oct 2025)	0% (Nov 2024)	-0.45 L	-0.45 L	Large Cap	7.87
National Thermal Power Corporation Ltd. : Futures Near	Power generation	0.01	-39.8	-1.47%	0.06%	-1.44% (Aug 2025)	0% (Nov 2024)	-1.19 L	-1.19 L	Large Cap	7.87
Adani Ports And Special Economic Zone Ltd. : Futures Near	Port & port services	-0.01	-44.4	-1.64%	-0.02%	-1.33% (Feb 2025)	-1.68% (Jun 2025)	-0.30 L	-0.30 L	Large Cap	7.87
Larsen & Toubro Ltd. : Futures Near	Civil construction	1.2	-46.1	-1.71%	-0.13%	-0.7% (Apr 2025)	0% (Nov 2024)	-0.11 L	-0.11 L	Large Cap	7.87
Mahindra & Mahindra Ltd. : Futures Near	Passenger cars & utility vehicles	0.57	-49.1	-1.82%	0.00%	-1.51% (Mar 2025)	-2.62% (Jan 2025)	-0.14 L	-0.14 L	Large Cap	7.87
Reliance Industries Ltd. : Futures Near	Refineries & marketing	1.97	-49.4	-1.83%	-0.12%	-1.68% (Aug 2025)	-3.33% (Jun 2025)	-0.33 L	-0.33 L	Large Cap	7.87
Ambuja Cements Ltd. : Futures Near	Cement & cement products	1.18	-51.4	-1.90%	0.05%	-1.72% (Feb 2025)	-2.06% (Jul 2025)	-0.90 L	-0.90 L	Large Cap	7.87
Tata Steel Ltd. : Futures Near	Iron & steel products	-0.01	-56.6	-2.10%	-0.12%	-1.59% (Apr 2025)	-2.1% (Oct 2025)	-3.08 L	-3.08 L	Large Cap	7.87
Tata Power Co. Ltd. : Futures Near	Integrated power utilities	0.82	-63.1	-2.34%	-0.05%	-2.17% (Aug 2025)	-3.44% (Nov 2024)	-1.55 L	-1.55 L	Large Cap	7.87
HDFC Bank Ltd. : Futures Near	Private sector bank	5.76	-70	-2.59%	-0.05%	-2.41% (Jan 2025)	-2.74% (Jul 2025)	-0.70 L	-0.70 L	Large Cap	7.87
Bharti Airtel Ltd. : Futures Near	Telecom - cellular & fixed line services	1.02	-81.5	-3.02%	-0.21%	-0.72% (Dec 2024)	0% (Nov 2024)	-0.39 L	-0.39 L	Large Cap	7.87
Concord Biotech Ltd.	Pharmaceuticals	1.63	13.1	0.00%	-0.49%	-	-	-	-	Other	18.24
Bharat Petroleum Corporation Ltd.	Refineries & marketing	1.97	-10.1	0.00%	0.38%	-	-	-	-	Large Cap	7.87
Trent Limited	Speciality retail		13.6	0.00%	-0.51%	-	-	-	-	Mid Cap	11.82
Bond - Small Industries Development Bank Of India	Financial institution		50.7	0.00%	-1.91%	-	-	-	-	Other	18.24
Mrs.Bectors Food Specialities Ltd.	Packaged foods	0.7	4	0.00%	-0.15%	-	-	-	-	Other	18.24
Bank Of India	Public sector bank	1.89	-5.8	0.00%	0.22%	-	-	-	-	Large Cap	7.87

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
No new entrants in the portfolio in the last month.

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	1M Change in Qty
Concord Biotech Ltd.	Pharmaceuticals	13.1	0.00%	-0.49%	0.73% (Dec 2024)	0% (Nov 2024)	-7936
Bharat Petroleum Corporation Ltd.	Refineries & marketing	-10.1	0.00%	0.38%	-0.28% (Feb 2025)	0% (Nov 2024)	29625
Trent Limited	Speciality retail	13.6	0.00%	-0.51%	1.15% (Dec 2024)	0% (Nov 2024)	-2904
Bond - Small Industries Development Bank Of India	Financial institution	50.7	0.00%	-1.91%	0% (Nov 2025)	0% (Nov 2025)	-500
Mrs.Bectors Food Specialities Ltd.	Packaged foods	4	0.00%	-0.15%	0.61% (Nov 2024)	0% (Nov 2024)	-3143
Bank Of India	Public sector bank	-5.8	0.00%	0.22%	-0.19% (Aug 2025)	0% (Nov 2024)	46800

