With the new year now upon us, the question perhaps on everyone's mind is will this year be as good for our investments as 2017. Will mutual funds deliver handsome returns? Debt and equity, what is the perfect balance? To answer all this and more, CNBC-TV18's Surabhi Upadhyay caught up with Vishal Kapoor, CEO, IDFC AMC, Suyash Choudhary Head of Fixed Income at IDFC AMC, Rajendra K Mishra, Associate Director, Fund Management, IDFC AMC.
Besides the likelihood of being caught unawares by regulatory moves, investors are susceptible to hackers who may gain access to the money.
Real diversification comes to a portfolio if investments are allocated to different asset classes keeping in mind the correlation between them.
Buying decisions often turn sour financially because they are ill-planned,
Commodity experts feel gold will emerge unscathed from the digital currency craze and might, in fact, gain if the tide turns.
The basic reason for investment is to earn an inflation- adjusted return that compensates for the risk of the relevant asset class.
If you adopt the right investment strategy, you can gain good returns on your overall portfolio.
No sharp gains or drop is expected in the yellow metal unless there are any changes in key fundamentals, say experts.
Many newcomers to stock market investing are employed or self-employed and they can’t access the market in trading hours due to their professional commitment. That impedes their investments in stock markets.
Bank fixed deposits are one of the safest instrument for parking your money for the short term.
Inflation poses as a silent threat as it reduces real savings and investment returns.
Tax-saving investment made during a particular financial year can be claimed as deduction under Section 80C for that particular financial year only.
Bank FDs are one of the safest investment-cum-savings avenue which can help you get 7-9% return annually.
2017 will probably be marked in India's financial history as the year that saw the real emergence of the retail investor. Flushed with money that ordinary people like you and me are putting to work in the equity market, mutual funds have really taken over the driver's seat on Dalal Street this year and they've pretty much ended the dominance which foreign investors enjoyed in our market over the past so many years.
A clear understanding of your cash flow requirements helps you achieve effective asset allocation for your financial goals.
The subscription to any NFO starts with Rs 10 for a unit, which can also be driving motive for an investor to make the investment.
The factsheet which can be availed from respective AMC websites or fund houses every month can help track the scheme performance and its holding details.
Investment for up to Rs 1.5 lakh in ELSS can be claimed for deduction under Section 80C of Income Tax Act.
Since we are celebrating the 14th of November, it is perhaps a good time to focus your child's financial future
India has improved its ranking in the Global Pension Index which is compiled by global employee solutions provider, Mercer along with the Australian Centre for Financial Studies. While an improvement in the ranking is good news, is our pension system adequate? Do we have enough options to ensure retirement security? And what's the best way to build that retirement corpus?
There are risks associated with startups and hence it is not advisable to use your retirement corpus to fund them
Most of these avenues not only provide steady returns, you can also avail tax benefits on your investments.
Gold has never helped anyone become wealthier as its prices seem to rise with inflation in the economy and not any higher.
With POMIS, senior citizens can safeguard themselves from re-investment risk for a lock-in period of 5 years.
There are several types of mutual funds available. One should select the scheme as per their risk-taking capacity.