The Pulse of Fintech Report gives a detailed look at trends and data covering equity transactions to venture capital-backed fintech companies globally. For a full definition of data included in this report, see page 87.
While fintech covers a diverse array of companies, business models and technologies, companies generally fall into several key verticals, including:Lending tech:
Lending companies on the list include primarily peer-to-peer lending platforms as well as underwriter and lending platforms using machine learning technologies and algorithms to assess creditworthiness.Payments/billing tech:
Payments and billing tech companies span from solutions to facilitate payments processing to payment card developers to subscription billing software tools.Personal finance/wealth management:
Tech companies that help individuals manage their personal bills, accounts and/or credit as well as manage their personal assets and investments.Money transfer/remittance:
Money transfer companies include primarily peer-to-peer platforms to transfer money between individuals across countries.Blockchain/bitcoin:
Companies here span key software or technology firms in the distributed ledger space, ranging from bitcoin wallets to security providers to sidechains.Institutional/capital markets tech:
Companies either providing tools to financial institutions such as banks, hedge funds, mutual funds or other institutional investors. These range from alternative trading systems to financial modeling and analysis software.Equity crowdfunding:
Platforms that allow a collection of individuals to provide monetary contributions for projects or companies provisioned in the form of equity.InsurTech:
Companies creating new underwriting, claims, distribution and brokerage platforms, enhanced customer experience offerings
and software-as-a-service to help insurers deal with legacy IT issues.