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MF Investment Help
Tracked by: 0 Boarder
Dear ankzvohra782, If u can manage plz. opt for multiple sip on different dates in a single fund. U may use weekly STP from Liq. + fund route for better cost averaging & control on ur investment.
continuing ur minimum sip in Vision & Bluechip `ll be a personal choice.
HDFC Top 200 is indeed a better choice among the funds discussed.
Thanks
Ashal...
In reply to:
mutual funds investment
Posted by :
ankzvohra782
Hi Arshal,
Thankyou for ur reply,yeha sip on multiple dates sounds good in theis volatile market but the problem is tht i have already got registered so what i thought is to stagger these funds in buy sips such a way tht no two funds are bought on the same day..that way the distribtion ill be some what similar.(and the sip date sof all fund houses almost coincide)
Birla frontline loks good to me but i think i will go with HDFC top 200 coz i have been impressed by the peformance of Mr Prashant Jain since quite some time. Actually first choice was HDFCequity but the huge fund size bothers me.
I am very much tempted to continue a min sip in Reliance Vision and Franklin Bluechip so as to reduce my average, say 1k per scheme for 1 year. What do u think abt this averaging thing.....go ahead or better keep off..
regards
ankit 
Tracked by: 0 Boarder
from where can one by an gold etf??...
Tracked by: 0 Boarder
Good Day Mr Rohit,
In reply to ur query i have a few suggestions for you. Firstly there is nothing like "Top Funds" in markets esp those like today coz what may be chart topping today might not give returns more than the benchmark indices th following year. Things like your age, your time horizon and ur risk profile will decide the funds best for u.
I will suggest the following funds to you:
1. DSP ML top 100: sound perofrmance and low downside, largecap
2. HDFC top 200: Excellent fund management, slightly conservative but consistent returns, large cap.
3. Reliance Growth: Excellent management, consistent,midcap oriented.
4. SBI Magnum contra: Diversified equity fund, consistent
5. DSP ML T.I.G.E.R : Thematic fund with focus on infrastructure and grwoth sectors.
I ve selected the above have 2 largecap funds as i believe that the markets upmove will see the largcaps move up faster than the other classes. Keep about 50% of ur investments in the largecap funds manetioned above, 20% each in Rel growth and sbi contra and 10% in TIGER fund. Rest you may decide based on ur risk profile.
If u dont want the extra zing in you folio and are a little conservative in your approach then select either DSP ML balanced or HDFC Prudence insted of tiger. These balanced funds will minimise your folio downside and give moderate returns.
Regards
Ankit
...
In reply to:
Top 5 MFs to invest in Current Market
Posted by : nandarohit
Hi PCS Pune ji/ Other investment Gurus,
could you please help me in selecting Top 5 MFs to invest in Current Market?
Thanks in Advance.
Regards
Rohit Nanda
Tracked by: 0 Boarder
Hi Arshal,
Thankyou for ur reply,yeha sip on multiple dates sounds good in theis volatile market but the problem is tht i have already got registered so what i thought is to stagger these funds in buy sips such a way tht no two funds are bought on the same day..that way the distribtion ill be some what similar.(and the sip date sof all fund houses almost coincide)
Birla frontline loks good to me but i think i will go with HDFC top 200 coz i have been impressed by the peformance of Mr Prashant Jain since quite some time. Actually first choice was HDFCequity but the huge fund size bothers me.
I am very much tempted to continue a min sip in Reliance Vision and Franklin Bluechip so as to reduce my average, say 1k per scheme for 1 year. What do u think abt this averaging thing.....go ahead or better keep off..
regards
ankit...
In reply to:
mutual funds investment
Posted by :
ashalanshu
Dear ankzvohra782, First from ur running list, i hope u have multiple SIPs on different dates as advised so many times here @ MMB.
for ur another large cap fund - sund. select focus & K-30 falls under an aggressive category, Birla Fr'line is relatively a less aggressive fund. U may invest in HDFC Top 200 fund with multiple sip of 1K on different dates.
From ur ongoing SIPs & new one, u r planni g to invest appx. 15K per month, in this case my advise 'll be to go for Liq. + fund & STP route. It 'll be more beneficial to u as u 'll earn more bucks than ur saving bank acct., on ur investment in liq. + fund.
Thanks
Ashal
Tracked by: 0 Boarder
Ever watched any saas bahu sagas on television? How many blunders the protagonists in these serials make! And for their howlers, they are beaten up, jailed and even murdered (only to miraculously become alive again!).
But, alas, life is not an Ekta Kapoor soap where you can make umpteen blunders and get away with it.
