Kotak Bank
Fixed Deposit Rates
You are requested to reconfirm the rates from the respective banks before making any financial commitments.
a) For domestic deposits  Less than Rs. 1 cr (last revised on Nov 01, 2017)
Maturity Period  Deposit Amount 
INTEREST RATE (% p.a.) General Senior Citizen 

7 days to 14 days  Less than Rs. 1 cr  3.50 4.00 
Calculate 
15 days to 30 days  Less than Rs. 1 cr  4.00 4.50 
Calculate 
31 days to 45 days  Less than Rs. 1 cr  5.00 5.50 
Calculate 
46 days to 90 days  Less than Rs. 1 cr  5.40 5.90 
Calculate 
91 days to 120 days  Less than Rs. 1 cr  5.60 6.10 
Calculate 
91 days to 179 days  Less than Rs. 1 cr  N.A 6.50 
Calculate 
121 days to 179 days  Less than Rs. 1 cr  6.00 N.A 
Calculate 
180 days  Less than Rs. 1 cr  6.60 7.10 
Calculate 
181 days to 269 days  Less than Rs. 1 cr  6.60 7.10 
Calculate 
270 days  Less than Rs. 1 cr  6.60 7.10 
Calculate 
271 days to 363 days  Less than Rs. 1 cr  6.60 7.10 
Calculate 
364 days  Less than Rs. 1 cr  6.60 7.10 
Calculate 
365 days to 389 days  Less than Rs. 1 cr  6.60 7.10 
Calculate 
390 Days (12 months 25 days)  Less than Rs. 1 cr  6.80 7.30 
Calculate 
391 Days & above upto and inclusive of 699 Days  Less than Rs. 1 cr  6.75 7.25 
Calculate 
700 days (23 months)  Less than Rs. 1 cr  6.75 7.25 
Calculate 
701 days and above to less than 2 years  Less than Rs. 1 cr  6.60 7.10 
Calculate 
2 years to less than 3 years  Less than Rs. 1 cr  6.50 7.00 
Calculate 
3 years and above to less than 4 years  Less than Rs. 1 cr  6.25 6.75 
Calculate 
4 years and above to less than 5 years  Less than Rs. 1 cr  6.25 6.75 
Calculate 
5 years and above upto 10 years  Less than Rs. 1 cr  6.00 6.50 
Calculate 
b) For domestic deposits  Rs. 1 cr and above to Less than Rs. 5 cr (last revised on Nov 02, 2017)
Maturity Period  Deposit Amount 
INTEREST RATE (% p.a.) General Senior Citizen 

7 days to 14 days  Rs. 1 cr and above to Less than Rs. 5 cr  4.50 N.A 
Calculate 
15 days to 30 days  Rs. 1 cr and above to Less than Rs. 5 cr  4.75 N.A 
Calculate 
31 days to 45 days  Rs. 1 cr and above to Less than Rs. 5 cr  5.00 N.A 
Calculate 
46 days to 60 days  Rs. 1 cr and above to Less than Rs. 5 cr  5.25 N.A 
Calculate 
61 days to 90 days  Rs. 1 cr and above to Less than Rs. 5 cr  5.40 N.A 
Calculate 
91 days to 120 days  Rs. 1 cr and above to Less than Rs. 5 cr  5.75 N.A 
Calculate 
121 days to 179 days  Rs. 1 cr and above to Less than Rs. 5 cr  6.00 N.A 
Calculate 
180 days  Rs. 1 cr and above to Less than Rs. 5 cr  6.50 N.A 
Calculate 
181 days to 270 days  Rs. 1 cr and above to Less than Rs. 5 cr  6.50 N.A 
Calculate 
271 days to less than 12 months  Rs. 1 cr and above to Less than Rs. 5 cr  6.60 N.A 
Calculate 
12 months to less than 15 months  Rs. 1 cr and above to Less than Rs. 5 cr  6.60 N.A 
Calculate 
15 months to less than 18 months  Rs. 1 cr and above to Less than Rs. 5 cr  6.60 N.A 
Calculate 
18 months to less than 2 years  Rs. 1 cr and above to Less than Rs. 5 cr  6.50 N.A 
Calculate 
2 years and above to less than 3 years  Rs. 1 cr and above to Less than Rs. 5 cr  6.40 N.A 
Calculate 
3 years and above to less than 4 years  Rs. 1 cr and above to Less than Rs. 5 cr  6.00 N.A 
Calculate 
4 years and above to less than 5 years  Rs. 1 cr and above to Less than Rs. 5 cr  6.00 N.A 
Calculate 
