Loans

Noida fiasco & all about buyer-banker perspectives  

23 Jul 2011, 12.12 pm  |  Source: Moneycontrol.com

Over 5,000 middleclass buyers who have invested in Noida Extension are facing a deadlock with the Supreme Court’s verdict of returning land to farmers...

Do the math before you switch your home loan lender  

18 Jul 2011, 12.45 pm  |  Source: Moneycontrol.com

It’s high time that you start looking at interest rates offered by other lenders and for this you can take help of price and features comparison engin...

Need freedom from personal loan? Here's how  

09 Jul 2011, 11.28 am  |  Source: Moneycontrol.com

More often than not many of us consider a personal loan as the best option to meet contingencies. Opting for a personal loan without studying its term...

Your home loan is a hidden gem for future needs, here's how  

05 Jul 2011, 4.08 pm  |  Source: Moneycontrol.com

Your existing home loan provider can be your best friend in times of your future financial needs. As they offered you a mortgage against your house, t...

So, who fits the bill to shoulder your home loan?  

05 Jul 2011, 3.51 pm  |  Source: PTI

When taking a housing loan, there may come a situation when our eligibility in terms of quantum of funding or tenure of loan could be lesser than what...

Home loans gave gone innovative, how far do you know them?  

05 Jul 2011, 3.20 pm  |  Source: Moneycontrol.com

Innovation drives businesses and it should rightly do so. Make informed decisions while buying innovative financial products; else the innovation coul...

Home loan woes? Here's the answer you need  

23 Jun 2011, 1.58 pm  |  Source: Moneycontrol.com

Is it right that the excess cash in the savings account should be used to repay the housing loan or is it not? ...

Are NBFC home loans a viable alternative for borrowers?  

06 Jun 2011, 2.58 pm  |  Source: Moneycontrol.com

Here are the cautions points that one needs to keep in mind if he opts for a loan from an NBFC?...

Are you looking for counseling on your loan? Here's help  

30 May 2011, 3.19 pm  |  Source: Moneycontrol.com

The service is to help in debt restructuring and is NOT to help a customer get a waiver on repayment. Also, there is no compulsion on either parties (...

Here's are best home loan repayment option  

18 May 2011, 3.44 pm  |  Source: Moneycontrol.com

Banks have customized repayment options to address the individual requirements of their customers. A wise planner can make use from the options availa...

Shifting your loan? Here are some pointers!  

17 May 2011, 3.52 pm  |  Source: Moneycontrol.com

A home loan transfer (also known as refinancing or balance transfer) is an option that most individuals opt for to avail the benefit from lower intere...

A checklist before you shop for a personal loan  

10 May 2011, 3.56 pm  |  Source: Moneycontrol.com

Here's the process to select the right personal loan for you...

The guide to loan against property  

03 May 2011, 4.21 pm  |  Source: Moneycontrol.com

When a sudden need for funds arise and they need to borrow from a bank, they often neglect to utilize their assets to reduce the expense of their cred...

How much EMI can you afford?   

02 May 2011, 4.27 pm  |  Source: Moneycontrol.com

In the current scenario of rising interest rates it is vital that you understand important elements in the loan taking process, helping you make an in...

All about pre-approved home loan  

29 Apr 2011, 10.24 am  |  Source: Moneycontrol.com

Pre-approved home loan provides us finances and all we have to focus on is to find a nice home....

Opting for a loan transfer? Here's how to go right  

08 Apr 2011, 1.01 pm  |  Source: Moneycontrol.com

A home loan transfer (also known as refinancing or balance transfer) is an option that most individuals opt for to avail the benefit from lower intere...

All you need to know about prepayment penalty  

08 Apr 2011, 11.31 am  |  Source: Moneycontrol.com

Prepayment implies closing the loan earlier than planned. Most banks impose a penalty on prepayment....

Plan for a smooth buy  

04 Apr 2011, 1.23 pm  |  Source: Moneycontrol.com

The savings for a home purchase can be started at any time, much before you seriously start shopping for a home. ...

Are you 'loan eligible'?   

30 Mar 2011, 3.04 pm  |  Source: Moneycontrol.com

Home loans are the most easily accessible financial supplement to purchase your dream home. To understand how to enhance your eligibility to apply for...

Protect your home loan from rejection!   

14 Mar 2011, 3.11 pm  |  Source: Moneycontrol.com

Buying a home is a dream of everyone in this world. Due to rising property prices, it has turned out to be nearly an unfeasible task for an average ea...

Educate yourself on education loans!  

14 Mar 2011, 2.45 pm  |  Source: Moneycontrol.com

Exam season is at its feverish pitch. Like every year, lakhs of students in India are appearing in these exams to undertake higher education in their ...

How to own a home: Plan for a smooth buy  

12 Mar 2011, 2.23 pm  |  Source: Moneycontrol.com

Owning a home gives you a sense of pride and liberty, but also many responsibilities. For a first timer, it would be a rather complicated process, esp...

Educating your kids on money? Here are some handy tips  

16 Feb 2011, 5.35 pm  |  Source: Moneycontrol.com

Being a financial planner, talking about money, dreams, goals and needs have become a part of my day to day life. Every minute we work, that’s all we ...

What are the different types of home loans?   

14 Jan 2010, 1.21 pm  |  Source: Moneycontrol.com

TODAY, there are innumerable choices available for whatever product you buy. So, why should home loans be left behind? ...

Home loan rates: Beware of arithmetical jugglery  

26 Dec 2008, 12.25 pm  |  Source: Moneycontrol.com

OF late, home loan interest rate has been a concern for many due to its volatile behaviour. Banks and institutions often resort to arithmetical juggle...

Did your home loan just get more expensive?  

04 Apr 2008, 10.31 am

How to negotiate for cheaper interest rates on floating home loans. And the get the best deal. ...

This man was conned by a recovery agent  

21 Dec 2007, 10.00 am

Proofs and documents are vital in the world of finance. We tell the story of one individual who learnt this the hard way. ...

Decider: To loan or not  

27 Sep 2007, 12.33 pm  |  Source: Moneycontrol.com

IF you want to buy a house, you have two options to fund it – Either use your own funds or take a loan. Most of us obviously would not be able to affo...

To prepay or not to prepay  

10 Jul 2007, 10.54 am

Let rates and cash decide home loan prepayment....

Dangerous fine print: Home loan reset clause  

18 Dec 2006, 9.39 am

At peace with yourself for having taken a fixed rate home loan? Read your loan document again. Chances are, there maybe a reset clause in the fine pri...