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Investors in India could be forgiven for worrying that the country’s life insurers are heading down the same path as its troubled mutual fund industry. Just as the 2009 abolition by India’s market regulator of “entry load”, fees paid by funds to ...
May 27, 2012 at 03:58 | Source: Financial Times
For long, private insurers tried to coast on certain unit-linked life insurance policies (Ulips) by offering loans against them. This not-so-successful practice is set to end, if talk emanating from a meeting between the Life Insurance Council and industry ...
May 23, 2012 at 01:25 | Source: Daily News and Analysis
Insurance industry introduced Unit Linked Insurance Plan (ULIP) some years back when the stock market was rising and people wanted to take advantage of capital appreciation. ULIP, even though an insurance product, exposed investors to market ...
May 21, 2012 at 03:29 | Source: MoneyControl.com
In a bid to simplify traditional insurance-cum-investment plans, Irda’s guidelines suggest a minimum sum assured just like in unit-linked insurance plans (Ulips), apart from other suggestions. The committee that met on 22 May constituted representatives ...
May 27, 2012 at 14:07 | Source: Livemint.com
There are broadly three types of life insurance plans; term plan, endowment plan and ULIPs (Unit- Linked Insurance Plans), available at investor’s disposal. While ULIPs are not an ideal avenue to take life cover, term plans, the cheapest and ...
May 24, 2012 at 12:16 | Source: MoneyControl.com
It is also important to understand that while investing in a unit-linked plan, though the upside is unlimited, there is also the potential of a downside, as Ulips are linked to the market. Hence, the returns vary according to the market conditions ...
May 24, 2012 at 19:04 | Source: Business Standard
Post-September 2010, this sector was forced to take back investments in the market. The players sold Ulips more. As equity markets were lacklustre, Unit Linked Plans (Ulips) too were not doing well. Also, people did not have pension products in the market.
May 24, 2012 at 03:26 | Source: Daily News and Analysis
However, they do not promise a huge sum of money in one go, with even 5 – 10 percent of interest rates. Unit-Linked Insurance Plans (ULIPS) were launched in the market, policy holders were intensely drawn towards it. This was because they wanted higher ...
May 8, 2012 at 12:42 | Source: Silicon India
Mukherjee: But have a look at this sheet. It says that there are other policies too like the endowment plan and ULIPs. Me: The other types of policies are nothing but additional features added to these two. For example, Endowment plans are term ...
May 18, 2012 at 09:17 | Source: postnoon.com
Aviva Life Insurance ULIPs now with Dynamic P/E fund option 20-JUL-11 Addressing the concerns of its customers over market volatility and fluctuations, Aviva Life Insurance today launched its 9th fund, the Dynamic P/E Fund with five of its unit-linked products.
May 20, 2012 at 17:21 | Source: Business Standard