Insurance

ULIP: High charges, low returns!   

03 Apr 2008, 10.32 am

We profile a retail investor who feels he made the wrong investment choice. Here's why. ...

Health insurance + investment = Bad combo  

19 Mar 2008, 6.05 pm

When insurance mixes with investment, it may NOT be such a good idea. Here's why. ...

FY09 inflows from insurance cos to be $15bn: ICICI PruLife  

31 Dec 2007, 11.28 am  |  Source: CNBC-TV18

Puneet Nanda, CIO of ICICI Prudential Life Insurance told CNBC-TV18 that he expects a market return at 15% CAGR, over the next 5 years. He sees the FY...

Getting married? Get wedding insurance  

17 Nov 2007, 2.52 pm

This is the most exciting moment of your life. But can the perfect day get ruined by sheer unpredictability? ...

Continue to see healthy flows in equity schemes: ICICI Pru    

15 Nov 2007, 11.32 am  |  Source: Moneycontrol.com

Puneet Nanda, CIO, ICICI Prudential Life Insurance said that they expect to see 8.5-9% GDP growth despite lower September Iip numbers. He added that t...

Don't take this risk with insurance  

18 Oct 2007, 12.10 pm

Precautions to make sure that your Will is what you intend it to be...

Insurance cos to infuse $15-20 bn in equities in 1-2 yrs   

23 Aug 2007, 11.31 am

S Sarkar, Executive Director-Investments of LIC said that the market fall has provided them with a good opportunity to invest. He added that the curre...

Mkts giving good opportunities to buy at dips: Tata AIG   

20 Aug 2007, 4.45 pm

Prasun Gajri, Sr VP & Head-Investments, Tata AIG said that the markets are giving good opportunities to buy at every dip and that they are using this ...

Why ULIPs ban protects your interests   

20 Aug 2007, 1.34 pm

Many people have voiced protest against the complex drafting of some ULIPs. Here's why. ...

Sell your insurance policy to raise cash  

27 Jul 2007, 11.10 am

Treat your insurance policy like any other asset, if you have a classic policy....

Car insurance sans tariff?  

26 Jun 2007, 10.58 am

Tariffs on the general insurance industry were lifted six months ago. What's the impact on your car insurance premium? ...

Should you surrender your insurance policy?  

24 Apr 2007, 3.59 pm

More often than not, insurance policies do not make efficient investment products. ...

Higher allocations in mid, small caps: ICICI Pru   

16 Mar 2007, 4.36 pm

ICICI Prudential Life Insurance Company is to launch two funds, Flexi-fund and a ULIP fund, one of them is a balanced one, and the other one is a grow...

Have you insured your health?  

21 Feb 2007, 4.41 pm

In tending to their home, their children, their husbands and parents, women quite ignore -- and are even unaware of -- their own psychological and phy...

An open letter to all who love their lives  

16 Feb 2007, 9.28 am

Is your spending like that of a millionaire and insurance cover like that of a pauper? This one is for you....

Insurance expectations from Budget 2007  

15 Feb 2007, 6.02 pm

Keeping in mind, the vital role-played by life insurance in mobilizing long-term savings and providing security to policy-holders, government needs to...

Old age hopes from Union Budget 2007  

13 Feb 2007, 4.43 pm

To ensure that people save for their old age, we need fiscal policies that serve to incentivise this, and offer benefits that urge people to stay inve...

How Mr. Singh lost Rs 24 lakh...just like that  

25 Jan 2007, 1.54 pm

If you are the proud owner of a ULIP – go back and check the premium you pay and find out the minimum premium that is payable for your policy....

No home insurance if you go on holiday  

08 Jan 2007, 4.40 pm

Your householders policy won't cover any risk if your house remains unoccupied for a certain number of days. But coverage can continue if you inform ...

Cancer history in family? Consider Cancer Care  

05 Jan 2007, 6.44 pm

Cancer Care covers cancer but has a waiting period of over a year. Also the benefits are in parts. Ascertain whether you really need it. Else go for a...

Your car insurance premium to get cheaper  

02 Jan 2007, 10.29 am

Detariffing is all set to take place from January 1, 2007. Which means your past track record location of your house, your car model, usage pattern ...

Anmol Jeevan: A must to cover pure risk  

22 Dec 2006, 7.45 pm

Covering risk becomes more important if you’ve liabilities such as a home loan. Since a pure term cover offer nothing more than risk coverage go for t...

Your dad needs angioplasty: Who’ll foot the Rs 2 lakh bill?  

14 Dec 2006, 12.21 pm

Considering the increasing costs of medical care in India, it is becoming necessary to have a safety net, for individuals to fall back on, following a...

Kotak Sukhi Jeevan - old wine in new bottle  

08 Dec 2006, 3.26 pm

In case of death during the policy term Kotak Sukhi Jeevan would pay the sum assured only from the second year. Which means during the first year ther...

Child insurance plans: Make an informed choice  

27 Nov 2006, 10.30 am

Planning for your children’s future is perhaps one of the most important things that you do even before your child is born....

Buy mediclaim in addition to your company group cover  

22 Nov 2006, 4.49 pm

If you are covered under group insurance policy, you should take another cover, in addition to the base employee cover. Additional cover is useful in ...

Busted: 10 insurance myths that can prove costly  

09 Nov 2006, 1.36 pm

In any language, and in any part of the world, there is no logic for buying life insurance for a person on whom nobody is financially dependant....

When to say NO to insurance  

26 Oct 2006, 1.35 pm

Buy insurance when you need it and not when insurance agents need it. Buy it to insure your family and not to save tax....

ICICI Pru Life Invest Shield: Guarantee at a cost  

17 Oct 2006, 7.52 pm

The premium allocation charges in the initial years in the guarantee plans are a shade higher than the non-guarantee plans, since the cost of guarante...

Detariffing: Risks and Challenges  

10 Oct 2006, 11.02 am

Come January 1, 2007, insurance companies will come under a detariffing regime. The insurance market maybe ready for this change, but what are the oth...