Bajaj Finserv ELSS Tax Saver Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : ELSS

Fund House :

Equity Holding : 94.86% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 94.86%

No of Stocks : 59 (Category Avg - 53.75) | Large Cap Investments : 39.13%| Mid Cap Investments : 14.75% | Small Cap Investments : 16.2% | Other : 24.78%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	59	53.75
Top 5 Stock Weight	24.16%	27.25%
Top 10 Stock Weight	39.97%	43.81%
Top 3 Sector Weight	28.61%	31.83%

Category - ELSS

Particulars	This Scheme	Category
Average mcap (Cr)	108532.65	93693.67
Holdings in large cap stocks	39.13%	39.39%
Holdings in mid cap stocks	14.75%	11.3%
Holdings in small cap stocks	16.2%	16.78%

Category - ELSS

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Reliance Industries Ltd.	Refineries & marketing	42	5.81%	1.44%	6.22% (May 2025)	0% (Nov 2024)	28.25 k	7.23 k
HDFC Bank Ltd.	Private sector bank	38.4	5.32%	-0.32%	7.05% (Apr 2025)	0% (Nov 2024)	38.90 k	0.00
State Bank Of India	Public sector bank	36.3	5.02%	2.17%	5.02% (Oct 2025)	0% (Nov 2024)	38.68 k	17.27 k
Divis Laboratories Ltd.	Pharmaceuticals	29.2	4.04%	0.84%	4.04% (Oct 2025)	0% (Nov 2024)	4.33 k	637.00
Bharat Electronics Ltd.	Aerospace & defense	28.7	3.97%	0.84%	3.97% (Oct 2025)	0% (Nov 2024)	67.28 k	16.51 k
Infosys Ltd.	Computers - software & consulting	24.8	3.43%	-0.25%	4.56% (Feb 2025)	0% (Nov 2024)	16.74 k	0.00
Kotak Mahindra Bank Ltd.	Private sector bank	23.1	3.19%	0.16%	3.19% (Oct 2025)	0% (Nov 2024)	10.97 k	1.00 k
MTAR Technologies Ltd.	Aerospace & defense	22.5	3.11%	0.62%	3.11% (Oct 2025)	0% (Nov 2024)	8.83 k	0.00
ICICI Bank Ltd.	Private sector bank	22.2	3.07%	0.38%	3.99% (Mar 2025)	0% (Nov 2024)	16.51 k	3.40 k
Larsen & Toubro Ltd.	Civil construction	21.7	3.01%	0.32%	3.01% (Oct 2025)	0% (Nov 2024)	5.39 k	559.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

