EMIs they provide opportunity to prepay. You may try to negotiate for waiver/ reduction of prepayment penalty, which they may agree if you have paid all your previous EMIs timely. After repaying the personal loan you should go for your finanacial planning afresh. Take adequate Term Insurance if you
12.18 PM Apr 2nd
about 35000. So I will get only 91000. What is ur opinion, that I sould continue upto 60 yrs of my age or surrender tomorrow to repay my home loan?I have term insurance 50lac. I can surrender but I can`t forgot my34000 loss. Plz suggest what to do? Answer: I completely understand what you
6.06 PM Mar 20th
dear gdutts, Surrender both Aviva ULIP Policies after checking Fund value & Surrender Charges. Invest Rs.5000 Per month or more in any 1 or more GOOD Tax Saving Fund like AXIS Long Term Equity, ICICI Tax Plan etc. Take Term Insurance to cover liabilities ( if any ).
4.25 PM Mar 14th
Chat transcripts from Yashish Dahiya. Question kiron59: Sir, do you think that in future online term insurance rates provided will raise or fall from that being currently offered. Answer: Hi Kiron, This is a difficult one to answer with certainty. However, going by the past performance, the rates
6.19 PM Mar 4th
Chat transcripts from Yashish Dahiya. Question guest: Which tye of insurance is good? Term, Endowment or ULIP? Answer: Hi, This totally depends on your lifestage and requirement. If you are only looking at insurance cover, go for pure term insurance. These will provide you high cover at very low
6.17 PM Mar 4th
Chat transcripts from Yashish Dahiya. Question kumarrajesh21: Which term insurance plan would you recommend and is Smart shield of SBI life a good plan Answer: There are many options available when it comes to buying the right term plan. I would suggest that you go for an online term plan since
6.15 PM Mar 4th
Chat transcripts from Yashish Dahiya. Question kumarrajesh21: how much times the insured amount be of the income under term insurance? Answer: Dear Rajesh, Typically the minimum amount which should be taken under term insurance is 10 times your annual income PLUS any outstanding long debts. For eg
6.14 PM Mar 4th
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