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
HDFC Bank Ltd.	5.83%	5.72%	5.65%	6.16%	6.07%	5.79%	5.65%	5.85%	5.08%	4.88%	5.00%	5.07%	4.95%
Reliance Industries Ltd.	3.80%	3.55%	3.49%	4.69%	5.58%	5.19%	5.06%	5.31%	5.09%	5.26%	4.95%	4.01%	3.32%
Tata Power Co. Ltd.	3.16%	3.09%	2.93%	3.21%	3.25%	3.07%	2.96%	3.16%	2.90%	3.06%	3.23%	3.42%	3.66%
Bharti Airtel Ltd.	4.04%	3.77%	3.74%	3.90%	4.23%	3.83%	3.80%	1.16%	1.80%	1.83%	1.31%	1.35%	1.35%
ICICI Bank Ltd.	1.85%	1.99%	2.26%	2.47%	2.39%	2.58%	2.51%	3.38%	3.07%	3.13%	3.14%	3.20%	3.03%
Maruti Suzuki India Ltd.	-	-	-	-	-	-	0.81%	2.13%	3.84%	3.87%	2.50%	2.55%	1.90%
Mahindra & Mahindra Ltd.	2.39%	2.39%	2.20%	2.16%	2.13%	1.96%	2.11%	1.98%	2.77%	3.14%	3.10%	3.06%	2.36%
Larsen & Toubro Ltd.	2.91%	2.69%	2.61%	2.62%	2.63%	2.01%	1.80%	1.04%	2.30%	2.54%	2.17%	2.24%	2.20%
Ambuja Cements Ltd.	1.89%	1.94%	1.89%	2.05%	1.99%	1.86%	1.79%	1.95%	1.71%	1.85%	1.90%	1.89%	2.08%
Tata Motors Ltd.	-	-	-	-	-	-	-	-	-	-	-	-	1.90%
Tata Steel Ltd.	2.09%	1.96%	1.77%	1.86%	1.87%	1.85%	1.59%	1.91%	1.73%	1.66%	1.67%	1.75%	1.82%
DLF Ltd.	1.27%	1.75%	1.79%	1.96%	2.08%	1.94%	1.62%	1.78%	1.69%	1.95%	-	-	-
Infosys Ltd.	0.90%	0.89%	0.90%	0.95%	1.00%	0.96%	1.60%	1.83%	2.11%	2.42%	2.37%	2.35%	2.24%
Bajaj Finance Ltd.	0.98%	0.96%	0.83%	1.67%	1.76%	1.69%	1.79%	2.02%	1.75%	1.82%	1.54%	1.49%	1.58%
Adani Ports And Special Economic Zone Ltd.	1.63%	1.61%	1.49%	1.60%	1.68%	1.63%	1.36%	1.44%	1.33%	1.34%	1.47%	1.43%	1.66%

No of Debt Holding 11 (Category Avg - 15.96) | Modified Duration 4.49 Years (Category Avg - 2.60)| Yield to Maturity 6.69% (Category Avg - 6.41%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	16.41%	8.94%
CD	0.00%	0.37%
T-Bills	0.00%	0.55%
CP	0.00%	0.43%
NCD & Bonds	8.78%	7.62%
PTC	0.00%	0.17%

Category - Equity Savings

Security Type	% Weight	Category Average
Government Backed	16.41%	9.49%
Low Risk	8.78%	8.46%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Equity Savings

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			133.08	4.93%	13.50 L
Bond - Govt of India	GOI	Other			114.06	4.22%	11.00 L
Bond - Govt of India	GOI	Other			104.71	3.88%	10.00 L
Bond - Govt of India	GOI	Other			91.22	3.38%	9.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	70.17	2.60%	700.00
Bond - Jamnagar Utilities & Power Pvt. Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	51.24	1.90%	500.00
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	50.77	1.88%	500.00
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	31.52	1.17%	30.00
Bond - Shriram Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	20.45	0.76%	200.00
Bond - Piramal Capital and Housing Finance Ltd.	NCD & Bonds	Housing finance company	LAA	ICRA	12.64	0.47%	16.86 k
Bond - Yes Bank	NCD & Bonds	Private sector bank	LD	ICRA	0.00	0.00%	50.00