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M-Cap

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Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
Reliance Industries Ltd.	Refineries & marketing	5.81	42	5.81%	1.44%	6.22% (May 2025)	0% (Nov 2024)	28.25 k	7.23 k	Large Cap	39.13
HDFC Bank Ltd.	Private sector bank	12.53	38.4	5.32%	-0.32%	7.05% (Apr 2025)	0% (Nov 2024)	38.90 k	0.00	Other	24.78
State Bank Of India	Public sector bank	7.15	36.3	5.02%	2.17%	5.02% (Oct 2025)	0% (Nov 2024)	38.68 k	17.27 k	Large Cap	39.13
Divis Laboratories Ltd.	Pharmaceuticals	8.93	29.2	4.04%	0.84%	4.04% (Oct 2025)	0% (Nov 2024)	4.33 k	637.00	Large Cap	39.13
Bharat Electronics Ltd.	Aerospace & defense	7.08	28.7	3.97%	0.84%	3.97% (Oct 2025)	0% (Nov 2024)	67.28 k	16.51 k	Mid Cap	14.75
Infosys Ltd.	Computers - software & consulting	4.22	24.8	3.43%	-0.25%	4.56% (Feb 2025)	0% (Nov 2024)	16.74 k	0.00	Large Cap	39.13
Kotak Mahindra Bank Ltd.	Private sector bank	12.53	23.1	3.19%	0.16%	3.19% (Oct 2025)	0% (Nov 2024)	10.97 k	1.00 k	Large Cap	39.13
MTAR Technologies Ltd.	Aerospace & defense	7.08	22.5	3.11%	0.62%	3.11% (Oct 2025)	0% (Nov 2024)	8.83 k	0.00	Other	24.78
ICICI Bank Ltd.	Private sector bank	12.53	22.2	3.07%	0.38%	3.99% (Mar 2025)	0% (Nov 2024)	16.51 k	3.40 k	Large Cap	39.13
Larsen & Toubro Ltd.	Civil construction	3.01	21.7	3.01%	0.32%	3.01% (Oct 2025)	0% (Nov 2024)	5.39 k	559.00	Large Cap	39.13
Tata Steel Ltd.	Iron & steel products	4.08	21.7	3.00%	0.91%	3% (Oct 2025)	0% (Nov 2024)	1.19 L	37.46 k	Other	24.78
Kajaria Ceramics Ltd.	Ceramics	2.22	16	2.22%	-0.14%	2.36% (Sep 2025)	0% (Nov 2024)	13.26 k	0.00	Small Cap	16.2
# Punjab National Bank	Public sector bank	7.15	15.4	2.13%	2.13%	2.13% (Oct 2025)	0% (Nov 2024)	1.25 L	1.25 L	Large Cap	39.13
GlaxoSmithKline Pharmaceuticals Ltd.	Pharmaceuticals	8.93	14.3	1.98%	0.51%	1.98% (Oct 2025)	0% (Nov 2024)	5.48 k	1.85 k	Mid Cap	14.75
Cummins India Ltd.	Compressors, pumps & diesel engines	1.97	14.3	1.97%	0.01%	1.97% (Oct 2025)	0% (Nov 2024)	3.28 k	0.00	Mid Cap	14.75
CreditAccess Grameen Ltd.	Microfinance institutions	1.95	14.1	1.95%	0.86%	1.95% (Oct 2025)	0% (Nov 2024)	9.91 k	4.62 k	Small Cap	16.2
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	8.93	13.7	1.90%	-0.08%	2.72% (Feb 2025)	0% (Nov 2024)	8.13 k	0.00	Large Cap	39.13
Eternal Ltd.	E-retail/ e-commerce	1.9	13.7	1.90%	0.66%	2.48% (Aug 2025)	0% (Nov 2024)	43.16 k	18.20 k	Other	24.78
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	3.62	13.5	1.87%	-0.17%	2.34% (Aug 2025)	0% (Nov 2024)	834.00	0.00	Large Cap	39.13
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	3.62	12.6	1.75%	-0.14%	2.35% (Jul 2025)	0% (Nov 2024)	3.62 k	0.00	Large Cap	39.13
Siemens Energy India Ltd.	Power generation	1.72	12.4	1.72%	-0.32%	2.13% (Aug 2025)	0% (Nov 2024)	3.90 k	0.00	Other	24.78
