Bank of India
Fixed Deposit Rates
You are requested to reconfirm the rates from the respective banks before making any financial commitments.
a) For domestic deposits  Less than Rs. 2 cr (last revised on Aug 01, 2020)
Maturity Period  Deposit Amount 
INTEREST RATE (% p.a.) General Senior Citizen 

7 days to 14 days  Less than Rs. 2 cr  3.25 3.75 
Calculate 
15 days to 30 days  Less than Rs. 2 cr  3.25 3.75 
Calculate 
31 days to 45 days  Less than Rs. 2 cr  3.25 3.75 
Calculate 
46 days to 90 days  Less than Rs. 2 cr  4.25 4.75 
Calculate 
91 days to 179 days  Less than Rs. 2 cr  4.25 4.75 
Calculate 
180 days to 269 days  Less than Rs. 2 cr  4.75 5.25 
Calculate 
270 days to Less than 1 Year  Less than Rs. 2 cr  4.75 5.25 
Calculate 
1 Year & above to less than 2 years  Less than Rs. 2 cr  5.35 5.85 
Calculate 
2 years & above to less than 3 years  Less than Rs. 2 cr  5.25 5.75 
Calculate 
3 Years & above to less than 5 years  Less than Rs. 2 cr  5.25 5.75 
Calculate 
5 years & above and less than 8 years  Less than Rs. 2 cr  5.25 5.75 
Calculate 
8 years & above to 10 years  Less than Rs. 2 cr  5.25 5.75 
Calculate 
b) For domestic deposits  Rs. 2 cr and above to less than Rs. 10 cr (last revised on Oct 10, 2019)
Maturity Period  Deposit Amount 
INTEREST RATE (% p.a.) General Senior Citizen 

7 days to 14 days  Rs. 2 cr and above to less than Rs. 10 cr  3.00 N.A 
Calculate 
15 days to 30 days  Rs. 2 cr and above to less than Rs. 10 cr  3.00 N.A 
Calculate 
31 days to 45 days  Rs. 2 cr and above to less than Rs. 10 cr  3.00 N.A 
Calculate 
46 days to 90 days  Rs. 2 cr and above to less than Rs. 10 cr  3.20 N.A 
Calculate 
91 days to 179 days  Rs. 2 cr and above to less than Rs. 10 cr  3.25 N.A 
Calculate 
180 days to 269 days  Rs. 2 cr and above to less than Rs. 10 cr  3.25 N.A 
Calculate 
270 days to Less than 1 Year  Rs. 2 cr and above to less than Rs. 10 cr  3.25 N.A 
Calculate 
1 Year & above to less than 2 years  Rs. 2 cr and above to less than Rs. 10 cr  3.75 N.A 
Calculate 
2 years & above to less than 3 years  Rs. 2 cr and above to less than Rs. 10 cr  3.75 N.A 
Calculate 
3 Years & above to less than 5 years  Rs. 2 cr and above to less than Rs. 10 cr  3.75 N.A 
Calculate 
5 years & above and less than 8 years  Rs. 2 cr and above to less than Rs. 10 cr  3.75 N.A 
Calculate 
8 years & above to 10 years  Rs. 2 cr and above to less than Rs. 10 cr  3.75 N.A 
Calculate 
Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)
Maturity Period  Deposit Amount 
INTEREST RATE (% p.a.) General Senior Citizen 

Star Sunidhi TaxSaving Deposit Scheme  5 years to 10 Years  Upto Rs. 1 lakh  6.50 7.00 
Calculate 
Tax Implications:
 The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
 Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000
a) For NRO Fixed Deposit  Less than Rs. 2 cr (last revised on Aug 01, 2020)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
7 days to 14 days  Less than Rs. 2 cr  3.25  Calculate 
15 days to 30 days  Less than Rs. 2 cr  3.25  Calculate 
31 days to 45 days  Less than Rs. 2 cr  3.25  Calculate 
46 days to 90 days  Less than Rs. 2 cr  4.25  Calculate 
