5 investment mistakes that can derail your retirement plans
Not factoring inflation, taking inadequate health insurance and avoiding equities are some of the key mistakes to avoid
Juggling several loans? Here’s how you must balance your debt repayment and liquidity
Always start with the loan charging the highest interest rate. Have an emergency fund that includes your EMI dues, too.
Why taking loan against securities makes sense during rising stock markets
Banks generally offer up to 60 percent of the market value of the equity mutual funds used as collateral
What does long-term mean any more for the Indian Investor?
Every fund manager wants their investors to stay with their fund and increase their duration for which they can manage their client's money.
Time to invest and look at India with optimism, says Naveen Chandramohan of ITUS Capital
The share of unorganized sector contribution to our GDP stands at 51 percent. Though this has come down from 64 percent over the last 8 years, there is significant scope for this to reduce in the coming decade.
Signing as a loan guarantor? Here's how the liability affects your credit score
Whenever a default takes place, the lender can demand that the loan guarantor step in and repay
To take a personal loan or borrow against a credit card? Here's how you must decide
The repayment tenure and the loan size must be the main deciding factors
Feeling cash strapped? Here are 4 secured loan options that come at low rates
The lower credit risk of secured loans allows lenders to be lenient on credit score of applicants and also levy lower interest rates
Loan against property: Interest rate and repayment tenure are key deciding factors
The loan amount can be used for children’s education, business expansion, new property purchase and medical treatment
Bitten by the startup bug and want to quit your job? Secure your money matters first
A sufficient corpus to meet your regular expenses and EMIs, adequate term insurance and the ability to continue your investments are critical
Co-working segment: Will it be an asset class of choice for investors?
The pandemic could force the flex office space providers to evolve but in so far as the financing front is concerned, co-working operators have to secure longer credit line than the current norm of dealing on three-or-four month’s working capital
ELSS or PPF: Which is the better tax-saving investment option?
While ELSS funds deliver better returns over the long term, PPF investments have a tax advantage
Nifty50 seen at 16,000 by December; Value' and 'Growth' top themes in 2021: Naveen Kulkarni of Axis Securities
The major change in the market structure will be mean re-rating of sectors that have lagged for a long period. Even as sector rotation plays out, valuations across sectors like Consumer, IT, and Pharmaceuticals are likely to sustain while industrials, cement, real estate, and BFSI will re-rate.
Budget 2021 | Resetting Indian economy, creating a lasting impact on global arena
India Inc seems to have welcomed Budget 2021, given the upsurge of 2,314 points in the Sensex on the Budget day.
A wish list of the tax incentives we want from Budget 2021
Incentivise financial savings, enhance credit supply and boost housing demand
4 personal finance lessons from 2020 that you must not forget in 2021
As financial exigencies come unannounced, ensure that you park your emergency fund in instruments that allow instant withdrawals
Factors to consider before making home loan prepayments
While a reduction in the loan tenure will result in greater savings in interest paid, opting for the EMI reduction option will lead to higher disposable income
5 factors to consider before choosing a fixed deposit
Deposits of up to Rs 5 lakh with any small finance and small private sector banks are as safe as having deposits with any of the large private sector banks and PSBs
Festive spending: Smart credit card moves to avoid debt traps
You must always factor in your repayment capacity within the next due date before making credit card spends
Co-branded cards: Evaluate these factors and decide if they fit your needs
Their suitability largely depends on the consumer’s spend habits, lifestyle and brand loyalty, if any
'IT and Consumer back in play! Private banks set to outperform in next 6 months'
Apart from IT and Consumer, improvement in liquidity situation could be positive for the BFSI sector, but bond yield could rise because of higher fiscal deficit which will be negative for NBFCs.
Paying off your home loan? Keep these 5 things in mind
Here are a five things you should do immediately once you pay your last home loan EMI
Filing your income tax returns? Here are 4 challenges that you may face
The process can be quite cumbersome in the absence of efficient financial planning, and any negligence on the tax payer's part can lead to undue payment of tax
Check these 6 boxes before applying for a home loan
All these factors make it critical to plan well in advance and consolidate your finances before applying for home loan.
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