IDBI Bank
Fixed Deposit Rates
You are requested to reconfirm the rates from the respective banks before making any financial commitments.
a) For domestic deposits  less than Rs. 1cr (last revised on Nov 21, 2018)
Maturity Period  Deposit Amount 
INTEREST RATE (% p.a.) General Senior Citizen 

15 days to 30 days  less than Rs. 1cr  5.75 6.25 
Calculate 
31 days to 45 days  less than Rs. 1cr  5.75 6.25 
Calculate 
46 days to 60 days  less than Rs. 1cr  6.25 6.75 
Calculate 
61 days to 90 days  less than Rs. 1cr  6.25 6.75 
Calculate 
91 days to 6 months  less than Rs. 1cr  6.25 6.75 
Calculate 
6 months 1 days to less than 270 days  less than Rs. 1cr  6.50 7.00 
Calculate 
271 days to less than 1year  less than Rs. 1cr  6.50 7.00 
Calculate 
1 year  less than Rs. 1cr  7.00 7.50 
Calculate 
Above 1 yrs to 2 yrs  less than Rs. 1cr  7.05 7.55 
Calculate 
Above 2 yrs to less than 3 yrs  less than Rs. 1cr  7.05 7.55 
Calculate 
3 yrs to less than 1100 days  less than Rs. 1cr  6.85 7.35 
Calculate 
1100 Days  less than Rs. 1cr  7.20 7.70 
Calculate 
Above 1100 days to less than 5 years  less than Rs. 1cr  6.85 7.35 
Calculate 
Only 5 yrs  less than Rs. 1cr  6.85 7.35 
Calculate 
Above 5 years to 7 years  less than Rs. 1cr  6.25 6.75 
Calculate 
Above 7 years to 10 years  less than Rs. 1cr  6.25 6.75 
Calculate 
Above 10 years up to 20 years  less than Rs. 1cr  6.00 6.50 
Calculate 
Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)
Maturity Period  Deposit Amount 
INTEREST RATE (% p.a.) General Senior Citizen 

Suvidha Tax Saving Fixed Deposits  5 YEARS  Upto Rs. 1 lakh  6.85 7.35 
Calculate 
Tax Implications:
 The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
 Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000
a) For NRO Fixed Deposit  less than Rs. 1cr (last revised on Nov 21, 2018)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
15 days to 30 days  less than Rs. 1cr  5.75  Calculate 
31 days to 45 days  less than Rs. 1cr  5.75  Calculate 
46 days to 60 days  less than Rs. 1cr  6.25  Calculate 
61 days to 90 days  less than Rs. 1cr  6.25  Calculate 
91 days to 6 months  less than Rs. 1cr  6.25  Calculate 
6 months 1 days to less than 270 days  less than Rs. 1cr  6.50  Calculate 
271 days to less than 1year  less than Rs. 1cr  6.50  Calculate 
1 year  less than Rs. 1cr  7.00  Calculate 
Above 1 yrs to 2 yrs  less than Rs. 1cr  7.05  Calculate 
Above 2 yrs to less than 3 yrs  less than Rs. 1cr  7.05  Calculate 
3 yrs to less than 1100 days  less than Rs. 1cr  6.85  Calculate 
1100 Days  less than Rs. 1cr  7.20  Calculate 
Above 1100 days to less than 5 years  less than Rs. 1cr  6.85  Calculate 
Only 5 yrs  less than Rs. 1cr  6.85  Calculate 
Above 5 years to 7 years  less than Rs. 1cr  6.25  Calculate 
Above 7 years to 10 years  less than Rs. 1cr  6.25  Calculate 
Above 10 years up to 20 years  less than Rs. 1cr  6.00  Calculate 
a) For NRE Fixed Deposit  less than Rs. 1cr (last revised on Nov 21, 2018)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
1 year  less than Rs. 1cr  7.00  Calculate 
Above 1 yrs to 2 yrs  less than Rs. 1cr  7.05  Calculate 
Above 2 yrs to less than 3 yrs  less than Rs. 1cr  7.05  Calculate 
3 yrs to less than 1100 days  less than Rs. 1cr  6.85  Calculate 
1100 Days  less than Rs. 1cr  7.20  Calculate 
Above 1100 days to less than 5 years  less than Rs. 1cr  6.85  Calculate 
Only 5 yrs  less than Rs. 1cr  6.85  Calculate 
Above 5 years to 7 years  less than Rs. 1cr  6.25  Calculate 
Above 7 years to 10 years  less than Rs. 1cr  6.25  Calculate 