5 years and above upto 7 years  Rs. 1 cr and above to Less than Rs. 5 cr  6.00 N.A 
Calculate 
c) For domestic deposits  Rs. 10 cr and above to Less than Rs. 25 cr (last revised on Nov 02, 2017)
Maturity Period  Deposit Amount 
INTEREST RATE (% p.a.) General Senior Citizen 

7 days to 14 days  Rs. 10 cr and above to Less than Rs. 25 cr  4.25 N.A 
Calculate 
15 days to 30 days  Rs. 10 cr and above to Less than Rs. 25 cr  5.50 N.A 
Calculate 
31 days to 45 days  Rs. 10 cr and above to Less than Rs. 25 cr  5.75 N.A 
Calculate 
46 days to 60 days  Rs. 10 cr and above to Less than Rs. 25 cr  6.00 N.A 
Calculate 
61 days to 90 days  Rs. 10 cr and above to Less than Rs. 25 cr  6.10 N.A 
Calculate 
91 days to 120 days  Rs. 10 cr and above to Less than Rs. 25 cr  6.20 N.A 
Calculate 
121 days to 179 days  Rs. 10 cr and above to Less than Rs. 25 cr  6.25 N.A 
Calculate 
180 days  Rs. 10 cr and above to Less than Rs. 25 cr  6.50 N.A 
Calculate 
181 days to 270 days  Rs. 10 cr and above to Less than Rs. 25 cr  6.35 N.A 
Calculate 
271 days to less than 12 months  Rs. 10 cr and above to Less than Rs. 25 cr  6.35 N.A 
Calculate 
12 months to less than 15 months  Rs. 10 cr and above to Less than Rs. 25 cr  6.50 N.A 
Calculate 
15 months to less than 18 months  Rs. 10 cr and above to Less than Rs. 25 cr  6.00 N.A 
Calculate 
18 months to less than 2 years  Rs. 10 cr and above to Less than Rs. 25 cr  6.00 N.A 
Calculate 
2 years and above to less than 3 years  Rs. 10 cr and above to Less than Rs. 25 cr  6.00 N.A 
Calculate 
3 years and above to less than 4 years  Rs. 10 cr and above to Less than Rs. 25 cr  6.00 N.A 
Calculate 
4 years and above to less than 5 years  Rs. 10 cr and above to Less than Rs. 25 cr  6.00 N.A 
Calculate 
5 years and above upto 7 years  Rs. 10 cr and above to Less than Rs. 25 cr  6.00 N.A 
Calculate 
d) For domestic deposits  Rs. 25 cr and above (last revised on Nov 02, 2017)
Maturity Period  Deposit Amount 
INTEREST RATE (% p.a.) General Senior Citizen 

7 days to 14 days  Rs. 25 cr and above  4.25 N.A 
Calculate 
15 days to 30 days  Rs. 25 cr and above  5.50 N.A 
Calculate 
31 days to 45 days  Rs. 25 cr and above  5.75 N.A 
Calculate 
46 days to 60 days  Rs. 25 cr and above  6.00 N.A 
Calculate 
61 days to 90 days  Rs. 25 cr and above  6.10 N.A 
Calculate 
91 days to 120 days  Rs. 25 cr and above  6.20 N.A 
Calculate 
121 days to 179 days  Rs. 25 cr and above  6.25 N.A 
Calculate 
180 days  Rs. 25 cr and above  6.50 N.A 
Calculate 
181 days to 270 days  Rs. 25 cr and above  6.35 N.A 
Calculate 
271 days to less than 12 months  Rs. 25 cr and above  6.35 N.A 
Calculate 
12 months to less than 15 months  Rs. 25 cr and above  6.50 N.A 
Calculate 
15 months to less than 18 months  Rs. 25 cr and above  6.00 N.A 
Calculate 
18 months to less than 2 years  Rs. 25 cr and above  6.00 N.A 
Calculate 
2 years and above to less than 3 years  Rs. 25 cr and above  6.00 N.A 
Calculate 
3 years and above to less than 4 years  Rs. 25 cr and above  6.00 N.A 
Calculate 
4 years and above to less than 5 years  Rs. 25 cr and above  6.00 N.A 
Calculate 
5 years and above upto 7 years  Rs. 25 cr and above  6.00 N.A 
Calculate 
e) For domestic deposits  Rs. 5 cr and above to Less than Rs. 10 cr (last revised on Nov 02, 2017)
Maturity Period  Deposit Amount 
INTEREST RATE (% p.a.) General Senior Citizen 

