J&K Bank
Fixed Deposit Rates
You are requested to reconfirm the rates from the respective banks before making any financial commitments.
a) For domestic deposits  Less than Rs. 1 cr (last revised on Jul 11, 2017)
Maturity Period  Deposit Amount 
INTEREST RATE (% p.a.) General Senior Citizen 

7 days to 30 days  Less than Rs. 1 cr  5.00 5.50 
Calculate 
31 days to 45 days  Less than Rs. 1 cr  5.50 6.00 
Calculate 
46 days to 90 days  Less than Rs. 1 cr  6.00 6.50 
Calculate 
91 days to 180 days  Less than Rs. 1 cr  6.25 6.75 
Calculate 
181 days to 270 days  Less than Rs. 1 cr  6.25 6.75 
Calculate 
271 days to less than 1 year  Less than Rs. 1 cr  6.25 6.75 
Calculate 
1 years to less than 2 year  Less than Rs. 1 cr  6.75 7.25 
Calculate 
2 years to less than 3 years  Less than Rs. 1 cr  6.50 7.00 
Calculate 
3 years to less than 5 years  Less than Rs. 1 cr  6.25 6.75 
Calculate 
5 years to 10 years  Less than Rs. 1 cr  6.25 6.75 
Calculate 
b) For domestic deposits  Rs. 1 cr to less than Rs. 5 cr (last revised on Jan 09, 2018)
Maturity Period  Deposit Amount 
INTEREST RATE (% p.a.) General Senior Citizen 

7 days to 30 days  Rs. 1 cr to less than Rs. 5 cr  5.25 5.75 
Calculate 
31 days to 45 days  Rs. 1 cr to less than Rs. 5 cr  5.50 6.00 
Calculate 
46 days to 90 days  Rs. 1 cr to less than Rs. 5 cr  6.00 6.50 
Calculate 
91 days to 180 days  Rs. 1 cr to less than Rs. 5 cr  6.25 6.75 
Calculate 
181 days to 270 days  Rs. 1 cr to less than Rs. 5 cr  6.25 6.75 
Calculate 
271 days to less than 1 year  Rs. 1 cr to less than Rs. 5 cr  6.25 6.75 
Calculate 
1 years to less than 2 year  Rs. 1 cr to less than Rs. 5 cr  6.25 6.75 
Calculate 
2 years to less than 3 years  Rs. 1 cr to less than Rs. 5 cr  6.00 6.50 
Calculate 
3 years to less than 5 years  Rs. 1 cr to less than Rs. 5 cr  5.75 6.25 
Calculate 
5 years to 10 years  Rs. 1 cr to less than Rs. 5 cr  5.75 6.25 
Calculate 
Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)
Tax Implications:
 The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
 Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000
a) For NRO Fixed Deposit  Less than Rs. 1 cr (last revised on Jul 11, 2017)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
7 days to 30 days  Less than Rs. 1 cr  5.00  Calculate 
31 days to 45 days  Less than Rs. 1 cr  5.50  Calculate 
46 days to 90 days  Less than Rs. 1 cr  6.00  Calculate 
91 days to 180 days  Less than Rs. 1 cr  6.25  Calculate 
181 days to 270 days  Less than Rs. 1 cr  6.25  Calculate 
271 days to less than 1 year  Less than Rs. 1 cr  6.25  Calculate 
1 years to less than 2 year  Less than Rs. 1 cr  6.75  Calculate 
2 years to less than 3 years  Less than Rs. 1 cr  6.50  Calculate 
3 years to less than 5 years  Less than Rs. 1 cr  6.25  Calculate 
5 years to 10 years  Less than Rs. 1 cr  6.25  Calculate 
b) For NRO Fixed Deposit  Rs. 1 cr to less than Rs. 5 cr (last revised on Jan 09, 2018)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
7 days to 30 days  Rs. 1 cr to less than Rs. 5 cr  5.25  Calculate 
31 days to 45 days  Rs. 1 cr to less than Rs. 5 cr  5.50  Calculate 
46 days to 90 days  Rs. 1 cr to less than Rs. 5 cr  6.00  Calculate 
91 days to 180 days  Rs. 1 cr to less than Rs. 5 cr  6.25  Calculate 
181 days to 270 days  Rs. 1 cr to less than Rs. 5 cr  6.25  Calculate 
271 days to less than 1 year  Rs. 1 cr to less than Rs. 5 cr  6.25  Calculate 
1 years to less than 2 year  Rs. 1 cr to less than Rs. 5 cr  6.25  Calculate 
2 years to less than 3 years  Rs. 1 cr to less than Rs. 5 cr  6.00  Calculate 
3 years to less than 5 years  Rs. 1 cr to less than Rs. 5 cr  5.75  Calculate 
5 years to 10 years  Rs. 1 cr to less than Rs. 5 cr  5.75  Calculate 
a) For NRE Fixed Deposit  Less than Rs. 1 cr (last revised on Jul 11, 2017)
b) For NRE Fixed Deposit  Rs. 1 cr to less than Rs. 5 cr (last revised on Jan 09, 2018)