Kotak Mahindra Bank reported Q4FY08 consolidated net profit of Rs 240 crore (CNBC-TV18 estimated at Rs 221.27 crore) as against Rs 170.33 crore in same period of last year, a growth of 40.9% and net interest income of Rs 636.24 crore (Rs 445.33 crore) versus Rs 328.99 crore, up 93.39% YoY.

Q4FY08 total income increased by 30.57% to Rs 1426.44 crore from Rs 1426.44 crore.

For FY08, the company reported 84.15% growth in its net profit of Rs 991.13 crore (Rs 972.4 crore) versus Rs 538.24 crore and net interest income went up by 74.9% to Rs 1831.91 crore (Rs 1641 crore) from Rs 1047.35 crore.

Fiscal year 07-08 net non performing assets, NPAs stood at 1.78% and gross NPAs at 2.88%. 

Particulars	Mar-08	Dec-07	Sep-07	Jun-07
Interest Earned / Operating Income	763.67	682.651	591.816	505.086
Interest on Advance	540.08	473.237	421.626	364.994
Income on Investment	219.466	203.454	160.49	132.76
Interest on Balances	2.884	3.736	7.619	3.803
Others Interests	1.24	2.224	2.081	3.529
Other Income	39.351	204.539	122.348	89.367
Total Income	803.021	887.19	714.164	594.453
Interest Expended	-372.888	-335.213	-308.418	-293.044
Operating Expenses	-261.059	-293.004	-259.334	-205.977
Payment/Provisions for Employees	-103.827	-147.515	-124.833	-107.774
Other Operating Expenses	-157.232	-145.489	-134.501	-98.203
Total Expenditure for Banks	-633.947	-628.217	-567.752	-499.021
Profit before Tax	169.074	258.973	146.412	95.432
Tax	-12.375	-39.583	-32.89	-19
Provisions and Contingencies	-87.491	-117.724	-38.141	-28.754
Net Profit	69.208	101.666	75.381	47.678
Equity Capital	344.673	344.211	326.95	326.428