7 days to 14 days  Rs. 5 cr and above to Less than Rs. 10 cr  4.25 N.A 
Calculate 
15 days to 30 days  Rs. 5 cr and above to Less than Rs. 10 cr  5.00 N.A 
Calculate 
31 days to 45 days  Rs. 5 cr and above to Less than Rs. 10 cr  5.50 N.A 
Calculate 
46 days to 60 days  Rs. 5 cr and above to Less than Rs. 10 cr  6.00 N.A 
Calculate 
61 days to 90 days  Rs. 5 cr and above to Less than Rs. 10 cr  6.05 N.A 
Calculate 
91 days to 120 days  Rs. 5 cr and above to Less than Rs. 10 cr  6.15 N.A 
Calculate 
121 days to 179 days  Rs. 5 cr and above to Less than Rs. 10 cr  6.25 N.A 
Calculate 
180 days  Rs. 5 cr and above to Less than Rs. 10 cr  6.50 N.A 
Calculate 
181 days to 270 days  Rs. 5 cr and above to Less than Rs. 10 cr  6.35 N.A 
Calculate 
271 days to less than 12 months  Rs. 5 cr and above to Less than Rs. 10 cr  6.35 N.A 
Calculate 
12 months to less than 15 months  Rs. 5 cr and above to Less than Rs. 10 cr  6.50 N.A 
Calculate 
15 months to less than 18 months  Rs. 5 cr and above to Less than Rs. 10 cr  6.00 N.A 
Calculate 
18 months to less than 2 years  Rs. 5 cr and above to Less than Rs. 10 cr  6.00 N.A 
Calculate 
2 years and above to less than 3 years  Rs. 5 cr and above to Less than Rs. 10 cr  6.00 N.A 
Calculate 
3 years and above to less than 4 years  Rs. 5 cr and above to Less than Rs. 10 cr  6.00 N.A 
Calculate 
4 years and above to less than 5 years  Rs. 5 cr and above to Less than Rs. 10 cr  6.00 N.A 
Calculate 
5 years and above upto 7 years  Rs. 5 cr and above to Less than Rs. 10 cr  6.00 N.A 
Calculate 
Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)
Maturity Period  Deposit Amount 
INTEREST RATE (% p.a.) General Senior Citizen 

Tax Saving Deposits  5 year upto 10 year  Upto Rs. 1 lakh  6.00 6.50 
Calculate 
Tax Implications:
 The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
 Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000
a) For NRO Fixed Deposit  Less than Rs. 1 cr (last revised on Nov 01, 2017)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
7 days to 14 days  Less than Rs. 1 cr  3.50  Calculate 
15 days to 30 days  Less than Rs. 1 cr  4.00  Calculate 
31 days to 45 days  Less than Rs. 1 cr  5.00  Calculate 
46 days to 90 days  Less than Rs. 1 cr  5.40  Calculate 
91 days to 120 days  Less than Rs. 1 cr  5.60  Calculate 
91 days to 179 days  Less than Rs. 1 cr  6.00  Calculate 
180 days  Less than Rs. 1 cr  6.60  Calculate 
181 days to 269 days  Less than Rs. 1 cr  6.60  Calculate 
270 days  Less than Rs. 1 cr  6.60  Calculate 
271 days to 363 days  Less than Rs. 1 cr  6.60  Calculate 
364 days  Less than Rs. 1 cr  6.60  Calculate 
365 days to 389 days  Less than Rs. 1 cr  6.60  Calculate 
390 Days (12 months 25 days)  Less than Rs. 1 cr  6.80  Calculate 
391 Days & above upto and inclusive of 699 Days  Less than Rs. 1 cr  6.75  Calculate 
700 days (23 months)  Less than Rs. 1 cr  6.75  Calculate 
701 days and above to less than 2 years  Less than Rs. 1 cr  6.60  Calculate 
2 years to less than 3 years  Less than Rs. 1 cr  6.50  Calculate 
3 years and above to less than 4 years  Less than Rs. 1 cr  6.25  Calculate 
4 years and above to less than 5 years  Less than Rs. 1 cr  6.25  Calculate 
5 years and above upto 10 years  Less than Rs. 1 cr  6.00  Calculate 
