Bandhan Floater Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Floater Fund

No of Debt Holding 16 (Category Avg - 57.75) | Modified Duration 2.96 Years (Category Avg - 2.25)| Yield to Maturity 7.00% (Category Avg - 6.93%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	27.20%	35.83%
CD	3.27%	2.56%
T-Bills	0.00%	0.64%
CP	0.00%	0.08%
NCD & Bonds	65.59%	50.54%
PTC	0.00%	3.61%

Category - Floater Fund

Security Type	% Weight	Category Average
Government Backed	27.20%	36.47%
Low Risk	68.86%	56.49%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Floater Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			715.44	23.78%	69.00 L
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	255.99	8.51%	25.00 L
Bond - IndiGrid Infrastructure Trust	NCD & Bonds	Power - transmission	AAA	CRISIL	251.35	8.35%	25.00 L
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	251.23	8.35%	25.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	152.42	5.07%	15.00 L
Bond - Aditya Birla Real Estate Ltd.	NCD & Bonds	Paper & paper products	AA	CRISIL	152.05	5.05%	15.00 L
Bond - Tata Projects Ltd.	NCD & Bonds	Civil construction	AA	CRISIL	151.79	5.04%	15.00 L
Bond - Aadhar Housing Finance Ltd.	NCD & Bonds	Housing finance company	CARE AA+	CARE	151.49	5.03%	15.00 L
Bond - Godrej Seeds and Genetics Ltd.	NCD & Bonds	Other agricultural products	AA	CRISIL	150.11	4.99%	15.00 L
Bond - Govt of India	GOI	Other			103.05	3.42%	10.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	101.85	3.39%	10.00 L
Bond - Godrej Finance Ltd.	NCD & Bonds	Financial services	AA+	CRISIL	101.66	3.38%	10.00 L
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	101.39	3.37%	10.00 L
Bond - Godrej Properties Ltd.	NCD & Bonds	Residential, commercial projects	LAA+	ICRA	101.29	3.37%	10.00 L
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	98.45	3.27%	10.00 L
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	50.94	1.69%	5.00 L

Name	Type of Instrument	Weight (%)
Interest Rate Swaps	Interest Rate Swaps	49.86%
Net Receivables	Net Receivables	2.75%
TREPS	TREPS	1.16%
Margin	Margin	0.03%
Interest Rate Swaps	Interest Rate Swaps	-49.86%

Bandhan Floater Fund - Direct Plan - Growth

Portfolio Summary (as on 31st Oct,2025)

Debt holding in Portfolio (as on 31st Oct,2025)

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