91 days to 179 days  Less than Rs. 2 cr  4.25  Calculate 
180 days to 269 days  Less than Rs. 2 cr  4.75  Calculate 
270 days to Less than 1 Year  Less than Rs. 2 cr  4.75  Calculate 
1 Year & above to less than 2 years  Less than Rs. 2 cr  5.35  Calculate 
2 years & above to less than 3 years  Less than Rs. 2 cr  5.25  Calculate 
3 Years & above to less than 5 years  Less than Rs. 2 cr  5.25  Calculate 
5 years & above and less than 8 years  Less than Rs. 2 cr  5.25  Calculate 
8 years & above to 10 years  Less than Rs. 2 cr  5.25  Calculate 
b) For NRO Fixed Deposit  Rs. 2 cr and above to less than Rs. 10 cr (last revised on Aug 01, 2020)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
7 days to 14 days  Rs. 2 cr and above to less than Rs. 10 cr  3.00  Calculate 
15 days to 30 days  Rs. 2 cr and above to less than Rs. 10 cr  3.00  Calculate 
31 days to 45 days  Rs. 2 cr and above to less than Rs. 10 cr  3.00  Calculate 
46 days to 90 days  Rs. 2 cr and above to less than Rs. 10 cr  3.20  Calculate 
91 days to 179 days  Rs. 2 cr and above to less than Rs. 10 cr  3.25  Calculate 
180 days to 269 days  Rs. 2 cr and above to less than Rs. 10 cr  3.25  Calculate 
270 days to Less than 1 Year  Rs. 2 cr and above to less than Rs. 10 cr  3.25  Calculate 
1 Year & above to less than 2 years  Rs. 2 cr and above to less than Rs. 10 cr  3.75  Calculate 
2 years & above to less than 3 years  Rs. 2 cr and above to less than Rs. 10 cr  3.75  Calculate 
3 Years & above to less than 5 years  Rs. 2 cr and above to less than Rs. 10 cr  3.75  Calculate 
5 years & above and less than 8 years  Rs. 2 cr and above to less than Rs. 10 cr  3.75  Calculate 
8 years & above to 10 years  Rs. 2 cr and above to less than Rs. 10 cr  3.75  Calculate 
c) For NRO of India  Less than Rs. 1 cr (last revised on Jun 11, 2018)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
7 days to 14 days  Less than Rs. 1 cr  0.00  Calculate 
7 days to 14 days  Less than Rs. 1 cr  5.25  Calculate 
15 days to 30 days  Less than Rs. 1 cr  5.25  Calculate 
15 days to 30 days  Less than Rs. 1 cr  5.25  Calculate 
31 days to 45 days  Less than Rs. 1 cr  5.25  Calculate 
31 days to 45 days  Less than Rs. 1 cr  5.25  Calculate 
46 days to 90 days  Less than Rs. 1 cr  5.25  Calculate 
46 days to 90 days  Less than Rs. 1 cr  5.75  Calculate 
91 days to 120 days  Less than Rs. 1 cr  5.75  Calculate 
91 days to 120 days  Less than Rs. 1 cr  6.00  Calculate 
121 days to 179 days  Less than Rs. 1 cr  6.00  Calculate 
121 days to 179 days  Less than Rs. 1 cr  6.00  Calculate 
180 days to 269 days  Less than Rs. 1 cr  6.00  Calculate 
180 days to 269 days  Less than Rs. 1 cr  6.25  Calculate 
270 days to Less than 1 Year  Less than Rs. 1 cr  6.25  Calculate 
270 days to Less than 1 Year  Less than Rs. 1 cr  6.25  Calculate 
1 Year & above to less than 2 years  Less than Rs. 1 cr  6.65  Calculate 
1 Year & above to less than 2 years  Less than Rs. 1 cr  6.25  Calculate 
2 years & above to less than 3 years  Less than Rs. 1 cr  6.70  Calculate 
2 years & above to less than 3 years  Less than Rs. 1 cr  6.60  Calculate 
