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Domiciliary Hospitaliza-
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DEFINITIONS :
  'Hospital/Nursing Home' means any institution in India established for indoor care and treatment of sickness and injuries and which either
a) has been registered as a Hospital or Nursing Home with the local authorities and is under the supervision of a registered and qualified Medical Practitioner
or
b) should comply with minimum criteria as under :
   it should have at least 15 in-patient beds.
   fully equipped operation theatre of its own wherever surgical operations are carried out.
  fully qualified Nursing Staff under its employment round the clock.
   fully qualified Doctor(s) should be in-charge round the clock.
(N.B. : 'In Class 'C' town condition of number of beds reduces to 10.' )
The term 'Hospital/Nursing Home' shall not include an establishment which is a place of rest, a place for the aged, a place for drug-addicts or place for alcoholics, a hotel or a similar place.
  'Surgical Operation' means manual and/or operative procedures for correction of deformities and defects, repair of injuries, diagnosis and cure of diseases, relief of suffering and prolongation of life.
  Expenses on Hospitalization for minimum period of 24 hours are admissible. However, this time limit is not applied to specific treatments i.e. Dialysis, Chemotherapy, Radio therapy, Eye Surgery, Dental Surgery, Lithotripsy (Kidney stone removal), Tonsillectomy, D & C taken in the Hospital/Nursing Home and the Insured is discharged on the same day; the treatment will be considered to be taken under Hospitalization Benefit.
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