Bank of India Midcap Tax Fund - Series 1 - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : ELSS

Close Ended Fund. New investments not allowed in this fund.

Equity Holding : 97.78% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 97.78%

No of Stocks : 43 (Category Avg - 53.75) | Large Cap Investments : 12.41%| Mid Cap Investments : 16.23% | Small Cap Investments : 30.15% | Other : 38.99%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	43	53.75
Top 5 Stock Weight	22.94%	27.21%
Top 10 Stock Weight	37.59%	43.8%
Top 3 Sector Weight	29.32%	31.91%

Category - ELSS

Particulars	This Scheme	Category
Average mcap (Cr)	27505.76	93609.38
Holdings in large cap stocks	12.41%	39.17%
Holdings in mid cap stocks	16.23%	11.41%
Holdings in small cap stocks	30.15%	16.87%

Category - ELSS

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Indian Bank	Public sector bank	34.1	5.30%	0.56%	5.3% (Oct 2025)	2.85% (Dec 2024)	39.68 k	0.00
UNO Minda Ltd.	Auto components & equipments	30.4	4.74%	-0.36%	5.1% (Sep 2025)	4.32% (Apr 2025)	24.64 k	0.00
Coforge Ltd.	Computers - software & consulting	29.8	4.63%	0.39%	4.88% (Jun 2025)	2.6% (Nov 2024)	16.74 k	0.00
Hero Motocorp Ltd.	2/3 wheelers	27.8	4.32%	-0.05%	4.37% (Sep 2025)	1.91% (Jun 2025)	5.01 k	0.00
HDFC Bank Ltd.	Private sector bank	25.4	3.95%	0.05%	4.55% (Apr 2025)	3.03% (Jun 2025)	25.73 k	0.00
PB Fintech Ltd.	Financial technology (fintech)	20.5	3.19%	0.08%	3.46% (Mar 2025)	2.55% (Nov 2024)	11.48 k	0.00
Navin Flourine International Ltd.	Commodity chemicals	18.7	2.91%	0.49%	2.91% (Oct 2025)	1.13% (Dec 2024)	3.28 k	0.00
Quality Power Electrical Equipments Ltd.	Heavy electrical equipment	18.4	2.87%	-0.21%	3.32% (Jun 2025)	0% (Nov 2024)	18.11 k	0.00
Dixon Technologies (India) Ltd.	Consumer electronics	18.4	2.86%	-1.16%	4.66% (Dec 2024)	2.86% (Oct 2025)	1.19 k	-0.36 k
Lloyds Metals And Energy Ltd.	Sponge iron	18.1	2.82%	0.11%	3.34% (Jun 2025)	0% (Nov 2024)	13.87 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