WABCO India Ltd.	Auto components & equipments	3.02	12.2	1.69%	-0.24%	2.02% (Aug 2025)	0% (Nov 2024)	982.00	0.00	Mid Cap	14.75
Bajaj Finserv Ltd	Holding company	1.68	12.2	1.68%	-0.10%	2.3% (Apr 2025)	0% (Nov 2024)	5.82 k	0.00	Other	24.78
Aditya Birla Real Estate Ltd.	Paper & paper products	1.62	11.7	1.62%	0.98%	1.62% (Oct 2025)	0% (Nov 2024)	6.23 k	3.73 k	Mid Cap	14.75
TD Power Systems Ltd.	Heavy electrical equipment	2.19	11.6	1.60%	0.25%	1.6% (Oct 2025)	0% (Nov 2024)	14.94 k	0.00	Other	24.78
Brigade Enterprises Ltd.	Residential, commercial projects	4.2	10.1	1.40%	0.07%	1.78% (Jun 2025)	0% (Nov 2024)	9.71 k	0.00	Small Cap	16.2
Marico Ltd.	Personal care	1.32	9.5	1.32%	-0.09%	1.9% (Apr 2025)	0% (Nov 2024)	13.24 k	0.00	Large Cap	39.13
K.P.R. Mill Ltd.	Other textile products	1.63	8.4	1.16%	-0.11%	1.47% (Jun 2025)	0% (Nov 2024)	7.82 k	0.00	Other	24.78
Jindal Stainless Ltd.	Iron & steel products	4.08	7.8	1.08%	-0.09%	1.17% (Sep 2025)	0% (Nov 2024)	10.37 k	0.00	Small Cap	16.2
Prestige Estates Projects Ltd.	Residential, commercial projects	4.2	7.6	1.06%	0.22%	1.06% (Oct 2025)	0% (Nov 2024)	4.38 k	750.00	Mid Cap	14.75
GO Digit General Insurance Ltd.	General insurance	0.98	7.1	0.98%	0.40%	1.01% (Feb 2025)	0% (Nov 2024)	19.65 k	8.65 k	Other	24.78
United Spirits Ltd.	Breweries & distilleries	0.96	7	0.96%	-0.02%	2.13% (Feb 2025)	0% (Nov 2024)	4.87 k	0.00	Large Cap	39.13
City Union Bank Ltd.	Private sector bank	12.53	6.9	0.95%	0.48%	1.98% (Jun 2025)	0% (Nov 2024)	30.16 k	15.88 k	Mid Cap	14.75
Aptus Value Housing Finance India Ltd.	Housing finance company	1.72	6.7	0.93%	-0.10%	1.13% (Jul 2025)	0% (Nov 2024)	21.12 k	0.00	Other	24.78
Gabriel India Ltd.	Auto components & equipments	3.02	6.7	0.93%	-0.02%	0.98% (Aug 2025)	0% (Nov 2024)	5.26 k	0.00	Small Cap	16.2
Sobha Ltd.	Residential, commercial projects	4.2	6.6	0.92%	-0.04%	0.96% (Sep 2025)	0% (Nov 2024)	4.10 k	0.00	Small Cap	16.2
Timken India Ltd.	Abrasives & bearings	1.59	6.6	0.92%	-0.05%	1.94% (Jun 2025)	0% (Nov 2024)	2.10 k	0.00	Small Cap	16.2
Affle India Ltd.	It enabled services	0.88	6.3	0.88%	-0.09%	1.01% (Aug 2025)	0% (Nov 2024)	3.28 k	0.00	Other	24.78
J K Lakshmi Cement Ltd.	Cement & cement products	0.83	6	0.83%	-0.07%	1.09% (Jul 2025)	0% (Nov 2024)	6.86 k	0.00	Small Cap	16.2
DLF Ltd.	Residential, commercial projects	4.2	5.9	0.82%	-0.03%	1.08% (Jun 2025)	0% (Nov 2024)	7.84 k	0.00	Large Cap	39.13
Time Technoplast Ltd.	Plastic products - industrial	1.18	5.9	0.81%	-0.06%	1.04% (Jul 2025)	0% (Nov 2024)	27.24 k	0.00	Small Cap	16.2
Havells India Ltd.	Consumer electronics	0.81	5.9	0.81%	-0.09%	2% (Feb 2025)	0% (Nov 2024)	3.92 k	0.00	Large Cap	39.13
- LTIMindtree Ltd.	Computers - software & consulting	4.22	5.7	0.79%	0.00%	0.88% (Jun 2025)	0% (Nov 2024)	1.00 k	0.00	Mid Cap	14.75