3 Years & above to less than 5 years  Less than Rs. 1 cr  6.50  Calculate 
3 Years & above to less than 5 years  Less than Rs. 1 cr  6.65  Calculate 
5 years & above and less than 8 years  Less than Rs. 1 cr  6.50  Calculate 
5 years & above and less than 8 years  Less than Rs. 1 cr  6.40  Calculate 
8 years & above to 10 years  Less than Rs. 1 cr  6.35  Calculate 
8 years & above to 10 years  Less than Rs. 1 cr  6.35  Calculate 
d) For NRO of India  Rs. 1 cr and above to less than Rs. 10 cr (last revised on Jun 11, 2018)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
7 days to 14 days  Rs. 1 cr and above to less than Rs. 10 cr  4.80  Calculate 
7 days to 14 days  Rs. 1 cr and above to less than Rs. 10 cr  0.00  Calculate 
15 days to 30 days  Rs. 1 cr and above to less than Rs. 10 cr  4.80  Calculate 
15 days to 30 days  Rs. 1 cr and above to less than Rs. 10 cr  4.80  Calculate 
31 days to 45 days  Rs. 1 cr and above to less than Rs. 10 cr  4.80  Calculate 
31 days to 45 days  Rs. 1 cr and above to less than Rs. 10 cr  4.80  Calculate 
46 days to 90 days  Rs. 1 cr and above to less than Rs. 10 cr  4.80  Calculate 
46 days to 90 days  Rs. 1 cr and above to less than Rs. 10 cr  4.80  Calculate 
91 days to 120 days  Rs. 1 cr and above to less than Rs. 10 cr  4.80  Calculate 
91 days to 120 days  Rs. 1 cr and above to less than Rs. 10 cr  4.90  Calculate 
121 days to 179 days  Rs. 1 cr and above to less than Rs. 10 cr  4.90  Calculate 
121 days to 179 days  Rs. 1 cr and above to less than Rs. 10 cr  4.90  Calculate 
180 days to 269 days  Rs. 1 cr and above to less than Rs. 10 cr  4.90  Calculate 
180 days to 269 days  Rs. 1 cr and above to less than Rs. 10 cr  5.00  Calculate 
270 days to Less than 1 Year  Rs. 1 cr and above to less than Rs. 10 cr  5.00  Calculate 
270 days to Less than 1 Year  Rs. 1 cr and above to less than Rs. 10 cr  5.00  Calculate 
1 Year & above to less than 2 years  Rs. 1 cr and above to less than Rs. 10 cr  5.00  Calculate 
1 Year & above to less than 2 years  Rs. 1 cr and above to less than Rs. 10 cr  6.50  Calculate 
2 years & above to less than 3 years  Rs. 1 cr and above to less than Rs. 10 cr  6.60  Calculate 
2 years & above to less than 3 years  Rs. 1 cr and above to less than Rs. 10 cr  6.50  Calculate 
3 Years & above to less than 5 years  Rs. 1 cr and above to less than Rs. 10 cr  5.25  Calculate 
3 Years & above to less than 5 years  Rs. 1 cr and above to less than Rs. 10 cr  6.60  Calculate 
5 years & above and less than 8 years  Rs. 1 cr and above to less than Rs. 10 cr  5.25  Calculate 
5 years & above and less than 8 years  Rs. 1 cr and above to less than Rs. 10 cr  5.25  Calculate 
8 years & above to 10 years  Rs. 1 cr and above to less than Rs. 10 cr  5.25  Calculate 
8 years & above to 10 years  Rs. 1 cr and above to less than Rs. 10 cr  5.25  Calculate 
e) For NRO of India  Rs. 10 cr and above to less than Rs. 100 cr (last revised on Jul 27, 2017)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
7 days to 14 days  Rs. 10 cr and above to less than Rs. 100 cr  4.75  Calculate 
