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Chat Transcript
11 Jun - 04:00 hrs
Jiju Vidyadharan | Director- Funds & Fixed Income, CRISIL
Investing in Mutual Funds in volatile markets
Chat Transcript
| guest: Please can you suggest 2 good Diversified MFs ... Thanks |
| Jiju Vidyadharan: You could look at the following funds that are ranked CRISIL Fund Rank 1 - Reliance Equity, Birla SL India Gennext Fund |
| guest: What is your order preference with regards to the following: Birla SL India GenNext Tata Ethical Reliance opportunities Mirae Asset India Opportunities UTI MNC Fund Please suggest ... Thanks |
| Jiju Vidyadharan: All of the funds given by you are ranked Fund Rank 1 within the Diversified category under the CRISIL rankings. These funds represent Very good performers (the top 10 percentile within the category). |
| lsmblr: please suggest 2 balanced fund for 1 year target of 20% gain |
| Jiju Vidyadharan: The top performing Balanced fund as per the latest CRISIL rankings is ICICI Prudential Balanced Fund. You can also consider HDFC Prudence (ranked Fund rank 1 in the Consistent performers category). It is however important to note that the performance of equity oriented funds is market linked. Investments in these funds should be made for a longer period of time (at least 5 years) |
| rajnishkumar198: Can i invest in idfc premiere equity plan A |
| Jiju Vidyadharan: IDFC Premier is ranked Fund Rank 2 under the CRISIL Mutual Fund Rankings for small and mid cap category. This represents Good performing funds i.e. the top 30 percentile of the ranking universe |
| guest: Is Birla SL or SBI dynamic bond fund good? |
| Jiju Vidyadharan: SBI Dynamic Fund is ranked CRISIL Fund Rank 1 in the Income fund category. Birla Sunlife Dynamic Fund, on the other hand is ranked CRISIL Fund Rank 3 under the Short term income funds category. |
| guest: Am doing a SIP for long term. Is it wise to book profit in the middle and move it to debt fund and parallely continue the SIP? |
| Jiju Vidyadharan: SIPs are ideal investment vehicles for the long term. One should ideally look at allocating the portfolio between equity and debt based on one`s risk profile. Accordingly, you can allocate a portion of your investments to debt funds. You should also note that market timing is difficult - you should therefore follow a consistent investment pattern. You should also review the portfolio periodically to weed out non performers. |
| guest: PLEASE SUFGEST TOP INCMOE FUND FOR LUMPSUM INVEVEST |
| Jiju Vidyadharan: IDFC Dynamic Bond Fund, SBI Magnum Income Fund and SBI Dynamic Bond Fund are ranked CRISIL Fund Rank 1 as per the latest CRISIL Rankings. |
| veeramallu_rs: please suggest me some good mutual funds. i would like to invest 3000 per month from now upto 10 years |
| Jiju Vidyadharan: Investments should be linked to your risk profile. Equity investments are best suited for young investors. You can refer to the CRISIL Mutual Fund rankings, available on www.crisil.com and www.moneycontrol.com to choose the best performing funds. |
| guest: Which MFs are good to plan for retirement? I am 30 currently. |
| Jiju Vidyadharan: Investments should be linked to your risk profile. Equity investments are best suited for young investors. You can refer to the CRISIL Mutual Fund rankings, available on www.crisil.com and www.moneycontrol.com to choose the best performing funds. You can also consider the pension plans available under the National Pension System. These plans allow you the flexibility of choosing between asset classes and fund managers. |
| guest: Can I continue with the existing Sips in equity MF, despite the fact we are seeing now in the current volatile markets like the one we are having crisis now in CAD, Rupee getting weaken day by day, liquidity pressure, Weak GDP growth,high inflation, weak fiscal deficit and the negative sentiments of the investor to pull out the money from mf. What’s the expectation in the long term for the market and equity SIP |
| Jiju Vidyadharan: Equity investments are ideal for long term investors. SIPs help tide over market volatility. It is not advisable to discontinue SIPs in a falling market. You need to, however, track the performance of the funds that you have invested in and weed out non performers.You can refer to the CRISIL Mutual Fund rankings, available on www.crisil.com and www.moneycontrol.com to choose the best performing funds. |
| guest: Is SBI FMCG fund an ideal fund to invest now? |
| Jiju Vidyadharan: CRISIL does not rank sector funds. FMCG sector is a defensive sector which does well when markets are volatile. At the same time, it is important to note that sector funds are the most riskiest (due to concentration in a particular sector) and you need to have adequate sector knowledge to invest in sector funds. |
| guest: Sir I would like to start a SIP in Reliance Equity opportunity fund what is your opinion |
| Jiju Vidyadharan: Reliance Equity Opportunity Fund is ranked CRISIL Fund Rank 1 in the Diversified funds category as per the latest CRISIL Rankings. |
| guest: UTI MNC Fund (G) vs Mirae Asset India Opportunities, which 1 to go for? ... please suggest ... thanks |
| Jiju Vidyadharan: Both funds are ranked CRISIL Fund Rank 1. These represent the top 10 percentile of the ranking universe. |
| suryanarayanadv: tell me about best scheme in diversified large cap,med&small cap,multi cap in mutual funds. |
| Jiju Vidyadharan: You can refer to the CRISIL Mutual Fund rankings, available on www.crisil.com and www.moneycontrol.com to choose the best performing funds. CRISIL ranks funds in the Large cap, diverisified and small and mid cap categories. |
