Patil expects liquidity to remain strong, especially domestic money that is not expected to be abating as retail flow is coming, pension fund money is also flowing, so Rs 10,000 crore looks like will be sustainable on monthly basis
Existing duration fund investors may continue with their current investments and not rush to exit at current juncture.
India today has one of the highest real interest rates in the world. With CPI inflation at around 1.54 percent, and with 10-year benchmark gilt at around 6.46%, the real interest rate is too attractive to be ignored.
The main purpose of investing in FDs is to enable individuals to earn a fixed rate of interest during the entire tenure of the deposit.
If the investor takes position in equity through balanced funds, they get to realise equity growth potential and lower fund volatility.
We will explain not only how, but also why and when it is wise to switch your investments from regular plan to direct plan.
To make sense of the ‘conundrum’, there is one common factor driving markets: liquidity.
The rate of growth of the saved money (capital) should grow at a rate that is higher than the increase in expenses.
With valuation reaching such historical highs, a 10â€“20% correction triggered by domestic or global geopolitical events cannot be ruled out.
With valuation reaching such historical highs, a 10–20% correction triggered by domestic or global geopolitical events cannot be ruled out.
The ICRA rating rationale states that rating for the Basel III compliant Tier I bonds is four notches lower than the Basel III complaint Tier II bonds of the bank as these instruments have the following loss absorption features that make them riskier.
The trend of older or conservative investors moving their life savings into balanced funds essentially means that they are convinced these funds can give them regular dividends that can beat fixed deposits by a good margin over the medium to long term.
The most important principle in lump-sum investing, especially in equity funds, is to maintain your calm and equanimity.
Nagarajan recommends investors to look at short term bond funds for investments at this point and time.
Mutual fund is a professionally-managed investment scheme, run by an asset management company (AMC) that pools together a group of people and invests their money in instruments/assets for a common investment objective. As compared to PMS, MFs have a wider range of investment options, that an investor can invest in based on his risk profile.
Bank deposits and fixed income mutual funds differ with each other on a key parameter.
Many investors go into fixed income investment with eyes closed and ill prepared for any negative news
Here are some signs that tell you to exit a mutual fund investment.
An InvITs is a pool of money for investing in infrastructure projects and distribution of the earnings to the unit holders.
ICICI Prudential Mutual Fund expects the liquidity in the banking system to remain ample which will further keep the spread between money market instruments and the overnight rate in remain range bound in the near to medium term
Instead of investing in the last month of March an investor can start investing monthly to avoid last minute hassles. Not only this is very calming on nerves but also improve our chances of making more money.
ELSS though may have some of very good features but still may not be suitable for each and every person due to various reasons.
Apart from creating wealth over the long term, there is also an important tax benefit that you get when you invest in an ELSS.
Till date, no long term instrument rated AAA by CRISIL has ever defaulted. For instruments rated AA, the average 3-year default rate is less than 1 percent, which means if you hold an instrument rated AA+ or AA or AA- for 3 years, on an average, the incidence of default has been less than 1 percent.
Investment in balanced funds obviates your need to invest in two different asset classes for asset allocation. Balanced funds also obviate the need to periodically monitor and rebalance different asset classes in predetermined proportion.