SENSEX NIFTY

Nim Compression

Jun 03, 2012 at 13:46 | Source: PTI
The nation's banks will continue to witness a compression in their critical net interest margins even during the current fiscal, due to slowing credit growth and inability to raise deposits at low costs, brokerage firm Kotak Institutional Equities has said.
Sep 06, 2011 at 13:30 | Source: CNBC-TV18
Speaking to CNBC-TV18, Anish Damania, business head - institutional equity of Emkay Global Financial Services says that the market has not bottomed out yet as global headwinds could possibly hurl it further down from previously seen lows of 4700.
Messages on Nim Compression »

greatestmj

Platinum Member

495 Followers

Yes Bank  

Yes Bank has stopped growing for 2 quarters. They have purposely stopped growing to reduce the risk of NIM compression and NPAs. I see them pushing growth in coming quarter as interest rates are quite normal and wholesale rates have eased and growth is to pick up as well. Yes Bank knew they don

10.55 PM Jan 15th

stockpicker
123

Gold Member

30 Followers

Yes Bank  

i think RBI`s hands are tied thanks to inflation.. and honestly Yesbank price action in the recent past is way way way beyond fundamental impact of just rates.. i think a mix of 4 issues which are nim compression (rates as mentioned by you), potential MTM losses in Q2, need for raising equity

1.03 PM Sep 18th 2013

stockpicker
123

Gold Member

30 Followers

Yes Bank  

the right measure to look at is RoE vs growth.. all along this year they have maintained that there is adequate RoE. However with NIM compression and MTM losses RoE will fall and make tier 1 look worse. BTW i think MTM on treasury still has to be recognized over next 3 quarters.. i dont think RBI

3.25 PM Aug 29th 2013

stockpicker
123

Gold Member

30 Followers

Yes Bank  

court case is a bogey.. the real issues are 1) very low cap adequacy 2)MTM losses in Q2 3)funding issues with bulk depositors repricing their deposits enmasse and dependence on overnight call market which jumped by 2-3% leading to potentially large NIM compression first prob can be solved thru

2.29 PM Aug 29th 2013

AAA CA

Platinum Member

27 Followers

Dena Bank  

analyst and press conf now -major issues are slippages ,restructuring ,asset quality concerns,nim compression in Q4 on rate cut

3.57 PM Jan 30th 2013

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