Ravi Krishnan

BUSINESS

Earnings justify market rally, but risk is in the macros

Valuations remain high. Bond yields could cap market valuations

BUSINESS

Rupee close to a one-year high. Where is it headed next?

Continued foreign investment flows, improving economic fundamentals to support rupee

BUSINESS

Magma Fincorp and the financialisation of the Indian economy

The financial sector is growing in size and throwing up opportunities. Billionaires have been quick at spotting them

BUSINESS

Asset quality surprise?

Reported numbers from banks look good but caution still warranted

BUSINESS

What must shape the new development financial institution?

Government might need to allow tax-free and Statutory Liquidity Ratio (SLR) status for bonds issued by DFI to ensure stable and low-cost access to capital

BUSINESS

Monetary Policy Review | RBI tries to manage bond market expectations

The central bank announces support measures to keep yields down in the post-Budget review, but investors expect more

BUSINESS

Budget 2021 proposals to shake up banking sector

Bad bank and privatization of state-owned banks are key measures

BUSINESS

Bond investors turn eyes towards RBI after record borrowing plan

Investors hope the RBI will support bond prices after record borrowing programme was unveiled by Finance Minister Nirmala Sitharaman

BUSINESS

Economic Survey 2021 | What the finance ministry thinks about the banking sector

Survey suggests a round of asset quality review once COVID-19 forbearance is withdrawn followed by mandatory capital infusion

BUSINESS

RBI proposals for NBFCs right step, but it must address their linkages

NBFCs are the largest net borrower of funds from the financial system with half their funding coming from banks. This has systemic implications

BUSINESS

Legal battles remain a risk after creditors award DHFL to Piramal

Depositors and retail bondholders are two other classes unlikely to be happy

BUSINESS

Brushing bad loans under the carpet a retrograde step

If the government wants to help MSMEs, there are other ways like incentivising the use of the Trade Receivable Discounting System (TReDS)

BUSINESS

RBI Financial Stability Report tells investors: Wake up and smell the coffee

Report warns of a rise in NPAs which could hamper economic recovery, warns of stretched valuations of financial assets posing risks to financial stability

BUSINESS

RBI signals return to normalisation. What does it mean for rates?

Short term rates could rise, not much impact on 10-year yields

BUSINESS

Moneycontrol Pro Weekender | Christmas comes early

The market rally is riding on chiefly the promise of vaccination. Investors seem to be sidestepping execution risks in India for the moment

BUSINESS

No rate cut, but doves continue to coo during MPC meet

RBI maintains accommodative stance, ignores ultra-easy liquidity conditions

BUSINESS

Two reasons why the banking sector is not out of trouble

Bounce rates in debit transactions are high; lenders want to extend restructuring window

BUSINESS

MPC has a tough balancing act

How can the central bank reduce excess liquidity while maintaining monetary accommodation?

BUSINESS

The mess in the DHFL bidding process is wholly avoidable

Late bids are unfair; they threaten the sanctity of the insolvency resolution process

BUSINESS

How Indian banking will change if RBI tweaks ownership norms for private lenders

Some proposals add to financial stability risks even if they increase the chance of fresh capital flowing in

BUSINESS

LVB-DBS merger is job well done. But don’t rest on your laurels, RBI

​For every Yes Bank or Lakshmi Vilas, there are countless other cooperative banks where depositors have a long wait to access their money

BUSINESS

WhatsApp Pay | Let a hundred flowers bloom

Imposing a market share cap on UPI is a retrograde step that will restrict customer choice and stifle innovation