Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Equity Savings

Fund House : Aditya Birla Sun Life Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 25.03 0.08%
(as on 11th November, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 920.98 Cr

(1.74% of Investment in Category)

Expense Ratio

: 0.54%

(0.69% Category average)

Risk-O-Meter

Moderate Risk

Equity Savings :Equity Savings : The fund has 71.99% investment in domestic equities of which 46.25% is in Large Cap stocks, 7.49% is in Mid Cap stocks, 3.02% in Small Cap stocks.The fund has 11.72% investment in Debt, of which 9.94% in Government securities, 1.12% is in Low Risk securities.

1M
3M
6M
1Y
2Y
5Y
ALL

This Scheme

VS

Nifty Equity Savings TRI

0%

0%

0%

0%

0%

0%

7.7%
NA
0.79%

2.6%

5.58%

7.36%

11.43%

11.04%

8.92%

NA
Gold

Compare with

Date : -
NAV : -

1M
3M
6M
9M
1Y
2Y
3Y
5Y
ALL

Date : -
Investment : -
Value on selected date : -

Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

₹

Investment Date
Sell Date

Investment Value

-
Sell Value

-
Profit/Loss

-
Annualised Returns

-

Date : -
Investment : -
Value on selected date : -

Returns (NAV as on 11th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	04-Nov-25	10012.00	0.12%	-	0.07%	10/25
1 Month	10-Oct-25	10080.50	0.80%	-	0.79%	12/25
3 Month	11-Aug-25	10228.90	2.29%	-	2.60%	13/24
6 Month	09-May-25	10530.10	5.30%	-	5.57%	12/23
YTD	01-Jan-25	10793.40	7.93%	-	6.51%	3/22
1 Year	11-Nov-24	10877.90	8.78%	8.78%	7.35%	4/22
2 Year	10-Nov-23	12068.50	20.69%	9.83%	11.43%	16/22
3 Year	11-Nov-22	13187.60	31.88%	9.65%	10.96%	17/22
5 Year	11-Nov-20	15993.60	59.94%	9.84%	11.04%	18/22
10 Year	10-Nov-15	23906.40	139.06%	9.10%	9.28%	8/14
Since Inception	28-Nov-14	25030.00	150.30%	8.73%	8.89%	15/23

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 11th November, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	11-Nov-24	12000	12638.58	5.32 %	9.96 %
2 Year	10-Nov-23	24000	26329.16	9.7 %	9.15 %
3 Year	11-Nov-22	36000	41707.48	15.85 %	9.77 %
5 Year	11-Nov-20	60000	75131.98	25.22 %	8.92 %
10 Year	10-Nov-15	120000	190928.9	59.11 %	8.98 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 31st Oct,2025)

Equity Holding : 71.99% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 71.99%

No of Stocks : 77 (Category Avg - 76.88) | Large Cap Investments : 46.25%| Mid Cap Investments : 7.49% | Small Cap Investments : 3.02% | Other : 15.25%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# HDFC Bank Ltd.	Private sector bank	694.2	7.54%	0.00%	8.51% (Apr 2025)	5.75% (Oct 2024)	7.03 L	0.00
# ICICI Bank Ltd.	Private sector bank	520	5.65%	0.00%	6.65% (Jul 2025)	0.86% (Oct 2024)	3.87 L	0.00
# Reliance Industries Ltd.	Refineries & marketing	485.4	5.27%	0.00%	5.26% (Jul 2025)	4.11% (Oct 2024)	3.27 L	0.00
# RBL Bank Ltd.	Private sector bank	419.6	4.56%	0.00%	2.35% (Aug 2025)	0% (Oct 2024)	12.86 L	5.14 L
# State Bank Of India	Public sector bank	375.2	4.07%	0.00%	3.83% (Sep 2025)	2.94% (Feb 2025)	4.00 L	0.00
# Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	297	3.22%	0.00%	3.28% (Jun 2025)	1.56% (Feb 2025)	85.16 k	0.00
# GMR Airports Ltd.	Airport & airport services	277.9	3.02%	0.00%	4.08% (Apr 2025)	2.83% (Sep 2025)	29.57 L	0.00
# Adani Ports And Special Economic Zone Ltd.	Port & port services	249.2	2.71%	0.00%	3.74% (May 2025)	2.63% (Aug 2025)	1.72 L	0.00
# Bharti Airtel Ltd.	Telecom - cellular & fixed line services	239.1	2.60%	0.00%	4.28% (Feb 2025)	0.49% (May 2025)	1.16 L	0.00
# Larsen & Toubro Ltd.	Civil construction	218.1	2.37%	0.00%	2.32% (Jul 2025)	0.44% (Mar 2025)	54.09 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 14 (Category Avg - 15.96) | Modified Duration 2.59 Years (Category Avg - 2.51)| Yield to Maturity 6.31% (Category Avg - 6.43%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	9.94%	8.94%
CD	0.00%	0.37%
T-Bills	0.00%	0.55%
CP	0.00%	0.43%
NCD & Bonds	1.79%	7.62%
PTC	0.00%	0.17%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	9.94%	9.49%
Low Risk	1.12%	8.46%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.67%	0.05%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	5.06%
MF Units	MF Units	4.36%
Nexus Select Trust	InvITs	1.54%
MF Units	MF Units	1.54%
MF Units	MF Units	1.04%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st October, 2025)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