15 days to 30 days  Rs. 10 cr and above to less than Rs. 100 cr  4.50  Calculate 
31 days to 45 days  Rs. 10 cr and above to less than Rs. 100 cr  4.50  Calculate 
46 days to 90 days  Rs. 10 cr and above to less than Rs. 100 cr  4.50  Calculate 
91 days to 179 days  Rs. 10 cr and above to less than Rs. 100 cr  5.10  Calculate 
180 days to 269 days  Rs. 10 cr and above to less than Rs. 100 cr  5.10  Calculate 
270 days to 363 days  Rs. 10 cr and above to less than Rs. 100 cr  5.10  Calculate 
1 year  Rs. 10 cr and above to less than Rs. 100 cr  5.10  Calculate 
Above 1 years to less than 2 years  Rs. 10 cr and above to less than Rs. 100 cr  5.00  Calculate 
2 years & above to less than 3 years  Rs. 10 cr and above to less than Rs. 100 cr  5.00  Calculate 
3 Years & above to less than 5 years  Rs. 10 cr and above to less than Rs. 100 cr  5.00  Calculate 
5 years & above and less than 8 years  Rs. 10 cr and above to less than Rs. 100 cr  5.00  Calculate 
8 years & above to 10 years  Rs. 10 cr and above to less than Rs. 100 cr  5.00  Calculate 
f) For NRO of India  Rs. 100 cr and above (last revised on Jul 27, 2017)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
7 days to 14 days  Rs. 100 cr and above  4.75  Calculate 
15 days to 30 days  Rs. 100 cr and above  4.50  Calculate 
31 days to 45 days  Rs. 100 cr and above  4.50  Calculate 
46 days to 90 days  Rs. 100 cr and above  4.50  Calculate 
91 days to 179 days  Rs. 100 cr and above  5.10  Calculate 
180 days to 269 days  Rs. 100 cr and above  5.10  Calculate 
270 days to 363 days  Rs. 100 cr and above  5.10  Calculate 
1 year  Rs. 100 cr and above  5.50  Calculate 
Above 1 years to less than 2 years  Rs. 100 cr and above  5.25  Calculate 
2 years & above to less than 3 years  Rs. 100 cr and above  5.00  Calculate 
3 Years & above to less than 5 years  Rs. 100 cr and above  5.00  Calculate 
5 years & above and less than 8 years  Rs. 100 cr and above  5.00  Calculate 
8 years & above to 10 years  Rs. 100 cr and above  5.00  Calculate 
a) For NRE Fixed Deposit  Less than Rs. 2 cr (last revised on Aug 01, 2020)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
1 Year & above to less than 2 years  Less than Rs. 2 cr  5.35  Calculate 
2 years & above to less than 3 years  Less than Rs. 2 cr  5.25  Calculate 
3 Years & above to less than 5 years  Less than Rs. 2 cr  5.25  Calculate 
5 years & above and less than 8 years  Less than Rs. 2 cr  5.25  Calculate 
8 years & above to 10 years  Less than Rs. 2 cr  5.25  Calculate 
b) For NRE Fixed Deposit  Rs. 2 cr and above to less than Rs. 10 cr (last revised on Aug 01, 2020)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
1 Year & above to less than 2 years  Rs. 2 cr and above to less than Rs. 10 cr  3.75  Calculate 
2 years & above to less than 3 years  Rs. 2 cr and above to less than Rs. 10 cr  3.75  Calculate 
3 Years & above to less than 5 years  Rs. 2 cr and above to less than Rs. 10 cr  3.75  Calculate 
5 years & above and less than 8 years  Rs. 2 cr and above to less than Rs. 10 cr  3.75  Calculate 
8 years & above to 10 years  Rs. 2 cr and above to less than Rs. 10 cr  3.75  Calculate 