b) For NRO Fixed Deposit  Rs. 1 cr and above to Less than Rs. 5 cr (last revised on Nov 02, 2017)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
7 days to 14 days  Rs. 1 cr and above to Less than Rs. 5 cr  4.50  Calculate 
15 days to 30 days  Rs. 1 cr and above to Less than Rs. 5 cr  4.75  Calculate 
31 days to 45 days  Rs. 1 cr and above to Less than Rs. 5 cr  5.00  Calculate 
46 days to 60 days  Rs. 1 cr and above to Less than Rs. 5 cr  5.25  Calculate 
61 days to 90 days  Rs. 1 cr and above to Less than Rs. 5 cr  5.40  Calculate 
91 days to 120 days  Rs. 1 cr and above to Less than Rs. 5 cr  5.75  Calculate 
121 days to 179 days  Rs. 1 cr and above to Less than Rs. 5 cr  6.00  Calculate 
180 days  Rs. 1 cr and above to Less than Rs. 5 cr  6.50  Calculate 
181 days to 270 days  Rs. 1 cr and above to Less than Rs. 5 cr  6.50  Calculate 
271 days to less than 12 months  Rs. 1 cr and above to Less than Rs. 5 cr  6.60  Calculate 
12 months to less than 15 months  Rs. 1 cr and above to Less than Rs. 5 cr  6.60  Calculate 
15 months to less than 18 months  Rs. 1 cr and above to Less than Rs. 5 cr  6.60  Calculate 
18 months to less than 2 years  Rs. 1 cr and above to Less than Rs. 5 cr  6.50  Calculate 
2 years and above to less than 3 years  Rs. 1 cr and above to Less than Rs. 5 cr  6.40  Calculate 
3 years and above to less than 4 years  Rs. 1 cr and above to Less than Rs. 5 cr  6.00  Calculate 
4 years and above to less than 5 years  Rs. 1 cr and above to Less than Rs. 5 cr  6.00  Calculate 
5 years and above upto 7 years  Rs. 1 cr and above to Less than Rs. 5 cr  6.00  Calculate 
c) For NRO Fixed Deposit  Rs. 10 cr and above to Less than Rs. 25 cr (last revised on Nov 02, 2017)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
7 days to 14 days  Rs. 10 cr and above to Less than Rs. 25 cr  4.25  Calculate 
15 days to 30 days  Rs. 10 cr and above to Less than Rs. 25 cr  5.50  Calculate 
31 days to 45 days  Rs. 10 cr and above to Less than Rs. 25 cr  5.75  Calculate 
46 days to 60 days  Rs. 10 cr and above to Less than Rs. 25 cr  6.00  Calculate 
61 days to 90 days  Rs. 10 cr and above to Less than Rs. 25 cr  6.10  Calculate 
91 days to 120 days  Rs. 10 cr and above to Less than Rs. 25 cr  6.20  Calculate 
121 days to 179 days  Rs. 10 cr and above to Less than Rs. 25 cr  6.25  Calculate 
180 days  Rs. 10 cr and above to Less than Rs. 25 cr  6.50  Calculate 
181 days to 270 days  Rs. 10 cr and above to Less than Rs. 25 cr  6.35  Calculate 
271 days to less than 12 months  Rs. 10 cr and above to Less than Rs. 25 cr  6.35  Calculate 
12 months to less than 15 months  Rs. 10 cr and above to Less than Rs. 25 cr  6.50  Calculate 
15 months to less than 18 months  Rs. 10 cr and above to Less than Rs. 25 cr  6.00  Calculate 
18 months to less than 2 years  Rs. 10 cr and above to Less than Rs. 25 cr  6.00  Calculate 
2 years and above to less than 3 years  Rs. 10 cr and above to Less than Rs. 25 cr  6.00  Calculate 
3 years and above to less than 4 years  Rs. 10 cr and above to Less than Rs. 25 cr  6.00  Calculate 
4 years and above to less than 5 years  Rs. 10 cr and above to Less than Rs. 25 cr  6.00  Calculate 
5 years and above upto 7 years  Rs. 10 cr and above to Less than Rs. 25 cr  6.00  Calculate 
d) For NRO Fixed Deposit  Rs. 25 cr and above (last revised on Nov 02, 2017)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