3.04vs3.97

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.39vs0.61

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.98vs0.89

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.08vs0.06

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

0.68vs0.94

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Edelweiss Equity Savings Fund - Direct Plan - Growth	NA	1028.21	0.79	2.96	6.82	9.96	12.33
Mirae Asset Equity Savings Fund - Direct Plan - Growth	NA	1732.38	1.25	3.14	6.90	9.27	12.19
LIC MF Equity Savings Fund - Direct Plan - Growth	NA	30.80	0.57	2.63	6.15	9.20	10.51
Kotak Equity Savings Fund - Direct Plan - Growth	NA	9022.96	0.43	3.81	7.55	8.62	12.82
Baroda BNP Paribas Equity Savings Fund - Direct Plan - Growth	NA	270.00	1.69	3.48	6.70	8.33	11.30
Sundaram Equity Savings Fund - Direct Plan - Growth Accumulation Plan	NA	1171.27	0.96	2.52	5.82	8.27	12.93
Mahindra Manulife Equity Savings Fund - Direct plan - Growth	NA	544.25	1.11	3.92	6.91	8.16	11.49
UTI Equity Savings Fund - Direct Plan - Growth	NA	746.37	1.46	3.42	5.06	7.96	11.57
ICICI Prudential Equity Savings Fund - Direct Plan - Growth	NA	16994.08	0.85	2.27	4.60	7.88	9.40
Tata Equity Savings Fund - Direct Plan - Growth	NA	272.10	1.01	2.07	4.20	7.16	10.50

Detailed Comparison

More Funds from Aditya Birla Sun Life Mutual Fund

Out of 96 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 2 is/are ranked 4 * , 8 is/are ranked 3 * , 12 is/are ranked 2 * , 6 is/are ranked 1 * , and 66 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Aditya Birla Sun Life Liquid Fund - Direct Plan - Growth	1	56938.32	0.49	1.48	3.06	6.80	7.14
Aditya Birla Sun Life Large Cap Fund - Direct Plan - Growth	4	31015.85	1.75	4.45	8.48	6.99	15.81
Aditya Birla Sun Life Corporate Bond Fund - Direct Plan - Growth	2	30131.30	0.63	1.71	3.21	8.16	8.10
Aditya Birla Sun Life Money Manager Fund - Direct Plan - Growth	2	29881.73	0.52	1.52	3.53	7.70	7.72
Aditya Birla Sun Life Flexi Cap Fund - Direct Plan - Growth	3	24443.27	2.82	6.23	10.99	8.90	18.10
Aditya Birla Sun Life Arbitrage Fund - Direct Plan - Growth	5	24255.89	0.60	1.46	3.21	7.12	7.82
Aditya Birla Sun Life Savings Fund - Direct Plan - Growth	1	22389.38	0.58	1.64	3.75	7.90	7.73
Aditya Birla Sun Life ELSS Tax Saver Fund - Direct Plan - Growth	3	15681.73	1.15	4.17	12.30	8.04	15.36
Aditya Birla Sun Life Low Duration Fund - Direct Plan - Growth	2	14919.95	0.68	1.73	3.91	8.10	7.88
Aditya Birla Sun Life Floating Rate Fund - Direct Plan - Growth	5	13126.24	0.71	1.73	3.88	8.18	8.01