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  • Jiju Vidyadharan

    11 Oct - 02:00hrs

    Investing in Mutual Funds in volatile markets

    Jiju Vidyadharan Director- Funds & Fixed Income, CRISIL

Posted By: guest:

Sir, I have started SIP in Kotak focus Fund, LT Emerging Business Fund and want to get 15 percent of annualized return in 10 years. Should i continue my SIP or have to look for some alternate fund?

Posted By: Jiju Vidyadharan

: Kotak Select Focus fund is ranked 1 in large cap category while L&T Emerging Business Fund is ranked 1 in Small & Mid Cap category as per CRISIL Mutual Fund Ranking of June 2017. Rank 1 falls in the top ten percentile and denotes very good performance of the fund within the respective category. In the last 10-years ended June 2017, large cap funds represented by CRISIL-AMFI Large Cap Fund performance index has given 10.54% point to point CAGR returns while in the same period, small & mid cap funds represented by CRISIL-AMFI Small & Mid Cap Fund performance index has given 13.67% returns.

Posted By: guest:

I am 28 Years old looking for corpus 15 lakhs in 15 years to pay in advance to buy house in Mumbai. Suggest some aggressive mid cap funds top AMC in country.

Posted By: Jiju Vidyadharan

: L&T Emerging business fund, L&T Mid Cap fund and Mirae Asset Emerging Bluechip were ranked 1 in Small & Mid Cap category as per CRISIL Mutual Fund Ranking of June 2017. Rank 1 falls in the top ten percentile and denotes very good performance of the fund within the respective category.

Posted By: guest:

Hi, Im holding few sectoral funds - icici banking and financial services fund, LT infrastructure fund and Reliance diversified power sector fund. Should I continue to hold them for better returns in next 3 yrs or should I switch to any other funds.

Posted By: Jiju Vidyadharan

: L&T infrastructure fund was ranked 2, while Reliance diversified power sector fund was ranked 3 in the infrastructure category as per CRISIL Mutual Fund Ranking of June 2017. Rank 2 denotes good performance, while Rank 3 denotes average performance of the fund within the respective category.

Posted By: guest:

I am 28 Years old, Kindly suggest ELSS Funds for 25 Years horizon for tax saving purpose and also for retirement. My Portfolio is Axis long term Equity fund 1000 P.M, SBI Bluechip Fund 1000 P. M, HDFC MID CAP Oppotunities 10000 Lumpsome. I want to add more funds in ELSS funds. Kindly suggest some good ELSS funds.

Posted By: Jiju Vidyadharan

: L&T Tax Advantage Fund and Tata India Tax Savings Fund were ranked 1 in ELSS category as per CRISIL Mutual Fund Ranking of June 2017. Rank 1 falls in the top ten percentile and denotes very good performance of the fund within the respective category. Investors should however review their portfolio periodically to weed out under-performers within their portfolio.

Posted By: guest:

Hi Sir, I have to invest in mutual funds but i new to it. Could you please help how to chose mutual funds and which one is best to invest currently?.

Posted By: Jiju Vidyadharan

: Investment in mutual funds should be based on risk return profile and investment horizon. Equity oriented funds are ideal for long term investment horizon and higher risk appetite individuals, hybrid fund and long duration debt funds can be looked at for medium term horizon and moderate risk appetite, while short duration debt funds can be useful for short horizon and conservative investors. You can refer to the quarterly released CRISIL Mutual Fund Ranking available at www.crisil.com and wwww.moneycontrol.com to identify top performers within the various mutual fund categories.

Posted By: guest:

I want to invest Rs. 10000 per month SIP in Mutual Fund among Reliance Mutual fund, Birla mutual fund and HDFC Mutual fund which five Fund is best

Posted By: Jiju Vidyadharan

: Investment in mutual funds should be based on risk return profile and investment horizon. You can refer to the quarterly released CRISIL Mutual Fund Ranking available at www.crisil.com and wwww.moneycontrol.com to identify top performers within the mutual fund categories.

Posted By: guest:

I need to invest around Rs.10 lakhs in mutual funds for long terms (atlest 3 yrs) kindly let me know schems that i should invest in if you require any further clarification to answer my querry then kindly ask. awaiting your reply

Posted By: Jiju Vidyadharan

: Investment in mutual funds should be based on risk return profile and investment horizon. Equity oriented funds are ideal for long term investment horizon and higher risk appetite individuals, hybrid fund and long duration debt funds can be looked at for medium term horizon and moderate risk appetite, while short duration debt funds can be useful for short horizon and conservative investors. You can refer to the quarterly released CRISIL Mutual Fund Ranking available at www.crisil.com and wwww.moneycontrol.com to identify top performers within the various mutual fund categories.

Posted By: guest:

Need SIP Recommendation for 15,000 per month. Dear Experts, Looking for a SIP of Rs 15,000 per month for 5 to 10 years time. My goal is to get maximum return by taking moderate risk. The stocks that I am considering are as below.. (1) HDFC Balanced Fund(G) - Rs 5000. (2) SBI BlueChip Fund-Reg(G) - Rs 3500. (3) Franklin India Smaller Cos Fund(G) - Rs 3500. (4) DSPBR Opportunities Fund-Reg(G) - Rs 3000. Could you please provide an expert review on the above funds and suggest me (with reasons), if this is a good protfolio? Regards AT

Posted By: Jiju Vidyadharan

: HDFC Balanced Fund was ranked 1 in the balanced fund category, SBI Bluechip was ranked 1 in the large cap category, Franklin Indian Smaller Companies Fund was ranked 3 in the small & mid cap category while DSP Blackrock opportunities fund was ranked 2 in the diversified category as per CRISIL Mutual Fund Ranking of June 2017. Rank 1 denotes very good performance, Rank 2 denotes good performance while rank 3 denotes average performance of the fund within the respective fund category.

Posted By: guest:

Dear Sir My Age is 34 and i invest 3000 rs per month in 03 different fund. HDFC Equity HDFC top 200 HDFC balance Fund Banker advise to discontinue investing in HDFC balance fund and start in Birla Sun Life Equity Fund. Please suggest

Posted By: Jiju Vidyadharan

: HDFC Equity fund and HDFC Top 200 was ranked 3 in the large cap fund category while HDFC Balanced fund was ranked 1 in the balanced fund category as per CRISIL Mutual Fund Ranking of June 2017. Rank 1 denotes very good performance while Rank 3 denotes average performance of the fund within the category. Birla Sun life equity fund was ranked 2 in the diversified equity fund category. You can refer to the quarterly released CRISIL Mutual Fund Ranking available at www.crisil.com and wwww.moneycontrol.com to identify top performers within the various mutual fund categories.

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