In a ULIP, the actual death benefit can be higher than the minimum death benefit guaranteed.
Besides the regular savings and recurring deposits, investors can choose from the multiple risk–free options that post offices offer, right from term deposits for the salaried class to senior citizens looking to receive moderate returns on their life savings.
Staying invested in equities for a long period will help generate a large corpus for your retirement.
Premium rates not only vary according to age and gender but also on factors related to a lifestyle, like smoking, drinking, occupation and medical history.
Education loans can be expensive and hence you should assess your future repayment capacity before signing the deal.
You should seek to route your investments to avenues that provide compounding and inflation beating returns.
Heady levels aren't these with the Nifty sitting quite pretty and comfortable around that 10,000 mark. We have been talking about the gush of domestic liquidity into the markets. Investors like you and me putting in our hard-earned money into mutual funds.
As we are all gearing up to celebrate our country‘s independence how about achieving our financial independence too.
Financial freedom does not mean retirement only. It means enjoying your life without being worried about money.
Insurance is the small price one pays for his peace of mind. With right insurance in place, even a â€˜small guy‘ can take risks and achieve financial freedom.
Financial freedom may sound like a dream come true. However, it is not the case. Follow these simple tips and you are home.
Systematic investment in equity mutual funds is the most convenient option for retail investors to create a large corpus over the long term.
With changing times, individuals have to ensure that they prepare themselves to pay for their needs and dreams.
A good credit score ensures that any loan you apply for gets sanctioned quickly. The score reflects one’s track record in handling credit.
The more we become 'social', the more we tend to show-off. It leads to more bad loans. It is time to shun bad loans and embrace good loans wherever required.
What you want to achieve in life would be completely different from what you wants.
No matter how good you are with your investment management, your plan to financial freedom will be incomplete if there is no insurance in place.
The Court admitted the matter and passed an interim order, directing the concerned income tax officer to allow the petitioner to file IT Returns manually, without quoting Aadhaar number or Aadhaar enrollment ID
Mutual funds have something for everyone including aggressive investor who may want to earn high returns by taking high risk, moderate risk-taking investors and those who are conservative with minimum risk-taking ability.
When it comes to retirement planning it is essential to identify the monthly cash flow required.
Consumers are in for a good time with EMIs likely to come down and lenders likely to come up with festive season offers on loan rates in the ensuing months.
Young investors have an advantage since the longer you stay in the market, your investments become less risk prone.
Nifty climbing the 10,000 mark and markets at historic highs, 2017 has turned out to be a wonderfully rewarding year for equities so far. A hallmark of this bull-run is the big participation from retail investors - people like you and me who have learned about the power of investing via mutual funds.
You should efile your returns well within the stipulated deadline to avoid penalties and future problems with the tax department.