Bank deposits and fixed income mutual funds differ with each other on a key parameter.
Always remember that one must start saving and investing as early as possible to reap benefits once you take control of your financial destiny.
Investors are often not aware of the kind of risks that are present in these instruments and hence they go out with a mindset that might not be appropriate for the investment.
Investors should not blindly chase returns and ratings of the mutual fund schemes. It makes a lot of sense to understand risk associated with schemes before investing your hard earned money.
This article explains how bond funds can be used to optimise post tax returns on fixed income portfolios.
In nine out of the 11 months till November, equity schemes saw more money coming in than going out. The not so good newsâ€”investors were not as enthusiastic about equity schemes this year as they were in 2015. Inflows of Rs 44,772 crore, were almost half of the Rs 90,603 crore received in 2015
Investment analysts and advisors feel long-duration bond funds could show good returns in the coming months, with RBI likely to signal softer interest rates.
Depending on the time frame of your investments, you should choose the right bond funds.
In a falling interest rate regime, traditional fixed deposits turn unattractive and you have to look for the right options.
Here are three key lessons a MF SIP investor must know.
Falling interest rate has forced many investors to look beyond fixed deposits in search of better returns.
Here are five factors that you should watch out for while building retirement portfolio using mutual funds.
Falling interest rates spells bad news for fixed deposit holders, but not necessarily so for investors in long-term debt funds. In fact, experts say long term debt funds are a good place to be in when interest rates are in a downtrend.
The aim here is to remind fund management teams in the industry that they have a fiduciary responsibility towards investors and their conviction is best judged when they invest in their own funds.
At Rs 14.41 trillion, average AUM beat the previous high of Rs 13.53 trillion logged in the previous quarter and was up by 6.47 percent or Rs 875.83 billion - also a record in absolute gain-over the quarter, a report by Association of Mutual Funds in India (AMFI) said.
Kotak Mahindra Asset Management Co said its asset under management (AUM) has expanded by a healthy 18 percent to Rs 65,000 crore in the current fiscal so far
Given the debt servicing troubles of leveraged companies, it is better to keep a track of your portfolio.
The investor is getting short changed if sweet deals actually take place between mutual funds and issuers of debt.
Dividends can be looked at as a source of income. However, one must be cautious while planning his money matters based on dividends declared by mutual funds.
While investing in fixed income instruments such as fixed deposits and debt funds, one must keep an eye on his tax rate.
While this will not make debt funds on par with equity as equity funds have a holding period of only 1 year to qualify as long term this will go a long way in making debt funds more retail friendly.
New Safegaurds For MF Investors!
Importance of debt funds can be gauged from the fact that in current times when the markets are volatile, as prices of equities vary from day to day, debt instruments can be trusted for stability. The following article is an initiative of SBI Mutual Fund and is intended to create awareness amongst the readers.
As per the report, 28 percent of funds in the large-cap index underperformed the S&P BSE 100 over the one-year period.