Can Fin Homes Ltd.	Housing finance company	1.72	5.7	0.79%	0.03%	0.95% (Apr 2025)	0% (Nov 2024)	6.54 k	0.00	Small Cap	16.2
Grindwell Norton Ltd.	Abrasives & bearings	1.59	4.8	0.67%	-0.02%	1.08% (Feb 2025)	0% (Nov 2024)	2.86 k	0.00	Small Cap	16.2
AstraZeneca Pharma India Ltd.	Pharmaceuticals	8.93	4.8	0.66%	-0.03%	1.01% (Feb 2025)	0% (Nov 2024)	500.00	0.00	Small Cap	16.2
Bajaj Finance Ltd.	Non banking financial company (nbfc)	0.59	4.3	0.59%	-0.03%	2.95% (Feb 2025)	0% (Nov 2024)	4.08 k	0.00	Other	24.78
Schneider Electric Infrastructure Ltd.	Heavy electrical equipment	2.19	4.2	0.59%	-0.04%	0.83% (Jul 2025)	0% (Nov 2024)	5.07 k	0.00	Small Cap	16.2
Century Plyboards India Ltd.	Plywood boards/ laminates	0.57	4.1	0.57%	-0.10%	0.97% (Feb 2025)	0% (Nov 2024)	5.42 k	0.00	Small Cap	16.2
Pondy Oxides & Chemical Ltd.	Diversified metals	0.55	4	0.55%	0.04%	0.55% (Oct 2025)	0% (Nov 2024)	2.91 k	0.00	Other	24.78
Ujjivan Small Finance Bank Ltd.	Other bank	0.51	3.7	0.51%	0.01%	0.52% (Jul 2025)	0% (Nov 2024)	71.21 k	0.00	Other	24.78
eClerx Services Ltd.	Business process outsourcing (bpo)/ knowledge process outsourcing (kpo)	0.49	3.6	0.49%	0.03%	0.51% (Aug 2025)	0% (Nov 2024)	756.00	0.00	Small Cap	16.2
Ganesha Ecosphere Ltd.	Other textile products	1.63	3.4	0.47%	-0.03%	0.88% (Mar 2025)	0% (Nov 2024)	2.78 k	0.00	Small Cap	16.2
- Orient Refractories Ltd.	Electrodes & refractories	0.47	3.4	0.47%	0.00%	0.58% (Jul 2025)	0% (Nov 2024)	7.05 k	0.00	Small Cap	16.2
- Nestle India Ltd.	Packaged foods	0.45	3.3	0.45%	0.00%	1.87% (Mar 2025)	0% (Nov 2024)	2.57 k	0.00	Other	24.78
Cera Sanitaryware Ltd.	Sanitary ware	0.43	3.1	0.43%	-0.04%	0.54% (Jul 2025)	0% (Nov 2024)	504.00	0.00	Small Cap	16.2
# S.J.S. Enterprises Ltd.	Auto components & equipments	3.02	2.9	0.40%	0.40%	0.4% (Oct 2025)	0% (Nov 2024)	1.80 k	1.80 k	Other	24.78
Astral Ltd.	Plastic products - industrial	1.18	2.7	0.37%	-0.01%	0.49% (May 2025)	0% (Nov 2024)	1.83 k	0.00	Mid Cap	14.75
Pfizer Ltd.	Pharmaceuticals	8.93	2.6	0.35%	-0.03%	0.5% (May 2025)	0% (Nov 2024)	492.00	0.00	Mid Cap	14.75
Allied Blenders and Distillers Ltd.	Breweries & distilleries	0.96	3.8	0.00%	-0.58%	-	-	-	-	Other	24.78
Swiggy Ltd.	E-retail/ e-commerce	1.9	12.7	0.00%	-1.93%	-	-	-	-	Other	24.78
Hindustan Unilever Ltd.	Diversified fmcg		15.5	0.00%	-2.36%	-	-	-	-	Large Cap	39.13
Bharat Heavy Electricals Ltd.	Heavy electrical equipment	2.19	5.6	0.00%	-0.85%	-	-	-	-	Mid Cap	14.75
Camlin Fine Sciences Ltd.	Specialty chemicals		3.7	0.00%	-0.57%	-	-	-	-	Small Cap	16.2
Jubilant Life Sciences Ltd.	Pharmaceuticals	8.93	3.4	0.00%	-0.52%	-	-	-	-	Mid Cap	14.75
Oracle Financial Services Software Limited	Software products		10.7	0.00%	-1.64%	-	-	-	-	Mid Cap	14.75
Ultratech Cement Ltd.	Cement & cement products	0.83	6.7	0.00%	-1.01%	-	-	-	-	Large Cap	39.13

