2. You have saved a long while to buy a car. A week before you buy the car, you lose your job. You.

postpone your purchase.

Buy a new car but do not buy the expensive car you have saved for.

Go ahead with your purchase plan and buy the expensive new car.

Buy the car and go on a one week vacation to celebrate the new purchase.

under Rs 100,000.

between Rs 100,000 and Rs 200,000.

between Rs 200,000 and Rs 400,000.

over Rs 400,000.

4. You are financially responsible for (exclude dependants who can be supported by your spouse's income)

only yourself.

1 other person in your household besides yourself

between 2 and 3 other persons besides youself

between 4 and 5 other persons besides youself

more than 5 other persons besides yourself

5. Your current job/career/business:

Is not dependable.

Is secure.

doesn't matter because you expect a large inheritance/have enough wealth already.

doesn't matter because you expect to change your career path soon.

6. After you have made an investment, your feeling on the decision is:

excited.

satisfied.

doubtful.

sorry.

7. You are offered a job by a company with a bright future. Which compensation option would you choose?

A 3-year job guarantee.

An upfront bonus of Rs 1,00,000.

A 10% pay increase on your salary of Rs 4,00,000.

employee stock options with a current value of Rs 1,00,000 and prospects for further appreciation.

8. What is your practice on saving money

I don't believe in saving.

I'd like to save, but my expenses and other financial commitments do not permit me to.

I try to save whenever and wherever possible.

I save 15 percent or more of my take-home salary without exception.

9. You invest Rs 1,00,000 in a share that goes down by 8% the next day. You.

average your cost by investing another Rs 1,00,000 at a lower price.

do not bother because you had done enough research on the company.

book your loss and invest in fixed deposits or bonds.

hold on till the share comes back to your cost price and sell it.

10. Which of the following statements would best describe your level of knowledge as an investor

I don't understand investment terminology at all.

I am a proficient investor who's able to explain concepts such as EVA, beta and hedging.

I know how to identify and invest in mutual funds and secondary market debentures.

I understand investment principles and trade shares in the secondary market.

I am not very familiar with investment options and financial planning.

11. How would you `honestly' describe yourself as a risk-taker?

reckless.

willing to take evaluated risks.

careful.

low risk taking capability.

extremely averse to risk.

12. Which would best describe your awareness about finance?

I read most of the business and investment magazines and watch business updates on television daily.

I read a financial newspaper daily and regularly read at least one specialized business magazine.

I read the finance section of the daily newspaper everyday.

I often look up the market prices of my shares in the newspaper.

I never read the finance section of the newspaper.

13. In how many years from now will you have saved up for all your future financial commitments and needs?

less than 3 years

3 to 6 years.

6 to 10 years.

more than 10 years.

14. What is your approach to making a financial decision?

take a random decision.

lose sleep over the issue

seek friendly advice.

take an educated guess.

analyse the various options.

15. When you suffer a financial loss, what are your feelings?

I think it has happened because it was my destiny.

I blame myself.

I take it as a personal failure.

I view it as a hurdle that one needs to cross.

I almost never suffer losses, because I stick to investments that do not depreciate in principal value.

16. Your company has an attractive Voluntary Retirement Scheme(VRS) open only to 10% of employees on a first-come-first-serve basis. You:

enrol for the scheme as early as possible.

enrol for it only if you had been looking for alternate opportunities and could take one of them

do not take up the VRS, but start looking for other work as the company's future does not seem bright.

do not take the VRS because you intend to spend the rest of your working life in this company.

17. You have invested in shares that you expect will become 5-baggers in 2-3 years. These share prices drop 30% soon after you buy them. You:

sell.

average your cost by buying more.

wait and watch.

see your cash flow at the end of the year and buy more if the prices of these shares are still low.

18. Excluding your house, your savings inclusive of employment benefits, add up to:

nothing.

less than six months' take home pay.

between 6-15 months' take home pay.

between 15-36 months' take home pay.

more than 36 months' take home pay

19. What is the status of your accomodation? Those who own a house, choose from last two options only.

I stay with my parents/ spouse.

I live in company accomodation.

I live in an apartment that I have rented.

I own a house but am saving to buy a better house.

I own as good a house that I would ever want to.

20. How would you describe your overall income status?

Just about manage to make ends meet; no monthly savings.

My PF and other employment benefits are my only source of savings.

I put aside atleast 10% of my take-home salary every month in savings.

I save more than 30% of my take-home salary every month.

My income from my wealth more than adequately provides for my cost of living.