None
Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
Indian Bank	Public sector bank	8.09	34.1	5.30%	0.56%	5.3% (Oct 2025)	2.85% (Dec 2024)	39.68 k	0.00	Mid Cap	16.23
UNO Minda Ltd.	Auto components & equipments	11.99	30.4	4.74%	-0.36%	5.1% (Sep 2025)	4.32% (Apr 2025)	24.64 k	0.00	Small Cap	30.15
Coforge Ltd.	Computers - software & consulting	4.63	29.8	4.63%	0.39%	4.88% (Jun 2025)	2.6% (Nov 2024)	16.74 k	0.00	Other	38.99
Hero Motocorp Ltd.	2/3 wheelers	4.32	27.8	4.32%	-0.05%	4.37% (Sep 2025)	1.91% (Jun 2025)	5.01 k	0.00	Large Cap	12.41
HDFC Bank Ltd.	Private sector bank	7.61	25.4	3.95%	0.05%	4.55% (Apr 2025)	3.03% (Jun 2025)	25.73 k	0.00	Other	38.99
PB Fintech Ltd.	Financial technology (fintech)	3.19	20.5	3.19%	0.08%	3.46% (Mar 2025)	2.55% (Nov 2024)	11.48 k	0.00	Other	38.99
Navin Flourine International Ltd.	Commodity chemicals	2.91	18.7	2.91%	0.49%	2.91% (Oct 2025)	1.13% (Dec 2024)	3.28 k	0.00	Small Cap	30.15
Quality Power Electrical Equipments Ltd.	Heavy electrical equipment	9.24	18.4	2.87%	-0.21%	3.32% (Jun 2025)	0% (Nov 2024)	18.11 k	0.00	Other	38.99
Dixon Technologies (India) Ltd.	Consumer electronics	2.86	18.4	2.86%	-1.16%	4.66% (Dec 2024)	2.86% (Oct 2025)	1.19 k	-0.36 k	Other	38.99
Lloyds Metals And Energy Ltd.	Sponge iron	2.82	18.1	2.82%	0.11%	3.34% (Jun 2025)	0% (Nov 2024)	13.87 k	0.00	Small Cap	30.15
Bank of Maharashtra	Public sector bank	8.09	17.9	2.79%	0.08%	2.79% (Oct 2025)	0% (Nov 2024)	3.04 L	0.00	Small Cap	30.15
Endurance Technologies Ltd.	Auto components & equipments	11.99	17.9	2.78%	0.03%	3.17% (Jun 2025)	1.94% (Dec 2024)	6.29 k	0.00	Mid Cap	16.23
Schaeffler India Ltd.	Auto components & equipments	11.99	17.7	2.75%	-0.19%	2.94% (Sep 2025)	0% (Nov 2024)	4.39 k	0.00	Other	38.99
Hitachi Energy India Ltd.	Heavy electrical equipment	9.24	17.3	2.69%	-0.10%	3.77% (May 2025)	0.27% (Nov 2024)	972.00	0.00	Other	38.99
CG Power and Industrial Solutions Ltd.	Heavy electrical equipment	9.24	16.1	2.50%	-0.07%	2.57% (Sep 2025)	2.25% (Jun 2025)	21.80 k	0.00	Small Cap	30.15
Abbott India Ltd.	Pharmaceuticals	7.81	15.5	2.41%	-0.08%	3.08% (Feb 2025)	2.21% (Nov 2024)	534.00	0.00	Mid Cap	16.23
Vikran Engineering Ltd.	Civil construction	2.2	14.1	2.20%	0.10%	2.2% (Oct 2025)	0% (Nov 2024)	1.39 L	0.00	Other	38.99
Oberoi Realty Ltd.	Residential, commercial projects	2.19	14.1	2.19%	0.20%	3.34% (Dec 2024)	1.99% (Sep 2025)	7.91 k	0.00	Mid Cap	16.23
Ipca Laboratories Ltd.	Pharmaceuticals	7.81	14.1	2.19%	-0.17%	2.92% (Mar 2025)	2.19% (Oct 2025)	11.05 k	0.00	Other	38.99
ICICI Lombard General Insurance Co Ltd.	General insurance	2.17	13.9	2.17%	0.07%	2.51% (Apr 2025)	2.06% (Aug 2025)	6.98 k	0.00	Large Cap	12.41
SBI Cards and Payment Services Ltd.	Non banking financial company (nbfc)	2.12	13.6	2.12%	-0.04%	2.24% (Jun 2025)	0% (Nov 2024)	15.50 k	0.00	Other	38.99
Housing & Urban Development Corporation Ltd.	Financial institution	2.11	13.5	2.11%	0.08%	2.19% (Apr 2025)	0.82% (Nov 2024)	57.10 k	0.00	Small Cap	30.15
