Provisions / Npa

Nov 20, 2014 at 12:22 | Source:
RBI has released final norms on requirement for capital adequacy, NPA recognition and provisioning. We expect limited earnings impact due to the higher capital requirement, stricter NPA recognition and higher standard asset provisioning, given that RBI has provided sufficient time to adjust to these norms, says AnandRathi Securities.
Nov 07, 2014 at 18:49 | Source: PTI
Kolkata-based United Bank of India today reported a net profit of Rs 43.80 crore for the second quarter of the current financial year.
Nov 03, 2014 at 20:14 | Source: PTI
The bank has reported a net loss of Rs 245.51 crore for the second quarter ended September against a net profit of Rs 132.55 crore on year-on-year basis due to higher tax expenses and provisions for bad assets.
Nov 03, 2014 at 10:52 | Source:
The sharp growth in bottomline was led by lower provisions and higher other income. The jump in profit also attributed to low base in the same quarter last year.
Oct 30, 2014 at 14:00 | Source: CNBC-TV18
Jignesh Shial of IDBI Capital Markets wants to hear the management commentary on the kind of corporate loan pickup the bank is seeing.
Oct 29, 2014 at 13:49 | Source:
Though the PSU met street expectations with second quarter profit rising 16 percent year-on-year to Rs 291 crore supported by other income and tax writeback but the asset quality of the bank weakened and provisions increased further during the quarter.
Aug 13, 2014 at 15:09 | Source:
Q1 net interest income fell 2.6 percent to Rs 637.7 crore from Rs 655 crore on a yearly basis. Provisions jumped 4 times sequentially and nearly 7 times on yearly basis to Rs 246.8 crore in the quarter gone by with provision coverage ratio at 55.08 percent as on June 2014.
Aug 13, 2014 at 14:58 | Source:
Provisions jumped 4 times sequentially and nearly 7 times on yearly basis to Rs 246.8 crore in the quarter gone by with provision coverage ratio at 55.08 percent as on June 2014.
Aug 07, 2014 at 22:12 | Source: CNBC-TV18
Analysts believe the asset quality of the bank may be contained (similar improvement like Q4FY14) due to selling of loans to asset reconstruction companies, upgrades and recoveries during the quarter.
Aug 01, 2014 at 14:07 | Source:
Net interest income, the difference between interest earned and interest expended, increased by 2.4 percent on yearly basis to Rs 340 crore from Rs 332 crore. According to CNBC-TV18 poll expectations, analysts were expecting profit at Rs 127.4 crore and net interest income at Rs 355 crore for the quarter.
Messages on Provisions / Npa »


Gold Member


Bank of India  

Buy profit decline because high provision.npa is less it will be in green.

2.24 PM Jan 30th


Gold Member


Dena Bank  

Considering current share price, the result is excellent. Despite all increased provisions ( NPA, TAX and Pay Revison) , the bank could sustain its EPS Rs.5.40 quarterly which is excellent/

3.17 PM Jul 27th 2013

subodh I

Platinum Member


Karnataka Bank  

Profit increased due to lessor provision. NPA is increased. Hence, though the profit is improved there will be possible threat of higher provisioning in the next quarter.

3.17 PM Oct 17th 2012

jai sharemaster

Platinum Member



Right, So RBI is loosening the rules for banks to provision NPA`s, i thought dynamic provisioning will lead to more realistic provisioning against teh current random and more of under provisioning which happens in PSU`s . In that case Profit figures will get inflated and not provide a reflection

10.07 AM May 19th 2012


Silver Member


Karnataka Bank  

are seeing a marginal improvement in GNPA and NPA probably due to write offs and provisioning. NPA worm is till eating in to the core of Karnataka Bank. If the management succeeds in containing the accretion to NPA and recovery process is strengthened, the shares of this Bank would fly from current levels

4.12 AM May 22nd 2012