For your investments, you might have to pay a heavy price for even small mistakes that you do. Here are the seven most common blunders that investors make.
1. Believing that trading is the same as investing
When you buy and sell stocks and mutual funds at the drop of a hat (read–without any research or planning), you are essentially ‘trading’. This will not help you to build long-term wealth. Yes, this is a fantastic way to make money, but for your broker, not you!
2. Being too conservative with your money
‘Real returns’ is the keyword here. These are returns post inflation. Putting away money in safe options such as bank deposits, Public Provident Fund (PPF) and so on might give you a negative real return. This is true especially in times of high inflation, such as now.
3. Being too aggressive with your money
This is just another way to lose money. Pumping money into high risk avenues, such as equities, without understanding can prove dangerous. A Warren Buffet saying sums it all up –to finish first, you have to first finish.
4. Keeping the ‘duds’
I know of a person who had invested in unheard companies such as Patheja Forging, Shaan Interval and Silverline. He refused to sell on the belief that he would earn good returns over the long term. Now, all the promoters of these companies are absconding.
It is important to invest in good quality stocks, choose a good fund manager, invest small amounts at regular intervals through Systematic Investment Plans (SIPs) and hold for a long term. That will make money for you.
5. Incorrect asset allocation
Too much of debt for the long term or too much of equity for the next quarter, is a sure fire way to leave you with little returns. It is wise to build a portfolio based on your risk capacity and financial goals.
6. Timing the market
Even experts cannot time the markets, leave alone investors. No one knows where the markets are headed in the short to medium term. Hence, it is foolhardy to time the markets. Instead, a disciplined investing, irrespective of market levels, pays off in the long run.
7. Overconfidence
If you hit a couple of ‘home runs’ (as the Americans say), you start to believe that you will continue to hit home runs regularly. This is true for most of us—we attribute our recent success as our creation and therefore we think we can repeat it. This overconfidence can lead to a big portfolio disaster. (Calculate: What should your ideal asset allocation be?)
So, the next time you see the vamp taking over the good guy in the serial, think of your investments and promise yourself not to fall prey to these mistakes.
Happy investing!
COURTESY : P.V.SUBRAMANIAM - MONEY CONTROL...
Tracked by: 0 Boarder
Dear Rohit Nanda,
Investment in Following Largecap Oriented Funds may be GOOD Option.
DSPML Top 100 Equity Fund
DWS Alpha Equity Fund
HDFC GROWTH / Top 200 Fund
IDFC Imperial Equity Fund
Sundaram Select Focus Fund.
Among New Funds I am monitoring the Performance of Reliance Quant Plus Fund * ICICI Focussed Equity Fund.
P.C.Sharma
...
In reply to:
Top 5 MFs to invest in Current Market
Posted by : nandarohit
Hi PCS Pune ji/ Other investment Gurus,
could you please help me in selecting Top 5 MFs to invest in Current Market?
Thanks in Advance.
Regards
Rohit Nanda
Hi PCS Pune ji/ Other investment Gurus,
could you please help me in selecting Top 5 MFs to invest in Current Market?
Thanks in Advance.
Regards
Rohit Nanda...
Tracked by: 0 Boarder
Dear zapper, ur idea is interesting & have a merit in it. I`m ready for the same in my city - AHMEDABAD. The boarders who r from A`bad may contact me on my e-mail id (given on my home page).
Let us exchange our thoughts in a personal meeting. I`m open to the idea. Let others decide.
Thanks
Ashal...
In reply to:
COFFEE MEETINGS
Posted by : zapper
Dear Boarders,
I would like to propose an idea. We all come here to get and give some help and suggestions. Why don`t we come up (sometime) in respective cities for a cup of coffee or so and exchange investment ideas/ suggestions/advise or discuss current global economic situation and then post minutes of the meeting on the board and let others learn.
Please give your comments on this.
Wishes
zapper
Tracked by: 1 Boarder
FMPs are available for very short periods. How do i judge on whether I should invest in the particular fund?...
In reply to:
Should you sell your investments in DSP Merrill Lynch MF?
Posted by : MMB Messenger
If there is one emotion ruling the Indian financial markets right now, it is almost certainly ‘fear’. Thanks to the Lehmans and the Merrill Lynchs, there is fear of losing contracts, losing jobs and above all, of losing money. And that’s exactly the sentiment ruling the investing community right now.
Tracked by: 0 Boarder
If you are investing directly at AMC or CAMS - take your original PAN card with you and sign on the xerox copy. They will attest it after comparing with the original and return it to you. If you are investing through a broker - he will attest the xerox copy.