ICICI Bank Ltd.	Private sector bank	7.61	13.3	2.07%	-0.06%	2.22% (Aug 2025)	0% (Nov 2024)	9.90 k	0.00	Large Cap	12.41
Aurobindo Pharma Ltd.	Pharmaceuticals	7.81	13.2	2.05%	0.58%	2.05% (Oct 2025)	0% (Nov 2024)	11.56 k	3.06 k	Large Cap	12.41
Steel Authority Of India Ltd.	Iron & steel products	3.63	12.6	1.96%	0.85%	1.96% (Oct 2025)	0% (Nov 2024)	92.00 k	40.00 k	Mid Cap	16.23
Siemens Energy India Ltd.	Power generation	3.53	12	1.87%	-0.20%	2.07% (Sep 2025)	0% (Nov 2024)	3.78 k	0.00	Other	38.99
# Radico Khaitan Ltd.	Breweries & distilleries	1.85	11.9	1.85%	1.85%	1.85% (Oct 2025)	0% (Nov 2024)	3.80 k	3.80 k	Small Cap	30.15
Reliance Industries Ltd.	Refineries & marketing	1.8	11.6	1.80%	0.11%	1.88% (Apr 2025)	1.43% (Dec 2024)	7.80 k	0.00	Large Cap	12.41
Carraro India Ltd.	Auto components & equipments	11.99	11	1.72%	1.04%	1.72% (Oct 2025)	0% (Nov 2024)	21.07 k	11.70 k	Other	38.99
Godfrey Phillips India Ltd.	Cigarettes & tobacco products	1.68	10.8	1.68%	-0.21%	2.06% (Aug 2025)	0% (Nov 2024)	3.50 k	0.00	Small Cap	30.15
- Jindal Stainless Ltd.	Iron & steel products	3.63	10.7	1.67%	0.00%	1.74% (Aug 2025)	0.95% (Nov 2024)	14.25 k	0.00	Small Cap	30.15
NTPC Green Energy Ltd.	Power generation	3.53	10.7	1.66%	0.06%	1.71% (Aug 2025)	0% (Nov 2024)	1.04 L	0.00	Other	38.99
FSN E-Commerce Ventures Ltd.	E-retail/ e-commerce	1.65	10.6	1.65%	0.50%	2.63% (Nov 2024)	0% (Nov 2024)	42.63 k	11.43 k	Other	38.99
Linde India Ltd.	Industrial gases	1.6	10.3	1.60%	-0.10%	1.96% (Nov 2024)	0.87% (Dec 2024)	1.71 k	0.00	Small Cap	30.15
Federal Bank Ltd.	Private sector bank	7.61	10.2	1.59%	0.26%	1.59% (Oct 2025)	1.3% (Dec 2024)	43.20 k	0.00	Mid Cap	16.23
Max Healthcare Institute Ltd.	Hospital	1.25	8.1	1.25%	0.01%	2.19% (Mar 2025)	0% (Nov 2024)	7.01 k	0.00	Other	38.99
Shakti Pumps (India) Ltd.	Compressors, pumps & diesel engines	1.22	7.9	1.22%	-0.03%	1.37% (Jun 2025)	0% (Nov 2024)	9.60 k	0.00	Small Cap	30.15
- GE T&D India Ltd.	Heavy electrical equipment	9.24	7.6	1.18%	0.00%	1.18% (Oct 2025)	0% (Nov 2024)	2.50 k	0.00	Small Cap	30.15
Eris Lifesciences Ltd.	Pharmaceuticals	7.81	7.5	1.16%	-0.03%	1.36% (Aug 2025)	0% (Nov 2024)	4.70 k	0.00	Small Cap	30.15
- Blue Star Ltd.	Household appliances	1.01	6.5	1.01%	0.00%	2.51% (Mar 2025)	0% (Nov 2024)	3.36 k	0.00	Small Cap	30.15
Sky Gold Ltd.	Gems, jewellery and watches	0.91	5.9	0.91%	0.22%	1.03% (May 2025)	0% (Nov 2024)	16.51 k	0.00	Small Cap	30.15
Zaggle Prepaid Ocean Service Pvt Ltd.	It enabled services	0.89	5.7	0.89%	0.05%	2.13% (Dec 2024)	0% (Nov 2024)	15.31 k	0.00	Other	38.99
# Bharat Dynamics Ltd.	Aerospace & defense	0.5	3.2	0.50%	0.50%	2.2% (Apr 2025)	0% (Nov 2024)	2.10 k	2.10 k	Other	38.99
Au Small Finance Bank Ltd.	Other bank		16.1	0.00%	-2.56%	-	-	-	-	Mid Cap	16.23
Trent Limited	Speciality retail		6	0.00%	-0.95%	-	-	-	-	Mid Cap	16.23
Manorama Industries Ltd.	Other food products		13.1	0.00%	-2.09%	-	-	-	-	Other	38.99
Astral Ltd.	Plastic products - industrial		3.2	0.00%	-0.51%	-	-	-	-	Mid Cap	16.23

