BUSINESS
Moneycontrol Pro Panorama | Requiem for India’s infra dream or a reality in the making?
In today’s edition of Moneycontrol Pro Panorama: US drug shortages an opportunity for India, investment advisers at risk of phasing out, will PLI scheme strengthen manufacturing prowess, El Niño's long-term effect on monsoon disturbing, and more
BUSINESS
Two-speed transmission of rate hikes could squeeze lender margins in FY24
With a large pile of deposits repriced higher and no scope to bring them down, banks have little elbow room to improve margins. In fact, margins would feel the squeeze. For NBFCs, it is tougher.
BUSINESS
RBI’s new rules on wilful defaulters make bank more accountable
If default is intentional then even new rules may not help in prevention but formalizing the recovery process brings its own benefits
BUSINESS
Moneycontrol Pro Panorama | The gap between sentiment and data
In today’s edition of Moneycontrol Pro Panorama: Indian startups face headwinds, defiant Indian economy not yet out of the woods, high stake game between Airbus and Boeing, Sachin Pilot’s Hamletian dilemma, and more
BUSINESS
RBI’s pause is a pivot killer with the 4 percent inflation target
RBI governor Das's emphasis on getting retail inflation down to 4 percent will mean the policy rate will stay high for longer
BUSINESS
RBI seen to stay in pause mode, but markets will seek clues on pivot
While the RBI may keep policy rates unchanged, any alteration in the stance would be seen as dovish by the markets.
BUSINESS
Moneycontrol Pro Panorama | Regulating the economy temperature gauge
In today’s edition of Panorama: SEBI proposes tightening disclosure for offshore funds, MGNREGA demand rises sharply, receding recession fears good sign for Indian IT, risky bets in business makes for better future, and more
BUSINESS
RBI’s latest warnings show India’s banks need helicopter parenting
Evergreening is more sinister now as banks are indulging in the practice despite having complete knowledge of the risks involved.
BUSINESS
Moneycontrol Pro Panorama | Dancing elephants and awkward valuations
In today’s edition of Moneycontrol Pro Panorama: Tata Motors dominates electric car segment, new AI-based supervision model for ‘shadow banks’, term premium on government bond shrinks considerably, China's slow recovery and its impact on India, and more
BUSINESS
Liquidity frictions need a simple extinguisher from the RBI
The variable repo rate auction is a simple tool that the RBI can use to douse the fire in short-term rates now before it begins to cause damage to productive credit deployment.
BUSINESS
Beyond the dirty dozen, insolvency code resembles a scrap yard
While any new law is strengthened by arbitrations, having an abysmal track record on the speed of resolution even after seven years should not be taken lightly.
BUSINESS
Moneycontrol Pro Panorama | Inflation is easing, or is it?
In today’s edition of Moneycontrol Pro Panorama: Public sector banks end up on losing side, rise in rural consumption benefits consumer stocks, CA and CS now under PMLA ambit, business models need to be reviewed over time, and more
BUSINESS
Expected credit loss provisioning could disrupt the PSU bank exuberance
Under ECL, banks will require to gauge the credit risk of the borrower and make anticipatory provisioning before a default has occurred unlike the current regime where banks provide once default has occurred.
BUSINESS
The Green Pivot: Indian banks aren’t doing enough green financing, quite the opposite
Bank credit to green industries has been growing faster than loan off take to traditional sectors in recent times. But lenders are far from being big financiers of green projects
BUSINESS
Chart of the Day: A dark decade for industrial credit
Part of this sharp deceleration was due to de-leveraging by corporates after undergoing massive stress on their balance sheets
BUSINESS
Go First’s bankruptcy brings back questions about Indian banks’ lending acumen
At least four Indian banks now stand to lose interest income from their loans to Go First that owes a total of Rs 6521 crore to them. Bankruptcy proceedings would put a moratorium on loan repayments
BUSINESS
Uday Kotak’s curious mix of conservativeness and audacity
Kotak Mahindra Bank has been nibbling on unsecured loans since FY22 and now has taken big bites in this segment. It aims to increase the share of such loans from the current 10 percent to the mid-teens.
BUSINESS
Moneycontrol Pro Panorama | The irresistible world of credit cards
In today’s edition of Moneycontrol Pro Panorama: Investors may fall prey to NFOs, Karnataka could be staring at a hung Assembly, Nifty's complacency does not bode well, HUL's dipping price-led growth concerning, and more
BUSINESS
Is Bajaj Finance a prisoner of its own success?
Bajaj Finance’s ambition is to reach the 100 million customers mark. Will it succeed in a changing financial landscape rife with competition is the key question
BUSINESS
Why branch banking is making a comeback
Analysts at Elara Capital point out in their April 20 report that branches are critical to boosting a bank’s digital aspirations
BUSINESS
Moneycontrol Pro Panorama: Searching for a pivot amid a heat wave of inflation
In today’s edition of Moneycontrol Pro Panorama: Global uncertainty catches up with Indian markets, US drug shortages rekindle pharma recovery, India-US bond extends beyond politics, tough times ahead for Go First airlines, and more
BUSINESS
India’s consumers are hopeful, but holding back on big spends
Home loan enquiries volume shrank 1 percent in October-December, originations by 6 percent in a sign that potential borrowers are cautious and bankers even more so
BUSINESS
Amid recession gloom, fund managers hope for a China boost
Cash levels with fund managers have been above 5.0 percent for 17 consecutive months; this length of time is eclipsed only by the 32-month DotCom bear market.
BUSINESS
Interest rate swaps are signalling a pivot in the making
Swap rates were right in predicting the RBI’s fast-paced rate hikes that began in May 2022. It is likely the current rate cut signals of swaps are right too