7 days to 14 days  Rs. 25 cr and above  4.25  Calculate 
15 days to 30 days  Rs. 25 cr and above  5.50  Calculate 
31 days to 45 days  Rs. 25 cr and above  5.75  Calculate 
46 days to 60 days  Rs. 25 cr and above  6.00  Calculate 
61 days to 90 days  Rs. 25 cr and above  6.10  Calculate 
91 days to 120 days  Rs. 25 cr and above  6.20  Calculate 
121 days to 179 days  Rs. 25 cr and above  6.25  Calculate 
180 days  Rs. 25 cr and above  6.50  Calculate 
181 days to 270 days  Rs. 25 cr and above  6.35  Calculate 
271 days to less than 12 months  Rs. 25 cr and above  6.35  Calculate 
12 months to less than 15 months  Rs. 25 cr and above  6.50  Calculate 
15 months to less than 18 months  Rs. 25 cr and above  6.00  Calculate 
18 months to less than 2 years  Rs. 25 cr and above  6.00  Calculate 
2 years and above to less than 3 years  Rs. 25 cr and above  6.00  Calculate 
3 years and above to less than 4 years  Rs. 25 cr and above  6.00  Calculate 
4 years and above to less than 5 years  Rs. 25 cr and above  6.00  Calculate 
5 years and above upto 7 years  Rs. 25 cr and above  6.00  Calculate 
e) For NRO Fixed Deposit  Rs. 5 cr and above to Less than Rs. 10 cr (last revised on Nov 02, 2017)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
7 days to 14 days  Rs. 5 cr and above to Less than Rs. 10 cr  4.25  Calculate 
15 days to 30 days  Rs. 5 cr and above to Less than Rs. 10 cr  5.00  Calculate 
31 days to 45 days  Rs. 5 cr and above to Less than Rs. 10 cr  5.50  Calculate 
46 days to 60 days  Rs. 5 cr and above to Less than Rs. 10 cr  6.00  Calculate 
61 days to 90 days  Rs. 5 cr and above to Less than Rs. 10 cr  6.05  Calculate 
91 days to 120 days  Rs. 5 cr and above to Less than Rs. 10 cr  6.15  Calculate 
121 days to 179 days  Rs. 5 cr and above to Less than Rs. 10 cr  6.25  Calculate 
180 days  Rs. 5 cr and above to Less than Rs. 10 cr  6.50  Calculate 
181 days to 270 days  Rs. 5 cr and above to Less than Rs. 10 cr  6.35  Calculate 
271 days to less than 12 months  Rs. 5 cr and above to Less than Rs. 10 cr  6.35  Calculate 
12 months to less than 15 months  Rs. 5 cr and above to Less than Rs. 10 cr  6.50  Calculate 
15 months to less than 18 months  Rs. 5 cr and above to Less than Rs. 10 cr  6.00  Calculate 
18 months to less than 2 years  Rs. 5 cr and above to Less than Rs. 10 cr  6.00  Calculate 
2 years and above to less than 3 years  Rs. 5 cr and above to Less than Rs. 10 cr  6.00  Calculate 
3 years and above to less than 4 years  Rs. 5 cr and above to Less than Rs. 10 cr  6.00  Calculate 
4 years and above to less than 5 years  Rs. 5 cr and above to Less than Rs. 10 cr  6.00  Calculate 
5 years and above upto 7 years  Rs. 5 cr and above to Less than Rs. 10 cr  6.00  Calculate 
a) For NRE Fixed Deposit  Less than Rs. 1 cr (last revised on Jul 13, 2017)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
365 days to 389 days  Less than Rs. 1 cr  6.75  Calculate 
390 Days (12 months 25 days)  Less than Rs. 1 cr  6.75  Calculate 
391 Days & above upto and inclusive of 699 Days  Less than Rs. 1 cr  6.50  Calculate 
700 days (23 months)  Less than Rs. 1 cr  6.50  Calculate 
701 days and above to less than 2 years  Less than Rs. 1 cr  6.50  Calculate 
2 years to less than 3 years  Less than Rs. 1 cr  6.50  Calculate 
