| Key Financial Ratios of ICICI Bank (in Rs. Cr.) |
Mar 22 |
Mar 21 |
Mar 20 |
Mar 19 |
Mar 18 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
33.66 |
24.01 |
12.28 |
5.23 |
10.56 |
|
| Diluted EPS (Rs.) |
32.98 |
23.67 |
12.08 |
5.17 |
10.46 |
|
| Cash EPS (Rs.) |
35.27 |
24.96 |
13.72 |
6.42 |
11.76 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
240.75 |
208.78 |
175.15 |
163.36 |
158.90 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
245.35 |
213.25 |
179.96 |
168.08 |
163.57 |
|
| Dividend/Share (Rs.) |
5.00 |
2.00 |
0.00 |
1.00 |
1.50 |
|
| Operating Revenue / Share (Rs.) |
124.28 |
114.38 |
115.54 |
98.34 |
85.50 |
|
| Net Profit/Share (Rs.) |
33.58 |
23.41 |
12.25 |
5.22 |
10.54 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
8,160,551.87 |
8,011,976.81 |
7,531,118.58 |
7,307,399.77 |
6,644,491.59 |
|
| Net Profit/ Employee (Rs.) |
2,205,083.96 |
1,639,765.48 |
798,519.16 |
387,642.38 |
819,281.33 |
|
| Business/ Employee (Rs.) |
181,738,412.40 |
168,734,303.89 |
142,596,981.88 |
142,868,072.08 |
129,753,214.80 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
159,421,456.63 |
150,243,583.36 |
140,492,705.86 |
130,080,411.57 |
112,935,878.78 |
|
| Net Profit/ Branches (Rs.) |
43,077,686.78 |
30,749,495.06 |
14,896,341.85 |
6,900,495.69 |
13,925,257.65 |
|
| Business/ Branches (Rs.) |
3,550,372,927.65 |
3,164,168,725.60 |
2,660,140,804.47 |
2,543,221,694.30 |
2,205,404,754.67 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
2.92 |
3.10 |
2.67 |
2.52 |
2.91 |
|
| CASA (%) |
48.69 |
46.28 |
45.11 |
49.61 |
51.68 |
|
| Net Profit Margin (%) |
27.02 |
20.46 |
10.60 |
5.30 |
12.33 |
|
| Operating Profit Margin (%) |
5.58 |
-3.50 |
-11.38 |
-17.58 |
-19.36 |
|
| Return on Assets (%) |
1.65 |
1.31 |
0.72 |
0.34 |
0.77 |
|
| Return on Equity / Networth (%) |
13.94 |
11.21 |
6.99 |
3.19 |
6.63 |
|
| Net Interest Margin (X) |
3.36 |
3.16 |
3.02 |
2.80 |
2.61 |
|
| Cost to Income (%) |
40.65 |
42.57 |
45.79 |
48.98 |
46.51 |
|
| Interest Income/Total Assets (%) |
6.12 |
6.43 |
6.80 |
6.57 |
6.25 |
|
| Non-Interest Income/Total Assets (%) |
1.31 |
1.54 |
1.49 |
1.50 |
1.98 |
|
| Operating Profit/Total Assets (%) |
0.34 |
-0.22 |
-0.77 |
-1.15 |
-1.21 |
|
| Operating Expenses/Total Assets (%) |
1.89 |
1.75 |
1.96 |
1.87 |
1.78 |
|
| Interest Expenses/Total Assets (%) |
2.75 |
3.26 |
3.78 |
3.77 |
3.63 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
1,619,193.56 |
1,380,175.57 |
1,108,657.40 |
1,037,532.15 |
889,716.20 |
|
| EV Per Net Sales (X) |
18.75 |
17.44 |
14.82 |
16.36 |
16.19 |
|
| Price To Book Value (X) |
3.03 |
2.78 |
1.85 |
2.44 |
1.75 |
|
| Price To Sales (X) |
5.88 |
5.08 |
2.81 |
4.06 |
3.26 |
|
| Retention Ratios (%) |
94.06 |
100.00 |
100.00 |
71.30 |
78.49 |
|
| Earnings Yield (X) |
0.05 |
0.04 |
0.04 |
0.01 |
0.04 |
|
Source : Dion Global Solutions Limited