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Radico Khaitan Ltd.	Breweries & distilleries	11.9	1.85%	1.85%	1.85% (Oct 2025)	0% (Nov 2024)	3.80 k	3800
# Bharat Dynamics Ltd.	Aerospace & defense	3.2	0.50%	0.50%	2.2% (Apr 2025)	0% (Nov 2024)	2.10 k	2100

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	1M Change in Qty
Au Small Finance Bank Ltd.	Other bank	16.1	0.00%	-2.56%	2.56% (Sep 2025)	0% (Nov 2024)	-22000
Trent Limited	Speciality retail	6	0.00%	-0.95%	2.93% (May 2025)	0% (Nov 2024)	-1281
Manorama Industries Ltd.	Other food products	13.1	0.00%	-2.09%	2.99% (May 2025)	0% (Nov 2024)	-9396
Astral Ltd.	Plastic products - industrial	3.2	0.00%	-0.51%	1.5% (Nov 2024)	0% (Nov 2024)	-2349

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
UNO Minda Ltd.	4.74%	5.10%	5.05%	4.60%	4.70%	4.48%	8.64%	8.66%	8.80%	8.86%	8.90%	9.30%	8.70%
Coforge Ltd.	4.63%	4.24%	4.63%	4.60%	4.88%	4.27%	3.96%	4.51%	4.15%	4.10%	4.03%	2.60%	2.28%
Dixon Technologies (India) Ltd.	2.86%	4.02%	4.14%	4.10%	3.06%	3.13%	4.44%	3.81%	4.57%	4.32%	4.66%	4.49%	3.99%
HDFC Bank Ltd.	3.95%	3.90%	3.93%	3.58%	3.03%	4.23%	4.55%	4.43%	4.52%	3.89%	3.67%	3.30%	3.19%
Indian Bank	5.30%	4.74%	4.16%	3.88%	3.87%	3.87%	3.86%	3.41%	3.47%	3.31%	2.85%	3.07%	3.17%
PB Fintech Ltd.	3.19%	3.11%	3.26%	3.27%	3.17%	3.20%	3.45%	3.46%	3.16%	3.27%	2.86%	2.55%	2.29%
Lloyds Metals And Energy Ltd.	2.82%	2.71%	2.87%	3.28%	3.34%	3.06%	2.87%	3.14%	2.69%	2.86%	2.57%	-	-
Info Edge (India) Ltd.	-	-	-	-	-	-	-	-	-	0.51%	4.00%	3.78%	3.41%
Deepak Nitrite Ltd.	-	-	-	-	1.98%	2.52%	2.61%	2.75%	2.76%	3.05%	2.95%	3.21%	3.10%
Hitachi Energy India Ltd.	2.69%	2.79%	-	-	-	-	-	-	-	-	-	-	-
ABB Power Products and Systems India Ltd.	-	-	2.98%	3.67%	3.52%	3.77%	3.08%	2.50%	2.40%	2.40%	1.85%	0.27%	0.31%
Bank of Maharashtra	2.79%	2.71%	2.53%	2.68%	-	-	-	-	-	-	-	-	-
J.b. Chemicals & Pharmaceuticals Ltd.	-	-	-	-	-	-	-	-	-	-	-	2.49%	2.81%
Abbott India Ltd.	2.41%	2.49%	2.70%	2.89%	2.89%	2.57%	2.75%	2.89%	3.08%	2.33%	2.39%	2.21%	2.31%
Indus Towers Ltd.	-	-	-	-	-	-	-	-	-	-	2.60%	2.64%	2.57%
Hero Motocorp Ltd.	4.32%	4.37%	3.03%	2.49%	1.91%	2.38%	2.29%	2.05%	2.18%	2.26%	1.96%	2.23%	2.33%