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  • Anil Rego

    11 Oct - 11:00hrs

    How to decide which insurance scheme one should go for

    Anil Rego Anil Rego, Founder & CEO, Right Horizons

Posted By: guest:

what is the difference between whole life plan and term plan? please explain. I am a 38 yr old married male. pls suggest which one is ideal for me?

Posted By: Anil Rego

: A term cover insurance provide only death benefit. i.e the sum assured will be paid out post demisal of the person to the nominee whereas for a whole life insurance money you invest builds cash value that you can use later in life or that will add to the death benefit payout you can consider taking term cover as per your future needs from HDFC, ICICi etc

Posted By: guest:

What are special medical reports required to be submitted in Life insurance?

Posted By: Anil Rego

: There is no special medical reports to be submitted while taking a life insurance. depending on the age and sum assured, the insurance companies decide the medicals to be done for the customer

Posted By: guest:

How is Surrender Value calculated in Conventional Life Insurance Policy?

Posted By: Anil Rego

: The surrender value will be provided in the policy bonds. Kindly look into the policy document to check the same. for each policy it can be different and the illustration shows the surrender value . usually first 2 years there wont be any surrender value

Posted By: guest:

Planning to buy health insurance for my parents , fathers age - 60 and mothers age-58. Please suggest .

Posted By: Anil Rego

: If both parents are healthy, then you can look into Religare health insurance as there is no upper cap for age provided there would be medical In later case you can take 2 separate policy and senior citizen policy (Apollo or star) for father and normal policy can be taken for mother as she is below 60 years age

Posted By: guest:

which is top 5 best health insurance plans

Posted By: Anil Rego

: Based on our experience Religare, ICICI, Max , Apollo and star can be the best options

Posted By: guest:

which is top 5 best health insurance plans

Posted By: Anil Rego

: Based on our experience & customer service Religare, ICICI, Max , Apollo and star can be the best options

Posted By: guest:

I want to buy online life insurance payment term should be 5 years and i want good return up to 10 years.

Posted By: Anil Rego

: You can look into ICICI RIS4 where premium payment can be for 5 years and after 10 years you can get Annuity payout

Posted By: guest:

Dear sir Which is best term insurance 1Cr coverage ? As per rules is it possible to Nominee my wife and mother under same insurance ?

Posted By: Anil Rego

: You can opt for ICICI Iprotect or HDFC Click to protect 3D plus considering claim settlement and the options and features. wife and mother can be made nominee for a single policy. the weightage for each need to be specified

Posted By: guest:

I have 50L life insurance with ICICI Pru. I want to buy another 50L or 1cr policy. Please suggest policy name with reasonable premium.

Posted By: Anil Rego

: HDFC Click to protect , Kotak Preffered term plan , Birla protector plus can be good options with reasonable premium and new options

Posted By: guest:

hi i want to know good insurance scheme

Posted By: Anil Rego

: There are different type of insurance policies like Life insurance, term insurance, health insurance, ULIP plans etc. to provide good recommendation, the type of insurance should be specified

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