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Hi, which Mutual fund would yield average compound interst of greater than 14% per annum. i do not want to take great risk because i am looking for my 3 yr old kids career path after 13 years. I am not interested in post office NSC which takes longer period to double.
I am interested in SIP of certain amount but really want to decide the amount based on the assured return option.
Appreciate your suggestions.
thanks,
Satheesh...
Sanjay, The funds r already suggested by dear sharmaji. Here is my additional input. Instead of SIP, go for STP from liquid funds to ur target Eq. funds within same AMC.
This way u may earn some extra return on the money lying idle in ur bank acct.
Thanks
Ashal...
Dear manas1231,
Following MF may be good Option for SIP
- Birla Frontline Equity
- DSPBR Equity
- HDFC Prudence / HDFC Top 200
- IDFC Small & Midcap
- Reliance RSF Equity
P.C.Sharma
...
Dear arinshare, In the plzn discussed by u, the main drawback is - mly. interest earned by u from ur bank FD (which is going to MF as SIP)`ll increase ur tax liability. U w`d have to pay tax on this interest income as per ur marginal rate of tax.
So post tax yield from bank FD `ll be poor, yes a part of that loss `ll be covered by the money invested thru SIP in MF, if market remains favorable to u.
From taxation point of view as well as for safety of ur capital, the same plan can be implemented by investing money in debt fund & transferring dividend amount from debt fund to Eq. fund.
Thanks
Ashal...
Dear MRV, Ur existing funds where u r already investing thru SIP (individual as well as composite SIP amount u forget to post) r all Large cap funds.
From diversification point of view, u may add a Midcap fund. IDFC Prem. Eq. is ok for it. Invest thru STP.
In case of Infra funds as asked by u, plz. make sure that investment in such sectoral/thematic funds is not more than 5-8% of ur total portfolio.
Among Infra funds, IPru infra is better.
Thanks
Ashal
...
Thanks for the help Sharmaji....
Dear sanjay
You may consider Following Funds:
- DSPBR Equity Fund
- IDFC Small & Midcap Fund
- Birla Sunlife Frontline Equty Fund
P.C.Sharma
...
Dear Sharmaji and all other experts,
I wish to invest by way of SIP every month in following MF. Please advice.
1)DSPBR Equity or DSPBR Top 100
Then for MIDCap Space
2) BNP Smile or IDFC Small and MId Cap or Birla Midcap or any other is recommended?
3) Sundaram Select Focus or Birla Frontline Equity.
Pl. advice as I am very confused.
Regards,
Sanjay...
HDFC Top 200
RSF Equity
DSPBR Equity
BSL Frontline
ICICI Infra
regards,
MIK...
please help me to invest through SIP in MF. My monthly budget is Rs. 5000. Also suggest for the minimum or maximum period I should go for ...
Short Term Debt Funds are Better than FD.
HDFC High Interest Fund STP & Reliance Short Term Fund are Good Options.
Even ICICI PRU. Short Term Fund is OK.
However the ICICI FD Plan mentioned by you is not BAD for those Persons who are scared for Investing in Mutual Funds.
P.C.Sharma...
Dear MRV,
You may Continue SIP in 4 Funds & Monitor the Performance at least once a Year.
Following Midcap funds are Better Option for Investment.
- IDFC Premier Equity /
IDFC Small & Midcap Equity Fund.
- S.M.I.L.E.
Birla Midcap is also OK.
IDFC Premier has stopped accepting New Lump sum Investments. You can only Invest by SIP ( Minimum Rs. 2000 per month ).
For Lumpsum Investment,IDFC Small & Midcap Fund is GOOD Option.
P.C.Sharma
...
Sir
you have half replied cant we make accountable for taking investors who believed in him for RIDE...
Dear Sir,
I have started SIP in following MFs from May` 09 (Rs. 1000 per month). Request you to review my portfolio. I want to invest in these MF upto 5 yrs of time.
1. Birla frontline equity
2. DSP Blackrock Top 100
3. HDFC Top 200
4. Sundaram Select Focus. (All growth option)
Now, I want to invest 20k-25k in another two MFs. Which MF should i invest? I have shortlisted some funds like:
1. ICICI Pru Infra
2. Canara Robeco Infra
3. IDFC Premier Equity
4. Birla Mid cap
5. Sundaram Select Mid cap / SMILE
Pls guide me accordingly.
...
Sir,
Presently my portfolio consist of following MF through SIP from May` 09:
1. Birla Frontline
2. DSPBR Top 100
3. HDFC Top 200
4. Sundaram Select Focus
Now, I want to invest lump sum of 20k - 25k. Which fund should i consider to invest? i have shortlisted following funds:
1. ICICI Pru Infra
2. IDFC Premier Equity
3. Sundaram Select Mid cap / SMILE
4. Birla Mid cap
5. Canara Robeco Infra
Pls. guide me. ...
