Principal Debt Savings Fund - Retail Plan (QD)
Fund Family PRINCIPAL Mutual Fund
Fund Class MIP Aggressive
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Performance
Investment Info
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Relatively Weak performance in the category
The scheme is ranked 5 in MIP Aggressive category by Crisil. If you are invested in this scheme, its time to switch to a better performing scheme.
View Top ranked funds in this category
Returns (NAV as on May-25-2012)
| Period | Returns (%) | Rank # |
|---|---|---|
| 1 mth | 0.4 | 2 |
| 3 mth | 1.6 | 6 |
| 6 mth | 3.8 | 25 |
| 1 year | 3.8 | 30 |
| 2 year | 3.4 | 28 |
| 3 year | 5.4 | 20 |
| 5 year | 8.0 | 7 |
# Moneycontrol Rank within 48 MIP Aggressive Schemes.
Absolute Returns (in %)
| Year | Qtr 1 | Qtr 2 | Qtr 3 | Qtr 4 | Annual |
|---|---|---|---|---|---|
| 2012 | 1.1 | - | - | - | - |
| 2011 | -3.4 | -1.8 | -3.5 | -2.2 | -10.2 |
| 2010 | -2.2 | -1.3 | 0.4 | -1.6 | -4.0 |
| 2009 | -1.6 | 8.5 | 2.4 | -1.2 | 10.3 |
| 2008 | -9.7 | -2.1 | -2.3 | -0.5 | -13.8 |
| 2007 | -2.6 | 4.9 | 4.2 | 10.9 | 18.6 |
* Returns over 1 year are Annualised
Performance
Fund returns v/s Category average (MIP Aggressive)
| 1 mth (%) | 3 mth (%) | 6 mth (%) | 1 yr (%) | 2 yr (%) | 3 yr (%) | 5yr (%) | |
| Fund Returns | 0.4 | 1.6 | 3.8 | 3.8 | 3.4 | 5.4 | 8.0 |
| Category avg | -0.7 | 0.6 | 3.7 | 4.5 | 3.5 | 3.8 | 3.5 |
| Difference of Fund returns and Category returns | 1.1 | 1.0 | 0.1 | -0.7 | -0.1 | 1.6 | 4.5 |
| Best of category | 0.7 | 2.5 | 7.7 | 10.8 | 8.5 | 11.3 | 11.3 |
| Worst of category | -1.6 | -1.0 | 0.8 | 1.0 | 1.5 | 3.1 | 2.8 |
Investment Info
Investment Objective
To generate regular income through investments in fixed income securities so as to make periodical income distribution to the Unitholders and also to generate long-term capital appreciation by investing a portion of the Scheme�s assets in equity and equity related instruments and has been designed to cater to investors seeking a slightly more aggressive exposure to equity markets.
Scheme details
| Fund Type | Open-Ended |
|---|---|
| Investment Plan | Dividend |
| Launch date | Dec 22, 2003 |
| Benchmark | CRISIL MIP Blended Fund |
| Asset Size (Rs cr) | 56.17 (Mar-31-2012) |
| Minimum Investment | Rs.5000 |
| Last Dividend | Rs.0.21 (Mar-22-2012) |
| Bonus | N.A. |
| Fund Manager | Rajat Jain / Pankaj Jain / Anupam Tiwari View performance of schemes managed by the Fund Manager |
| Notes | Principal Monthly Income Plan - MIP Plus has been rename has Principal Debt Savings Fund - Retail Plan with effect from October 21, 2011 |
Load Details
| Entry Load | N.A |
|---|---|
| Exit Load | 1.00% |
| Load Comments | Exit Load 1% if redeemed on or before 1 year from the date of allotment. |
Contact Details
| Regd. Office | Principal Mutual Fund, Exchange Plaza, 'B' Wing, 2nd Floor, NSE Building, Bandra Kurla Complex, Bandra (E), Mumbai, 400 051 |
|---|---|
| Tel. No. | 022 - 2202 1111 |
| Fax No. | 91 22 2204 4990 |
| customer@principalindia.com | |
| Website | http://www.principalindia.com/ |
Peer Comparison
| MIP Aggressive | Crisil Rank | Assets (Rs.cr) |
|||||
| 3mth (%) | 6mth (%) | 1yr (%) | 3yr (%) | 5yr (%) | |||
| FT India MIP (G) | Rank 4 |
321.52 | 0.4 | 3.8 | 5.9 | 6.8 | 6.9 |
| HSBC MIP - Savings Plan (G) | Rank 3 |
282.85 | 0.0 | 4.8 | 5.1 | 7.5 | 7.9 |
| DSP BlackRock MIP Fund (G) | Rank 2 |
192.86 | 1.2 | 7.7 | 10.8 | 8.6 | 8.0 |
| LIC NOMURA Floater MIP-Plan A (G) | Rank 4 |
97.76 | -0.6 | 1.7 | 3.0 | 6.2 | 7.4 |
| Tata MIP Plus Fund (G) | Rank 3 |
82.65 | 0.4 | 5.4 | 6.8 | 6.8 | 6.7 |
| * Returns over 1 year are Annualised | More » | ||||||
Portfolio
Top Holdings (Apr 30, 12)
| Debt | Rating | Value (Rs cr) |
Asset % |
|---|---|---|---|
| Cholamandalam Investment and Finance Company Ltd | AA | - | 14.79 |
| Bajaj Finance Ltd | AA+ | - | 13.08 |
| SUNDARAM FINANCE LTD | AA+ | - | 9.96 |
| Fullerton India Credit Company Ltd | A1+ | - | 9.21 |
| Reliance Industries Ltd | AAA | - | 8.40 |
| Principal Large Cap Fund - Growth | - | 8.33 | |
| Power Finance Corporation Ltd | AAA | - | 8.20 |
| DHFL Holdings Private Ltd | A1+(SO) | - | 6.72 |
| 9.15% GOI -M-14-NOV-2024 | Sovereign | - | 5.10 |
| Tata Sons Ltd (TSL) | AAA | - | 4.94 |
Sector Allocation (Apr 30, 12)
| Sector | % | 1-Year HighLow |
|
|---|---|---|---|
| Banking/Finance | 0.37 | 0.62 | 0.29 |
| Tobacco | 0.13 | 0.13 | 0.13 |
| Engineering | 0.10 | 0.10 | 0.10 |
| Oil & Gas | 0.10 | 0.10 | 0.10 |
| Technology | 0.09 | 0.87 | 0.09 |
| Automotive | 0.05 | 0.29 | 0.05 |
Asset Allocation (%)(Apr 30, 12)
| Equity | 0.98 |
| Others | 0.00 |
| Debt | 95.59 |
| Mutual Funds | N.A |
| Money Market | 0.00 |
| Cash / Call | 3.43 |
Concentration
| Holdings | (%) |
|---|---|
| Top 5 | 55.44 |
| Top 10 | 88.73 |
| Sector | (%) |
|---|---|
| Top 3 | 0.60 |
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