Top 10 Success Mantras from Zerodha’s Nikhil Kamath

By Saurav Pandey | June 16, 2025

Top 10 Success Mantras from Nikhil Kamath

Money Matters More Than We Admit

As a teenager, Kamath openly admitted that money was his primary motivation. He reflects that childhood experiences and surroundings shape our financial ambitions—even if we don’t always acknowledge it.

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Early Entrepreneurship Can Be a Game-Changer

At 15, Kamath started selling mobile phones in his neighborhood, turning a small venture into a profitable side hustle. This early exposure to business taught him the value of initiative and resourcefulness.

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First Jobs Teach Discipline (Even If They Don’t Pay Well)

His first full-time job at a call center in Bangalore paid just ₹8,000/month, but the experience—selling insurance to international customers—was invaluable. It instilled discipline and time management.

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The Stock Market Is Like a Relationship

Kamath compares trading to dating: it starts exciting, then gets tough, but if you stay patient, it improves. Beginner’s luck is real, but long-term success comes from persistence and learning from losses.

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Emotional Stability Is the Ultimate Skill

In trading (and life), staying calm in chaos is crucial. Kamath believes objectivity and resilience separate successful people from those who quit too soon.

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Surround Yourself with the Right People

He credits much of his success to being around driven, trustworthy individuals. The people you associate with—whether in college or work—have an outsized impact on your growth

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Hard Work Isn’t Everything (But Smart Work Is)

Kamath controversially claims that hard work is overrated. He admits that in his early career, much of his “work” was just pretending. Real success comes from efficiency, not just effort.

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Imposter Syndrome Is Universal

Even top executives feel like they’re faking it sometimes. Kamath recalls a meeting where his entire team admitted they often felt unproductive—proving self-doubt is common at every level.

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Long-Term Commitment Leads to Mastery

After 21 years in trading, Kamath’s expertise came from repetition. Whether in markets or relationships, sticking through challenges leads to growth.

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Stay Curious and Keep Learning

Even on vacation, Kamath checks the markets. Passion for what you do makes work feel less like a chore and more like a lifelong journey.

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Next: 10 Secret Cheat Codes for 100% Success
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