A borrower can shift the home loan to any other lender, who is willing to offer better interest rates. At times, a home loan applicant may also want to increase the loan‘s tenure, due R
There are various factors that determine whether you will get a home loan or not. Consequently, it is advisable to know your home loan eligibility in advance, so that you can plan the purchase R
Not that you should hurt your credibility and become a bad paymaster and do not care for your score, but in reality, the credit score is only an indicator and not the deciding factor.
The Reserve Bank of India (RBI) has directed credit information companies (CICs), to provide one free full credit report, including score, once in a year to individuals whose credit history is available with them. R
Since financials information is digitally uploaded and can be shared with multiple banks and NBFCs by merely ticking an additional box, we end up applying for a loan with more than one institution.
Your CIBIL score is a measure of your own credit worthiness that does not get merged with your spouse‘s after marriage. There are several myths about CIBIL score and some of them are related to marriage.
Follow this simple advice by taking these steps and you will never be denied a loan for poor credit score.
Though most of us have heard about CIBIL score, there are so many things many individuals are not aware of.
Home loan is the largest loan most individuals go for. It is better to prepare for it well in advance.
It is advisable for home loan seekers to obtain a credit report, before applying for a large loan, such as a home loan. This report, which provides a person‘s credit score, can be obtained R
Banks prefer to lend money to those who have a credit history. An absence of past track record of loan repayment can be an obstacle.
Home loan will be the biggest loan of your life, both in terms of the amount and the tenure. Doing your homework is pertinent.
Credit score is essential when it comes to access to credit. It is better to ensure a healthy credit score.
Why does the occasional forgotten bill have such an adverse impact on a credit score?
Credit card offers you an access to easy credit. But be prudent while using one.
Here are seven ways you can raise your credit score gradually. A good credit score means loans at attractive rate of interest.
Credit score check is an essential component of credit assessment process of banks. A good score can open doors to cheaper credit. Here is how you can improve your credit score.
One should check his credit score at regular interval. Here is how one can access his credit report.
If you are a businessman, there is a high possibility that your will require funding to grow your business. Develop good credit repayment history to ensure that your access to loans remain unhindered.
Banks use credit score to ascertain if you are a responsible user of credit. A low credit score pulls down the chance of availing credit from bank.
Credit score is a tool many lenders use while deciding if they should lend money to a borrower. However there are many myths surrounding credit report. Do read to get answers to some questions most borrowers want to ask
Irrespective of timely completion of the project, the buyer of the flat is responsible for the credit extended to purchase the flat or land.
You have to inform the bank about your card getting hacked. But that is just the beginning. You may have to follow up with the bank for resolving the matter in your favour and getting a new card