Are you an investor, a saver or gambler? How you allocate money decides your category
Savings and investments are talked about as though they are similar terms. Speculation and gambling are interchangeably used.
Active investing will stage a comeback once index funds and ETFs become expensive
When many invest in index funds, the allocation to the underlying stocks increases and the prices can rise in a way that is disproportionate to their intrinsic worth
Can a fee-only adviser give unbiased investment recommendations?
Fee-only advisers give advice for a fee, have no conflicts of interest and are client-centric
SEBI’s investment adviser regulations: The hits and the misses
There are good points out there, some that non-controversial and acceptable, and others that are problematic
Low-risk debt investment options during the COVID-19 crisis
As a general rule, debt instruments that are issued by the government or their extended arms will carry very low risk
SEBI’s decisions: Investors to gain, but a mixed-bag for advisers
There is now parity between corporate entities and individuals, as now even corporates cannot distribute products to their advisory clients
A true fiduciary acts in the best interest of the client
Such advisors should not deal in any product that offers commissions or other indirect compensation and compromise their independence
How ULIPs stack up against MFs
One major advantage of investing in ULIPs today is that the withdrawal is tax free. This is irrespective of whether the funds are invested in equity or debt.
Viewpoint | Separating advisory and product distribution alone may not resolve conflict of interest
Disclosures of conflicts of interest and other matters, declarations and disclaimers cannot be used to absolve advisers of responsibilities.
Viewpoint | What SEBI needs to do to make your investment advisor more accountable
Focus must increase on fee-only model, clear segregation of distribution and advice, and prudent use of client data
Not sure what to do post retirement? Here are your options
Each one of us has worked all our lives and might have some specialised knowledge, which will be useful to mankind. We need to seek to pass that on, instead of just killing time.
'Passive investments will be a game-changer in mutual funds industry'
Passive investments are those which do not depend on the capabilities of a fund manager, to pick up investment candidates.
Saving income tax: 'Focus on choosing the right product; NPS a good long-term bet'
NPS is a great long-term product that offers lots of flexibility to invest in multiple assets, with low charges.
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