3 years and above to less than 4 years  Less than Rs. 1 cr  6.25  Calculate 
4 years and above to less than 5 years  Less than Rs. 1 cr  6.25  Calculate 
5 years and above upto 10 years  Less than Rs. 1 cr  6.00  Calculate 
b) For NRE Fixed Deposit  Rs. 1 cr and above to Less than Rs. 5 cr (last revised on Jul 27, 2017)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
12 months to less than 15 months  Rs. 1 cr and above to Less than Rs. 5 cr  6.50  Calculate 
15 months to less than 18 months  Rs. 1 cr and above to Less than Rs. 5 cr  6.50  Calculate 
18 months to less than 2 years  Rs. 1 cr and above to Less than Rs. 5 cr  6.25  Calculate 
2 years and above to less than 3 years  Rs. 1 cr and above to Less than Rs. 5 cr  6.00  Calculate 
3 years and above to less than 4 years  Rs. 1 cr and above to Less than Rs. 5 cr  6.00  Calculate 
4 years and above to less than 5 years  Rs. 1 cr and above to Less than Rs. 5 cr  6.00  Calculate 
5 years and above upto 7 years  Rs. 1 cr and above to Less than Rs. 5 cr  6.00  Calculate 
c) For NRE Fixed Deposit  Rs. 10 cr and above to Less than Rs. 25 cr (last revised on Jul 27, 2017)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
12 months to less than 15 months  Rs. 10 cr and above to Less than Rs. 25 cr  6.05  Calculate 
15 months to less than 18 months  Rs. 10 cr and above to Less than Rs. 25 cr  6.10  Calculate 
18 months to less than 2 years  Rs. 10 cr and above to Less than Rs. 25 cr  6.10  Calculate 
2 years and above to less than 3 years  Rs. 10 cr and above to Less than Rs. 25 cr  6.10  Calculate 
3 years and above to less than 4 years  Rs. 10 cr and above to Less than Rs. 25 cr  6.15  Calculate 
4 years and above to less than 5 years  Rs. 10 cr and above to Less than Rs. 25 cr  6.15  Calculate 
5 years and above upto 7 years  Rs. 10 cr and above to Less than Rs. 25 cr  6.00  Calculate 
d) For NRE Fixed Deposit  Rs. 25 cr and above (last revised on Jul 27, 2017)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
12 months to less than 15 months  Rs. 25 cr and above  6.05  Calculate 
15 months to less than 18 months  Rs. 25 cr and above  6.10  Calculate 
18 months to less than 2 years  Rs. 25 cr and above  6.10  Calculate 
2 years and above to less than 3 years  Rs. 25 cr and above  6.10  Calculate 
3 years and above to less than 4 years  Rs. 25 cr and above  6.15  Calculate 
4 years and above to less than 5 years  Rs. 25 cr and above  6.15  Calculate 
5 years and above upto 7 years  Rs. 25 cr and above  6.00  Calculate 
e) For NRE Fixed Deposit  Rs. 5 cr and above to Less than Rs. 10 cr (last revised on Jul 27, 2017)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
12 months to less than 15 months  Rs. 5 cr and above to Less than Rs. 10 cr  6.05  Calculate 
15 months to less than 18 months  Rs. 5 cr and above to Less than Rs. 10 cr  6.10  Calculate 
18 months to less than 2 years  Rs. 5 cr and above to Less than Rs. 10 cr  6.10  Calculate 
2 years and above to less than 3 years  Rs. 5 cr and above to Less than Rs. 10 cr  6.10  Calculate 
3 years and above to less than 4 years  Rs. 5 cr and above to Less than Rs. 10 cr  6.15  Calculate 
4 years and above to less than 5 years  Rs. 5 cr and above to Less than Rs. 10 cr  6.15  Calculate 
5 years and above upto 7 years  Rs. 5 cr and above to Less than Rs. 10 cr  6.00  Calculate 