Saurav Pandey | November 12, 2025

Top 10 Money Control Quotes from Warren Buffett

1. On the Foundation of Financial Freedom

“If you buy things you do not need, soon you will have to sell things you need.”

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2. On the Power of Frugality

“Do not save what is left after spending, but spend what is left after saving.”

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3. On the True Meaning of Wealth

“If you’re in the luckiest 1% of humanity, you owe it to the rest of humanity to think about the other 99%.”

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4. On Avoiding Debt and Leverage

“I’ve seen more people fail because of liquor and leverage—leverage being borrowed money.”

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5. On the Habit of Saving

“Someone’s sitting in the shade today because someone planted a tree a long time ago.”

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6. On the Dangers of Consumerism

“The difference between successful people and really successful people is that really successful people say no to almost everything.”

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7. On the Importance of Financial Margin

“I have always kept at least $20 billion in cash… It’s about sleeping well at night.”

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8. On Price vs. Value

“Price is what you pay. Value is what you get.”

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9. On Investing in Yourself

“The best investment you can make is in yourself.”

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10. On Knowing Your Circle of Competence

“Never invest in a business you cannot understand.”

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