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Budget 2017

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Health Insurance

  • Should you buy cashless or reimbursement health insurance?  

    As you begin the exercise of purchasing health insurance, a number of questions will arise. One of these is whether you should buy a cashless health policy or a reimbursement plan.

    04 Mar 2013, 12.34 pm  |  Source: Moneycontrol.com

  • Smoking and Term Insurance!  

    The cost of smoking in reality is much more than what you shell out of your pocket for a pack of cigarettes! It adds to your life in other forms, i.e. by way of medical expenses and even your insurance premiums!

    28 Feb 2013, 8.38 am  |  Source: Moneycontrol.com

  • IRDA rules aim to standardise health insurance norms  

    There is a standard disclaimer in mutual fund advertisements which expects investors to read the offer document carefully before investing.

    27 Feb 2013, 12.55 pm  |  Source: Moneycontrol.com

  • Budget 2013-14: Widen coverage area; give tax sops: Health insurance biz  

    Indian economy measured in terms of Gross Domestic Product (GDP) registered a growth rate of 6.5 per cent in 2011-12, which is the lowest annual growth rate of last decade. Further, this growth rate is expected to be 5.6 percent b...

    25 Feb 2013, 4.20 pm  |  Source: Moneycontrol.com

  • 5 factors to consider before buying critical illness cover  

    Diagnosis of critical illnesses is a life changing event which has far reaching consequences for both an individual and the persons dependent on him as critical illness can disrupt dreams and wipe out savings.

    20 Feb 2013, 12.43 pm  |  Source: Moneycontrol.com

  • 5 must-do things for hassle free health insurance claim  

    A client was recently admitted to the hospital on having shown symptoms of a clot in the brain. As the MRI that was done confirmed this clot, he was taken to the ICU and put on medication to melt the clot.

    18 Feb 2013, 6.01 pm  |  Source: Moneycontrol.com

  • Mediclaim: What you should know before you buy  

    Medical insurance has come a long way from the simple Mediclaim policy that people used to earlier take primarily for tax benefits. Even from the same insurance company, there are different types of medical policies, offering diff...

    15 Feb 2013, 7.04 pm  |  Source: Moneycontrol.com

  • Health plans: Good idea to buy online or offline?  

    There has been a strong emergence of technical development in India in the recent years along with the use of internet as a powerful tool in our day-to-day life.

    13 Feb 2013, 12.18 pm  |  Source: Moneycontrol.com

  • All you need to know about health insurance portability  

    All you need to know about health insurance portability

    09 Feb 2013, 2.29 pm  |  Source: Moneycontrol.com

  • 3 things everybody ought to know about health insurance  

    Health insurance or Mediclaim is one of the most fundamental types of insurance after life cover in terms of being an absolute necessity for everyone.

    02 Feb 2013, 1.48 pm  |  Source: Moneycontrol.com

  • Learn to choose your health Insurance policy carefully  

    The cost of hospitalization has risen sharply over the past few years and is still rising at a fast clip. With rising concerns about health conditions and medical costs, Mediclaim is becoming mandatory for every individual right f...

    01 Feb 2013, 3.01 pm  |  Source: Moneycontrol.com

  • Does your health insurance really cover everything?  

    All critical illnesses are covered under a health insurance policy but only after the policy has completed a stipulated amount of time.

    23 Jan 2013, 9.24 am  |  Source: Moneycontrol.com

  • Why traffic accident insurance is need of hour for metros

    Why traffic accident insurance is need of hour for metros  

    You are really lucky if you don’t have to travel by rail or road for work. Besides escaping the daily grind of traveling in over crowded trains and buses, you are also escaping the risk of meeting an accident or getting injure...

    19 Jan 2013, 11.23 am  |  Source: Moneycontrol.com

  • Mediclaim policy: How to claim reimbursements?   

    Earlier in an interview to CNBC-TV18 Harshvardhan Roongta, Roongta Securities had explained about cashless mediclaim policies. In the current interview he threw light on how one can get reimbursement from their mediclaim policy. ...

    20 Dec 2012, 2.08 pm  |  Source: CNBC-TV18

  • Third Party Admin or In-house claims: Which is better?  

    A Third Party Administrator (commonly referred to as TPA) is an IRDA (Insurance Regulatory and Development Authority) approved specialized health care service provider.