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Punjab National Bank	Public sector bank	15.4	2.13%	2.13%	2.13% (Oct 2025)	0% (Nov 2024)	1.25 L	125000
# S.J.S. Enterprises Ltd.	Auto components & equipments	2.9	0.40%	0.40%	0.4% (Oct 2025)	0% (Nov 2024)	1.80 k	1800

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	1M Change in Qty
Allied Blenders and Distillers Ltd.	Breweries & distilleries	3.8	0.00%	-0.58%	0.64% (Jul 2025)	0% (Nov 2024)	-7547
Swiggy Ltd.	E-retail/ e-commerce	12.7	0.00%	-1.93%	1.99% (Jul 2025)	0% (Nov 2024)	-30000
Hindustan Unilever Ltd.	Diversified fmcg	15.5	0.00%	-2.36%	2.44% (Feb 2025)	0% (Nov 2024)	-6156
Bharat Heavy Electricals Ltd.	Heavy electrical equipment	5.6	0.00%	-0.85%	0.91% (Jul 2025)	0% (Nov 2024)	-23397
Camlin Fine Sciences Ltd.	Specialty chemicals	3.7	0.00%	-0.57%	0.99% (Jun 2025)	0% (Nov 2024)	-19083
Jubilant Life Sciences Ltd.	Pharmaceuticals	3.4	0.00%	-0.52%	0.61% (Jul 2025)	0% (Nov 2024)	-3139
Oracle Financial Services Software Limited	Software products	10.7	0.00%	-1.64%	1.89% (Jun 2025)	0% (Nov 2024)	-1276
Ultratech Cement Ltd.	Cement & cement products	6.7	0.00%	-1.01%	3.62% (Feb 2025)	0% (Nov 2024)	-544

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
HDFC Bank Ltd.	5.32%	5.64%	5.97%	5.99%	5.98%	6.34%	7.05%	6.48%	5.42%	-	-	-	-
Reliance Industries Ltd.	5.81%	4.37%	3.59%	3.99%	6.03%	6.22%	6.12%	4.64%	4.45%	-	-	-	-
Infosys Ltd.	3.43%	3.68%	3.70%	3.86%	3.74%	2.74%	2.96%	3.46%	4.56%	-	-	-	-
ICICI Bank Ltd.	3.07%	2.69%	2.96%	3.18%	3.13%	3.41%	3.79%	3.99%	3.20%	-	-	-	-
MTAR Technologies Ltd.	3.11%	2.49%	-	-	-	-	-	-	-	-	-	-	-
Ultratech Cement Ltd.	-	1.01%	2.01%	2.73%	2.72%	2.75%	3.21%	3.08%	3.62%	-	-	-	-
Bharat Electronics Ltd.	3.97%	3.13%	2.34%	2.46%	2.73%	2.71%	2.49%	2.18%	1.53%	-	-	-	-
Divis Laboratories Ltd.	4.04%	3.20%	2.43%	2.03%	2.30%	2.44%	2.50%	1.42%	1.80%	-	-	-	-
Bharti Airtel Ltd.	-	-	-	-	2.17%	2.18%	2.73%	2.34%	-	-	-	-	-
InterGlobe Aviation Ltd.	-	-	-	-	-	-	2.39%	2.37%	2.01%	-	-	-	-
National Thermal Power Corporation Ltd.	-	-	-	-	-	2.11%	2.52%	2.33%	1.93%	-	-	-	-
Kotak Mahindra Bank Ltd.	3.19%	3.03%	2.03%	1.56%	1.72%	1.79%	2.15%	1.63%	-	-	-	-	-
Punjab National Bank	2.13%	-	-	-	-	-	-	-	-	-	-	-	-
State Bank Of India	5.02%	2.85%	2.38%	2.40%	1.01%	1.09%	1.19%	1.06%	-	-	-	-	-
Mahindra & Mahindra Ltd.	1.75%	1.89%	2.31%	2.35%	-	-	-	-	-	-	-	-	-