Ashwani Gujral of ashwanigujral.com told CNBC-TV18, "Indian Overseas Bank (IOB) is like a third rung PSU bank. Even the best PSU banks are having trouble. I think you are getting probably some amount of correction in housing finance etc. So, maybe get into Indiabulls Housing or Dewan Housing Finance Corporation (DHFL), Can Fin Home, PNB Housing, those sort of financials where the lenders or the borrowers are paying back the money. I don’t think IOB is going to improve its condition in a hurry."Dewan Housing Finance Corporation ended at Rs 458.25, up Rs 4.30, or 0.95 percent on the BSE.