Regarding SIP 60 instalments -
When you are investing in any fund - the minimum amount is Rs 5000 initially if it is lumpsum. If it is SIP for 1 year - it is Rs 500 x 12 = Rs 6000. For some funds the minimum SIP is Rs 1000 for 6 months. For Reliance it is Rs 100 per month for SIP for 60 months or 5 years. ...
In reply to:
beware of sips in bear market
Posted by : Guest
Hi, I need guidance in 2 things with regard to mutual fund investment.
1. Is attestation of PAN Copy with some one from MF Industry/Notary is mandatory or self attestation is enough.I am planning to invest for first time directly and have downloaded form and thinking of sending to the AMC/Local Investor Service Centre to avoid entry load.The form says PAN copy to be attested.
2. As suggested in MMB by no of experts that multiple small SIPs should be taken in a month wherever available, I was checking Reliance form where it says : Min Monthly SIP- 60 installments of Rs 100 each, whereas the other point says only one SIP per month is permitted per folio/account.Even the form says select one day in a month for SIP against the 4 days given.
Then how can I have 60 installments as SIP if I want to, its quite contradictory.
Need your guidance on how to go for 60 installments in a year in a same fund through SIP.
Tracked by: 0 Boarder
Equity is for the long term. Ideally it should be for atleast 3 - 5 years. Longer , the safer it is. One should always invest via SIP only. You can go to valueresearchonline dot com Have a look at the top rated funds. ( 5* or 4* ) Invest only in them . Remember to invest atleast 60-70% in large cap oriented funds. Unless we know the amount you want to invest every month it is difficult to suggest. Anyway, it is good to start with funds like - 1) HDFC Top 200 2) Sundaram BNP Paribas Select Focus 3) DSPML TOP 100. If you buy directly from the fund house or registrar CAMS - there is no entry load. Otherwise, a distributor will help you to do it. You can even download the form from the AMC website and submit it at CAMS or the AMC office. Please avoid sector funds and NFOs. ...
In reply to:
How much money do I invest in the markets now?
Posted by : meera.sankaran
i want to know which is the best equity fund where i can invest for 2 to 5 years ?also let me know the place frm i can buy the same
Tracked by: 0 Boarder
Dear Boarders,
I would like to propose an idea. We all come here to get and give some help and suggestions. Why don`t we come up (sometime) in respective cities for a cup of coffee or so and exchange investment ideas/ suggestions/advise or discuss current global economic situation and then post minutes of the meeting on the board and let others learn.
Please give your comments on this.
Wishes
zapper...
Tracked by: 0 Boarder
Dear Guest,
I have three 20k accounts with ICICI Prudential, which I had shifted in Securities, which earn lesser interst but safe. Now again I have all three accounts changd in Growth Funds. I feel Indian stcok market can go up on the back of US developments. please read what Bill has been passed. CNBC has all points covered in a gist. It may give some back up for buying globally, including Indian markets.
You can change your scheme 6 times in a year without any cost-charge. It gives you chance to enter at low NAV and when you feel market may go down, you can change your account from High growth fund-Equity to Govt Bonds etc.......
In reply to:
beware of sips in bear market
Posted by : Guest
Hi, I need guidance in 2 things with regard to mutual fund investment.
1. Is attestation of PAN Copy with some one from MF Industry/Notary is mandatory or self attestation is enough.I am planning to invest for first time directly and have downloaded form and thinking of sending to the AMC/Local Investor Service Centre to avoid entry load.The form says PAN copy to be attested.
2. As suggested in MMB by no of experts that multiple small SIPs should be taken in a month wherever available, I was checking Reliance form where it says : Min Monthly SIP- 60 installments of Rs 100 each, whereas the other point says only one SIP per month is permitted per folio/account.Even the form says select one day in a month for SIP against the 4 days given.
Then how can I have 60 installments as SIP if I want to, its quite contradictory.
Need your guidance on how to go for 60 installments in a year in a same fund through SIP.
Tracked by: 0 Boarder
hoe is etf gold can buy and sell what is welth tax to be paid on selling , how al gold etf is and who is older in this category...
Tracked by: 1 Boarder
how etf cab we buy and what ammtb of walth tax one hav to paid on selling it is possible to buy 1 or 2 unit is it in dmat form how all it works pl explain ...
In reply to:
Invest 10-20% of portfolio in gold: Experts
Posted by : MMB Messenger
Rajan Mehta, Executive Director, Benchmark Asset Management, and Lakshmi Iyer, Head, Fixed Income and Products, Kotak Mahindra Asset Management, feel investors should hold around 10% to 20% of their portfolio in gold. Mehta feels that gold is showing strength at present despite everything else falling apart.
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