    18 Dec 2012, 12.18 pm  |  Source: Moneycontrol.com

  • Want cashless claims to process smoothly? Remember this   

    There are two types of claims as far as mediclaim is concerned - cashless and reimbursement. In an interview to CNBC-TV18 Harshvardhan Roongta, Roongta Securities explained the pros and cons of a cashless mediclaim and re-imbursem...

    10 Dec 2012, 3.08 pm  |  Source: CNBC-TV18

  • Mediclaim policies: Roongta explains what to look out for   

    The market is flooded with ‘n’ number of mediclaim policies, which confuse the investors. In an interview to CNBC-TV18, Harshvardhan Roongta, gives us more clarity on which mediclaim is best suited.

    22 Nov 2012, 1.02 pm  |  Source: CNBC-TV18

  • Contingency fund & health insurance must for 2nd career   

    In an interview with CNBC-TV18, Gaurav Mashruwala, financial planner advises people who are retiring early and starting new business to plan well in advance.

    20 Nov 2012, 2.56 pm  |  Source: CNBC-TV18

  • Why individual mediclaim is better, explains Roongta    

    Harshvardhan Roongta of Roongta Securities believes that if the difference in the premium of a mediclaim policy for a family, where each individual is covered separately, is not large than the premium of a family floater policy, i...

    05 Nov 2012, 3.46 pm  |  Source: CNBC-TV18

  • Roongta explains the do's and don'ts of health insurance   

    Harshvardhan Roongta of Roongta Securities spoke to CNBC-TV18 about his views on health insurance.

    23 Oct 2012, 1.19 pm  |  Source: CNBC-TV18

  • Layman's guide to a health plan  

    With the improvement in medical science, human life expectancy has also improved. This has come at a cost, with medical expenses soaring in recent years with medical inflation being much higher than regular inflation that we know ...

    12 Oct 2012, 2.34 pm  |  Source: Moneycontrol.com

  • Avoid trouble with health insurance: Check your exclusions  

    Have you ever been stuck in a situation, where despite having health insurance cover for yourself and your family, you had to bear the expenses for hospitalization of a family member?

    10 Oct 2012, 12.55 pm  |  Source: Moneycontrol.com

  • What you should know when buying insurance for your parents  

    Mediclaim for senior citizens is certainly not as easily available nor is it as comprehensive (as a policy) as mediclaim for someone who has not yet crossed the age of 60, but it is still available.

    07 Sep 2012, 7.11 pm  |  Source: personalfn.com

  • What exactly is health insurance portability?   

    Everyone was supremely excited when IRDA announced the Portability of the Health Insurance Policies. This was perceived as great news and even the Health Insurance Companies thought this news would help boost their business consid...

    24 Aug 2012, 2.13 pm  |  Source: Moneycontrol.com

  • Six frequently asked questions on health insurance  

    Large number of Indians have realised the importance of health insurance and now many even set aside a decent budget to invest in a comprehensive health cover.

    08 Aug 2012, 2.48 pm  |  Source: Moneycontrol.com

  • Critical illness policies: How do you choose the best   

    A critical illness in your family may spell financial disaster for you and your family if you are not adequately insured. There are a variety of critical insurance plans in the market that provide you with an excellent financial c...

    07 Aug 2012, 2.47 pm  |  Source: Moneycontrol.com

  • Health Insurance & Cashless Policies: The dos & don`ts  

    Cashless policies mean that the health insurance company settles the bill directly with healthcare provider, whether a hospital or a nursing home. This is to reduce the direct financial burden on insured individual at the time of ...

    07 Aug 2012, 2.39 pm  |  Source: Moneycontrol.com

  • Right time to buy health insurance  

    ASAP (as soon as possible) – These four letters will more or less convey the explanation of this entire article. Many people use their “current” good health as a rationale not to buy a health insurance policy immediately.

    25 Jul 2012, 3.14 pm  |  Source: Moneycontrol.com

  • Your health insurance agent will not tell you this  

    It seems that the mindset of insurance consumer is subtly changing lately. People are much more aware of the earlier innocuous details in their health insurance policies.

    17 Jul 2012, 4.46 pm  |  Source: personalfn.com

  • Health insurance terms simplified  

    Due to the rising medical costs, more and more people are becoming aware about the importance of health insurance policy for themselves and their family.

    10 Jul 2012, 3.33 pm  |  Source: personalfn.com

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