No need. It is there in my profile for everyone to see.
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Hi, Dear all.
Well, I was away from this message board for a few weeks as I with my family had come down to Mumbai from Dubai and were quite busy with travelling and meeting relatives and friends.
Hi, Mr. Ranjan, Ashal, Sharmaji and Shrikanth, Hope things are going as usual with you all helping hands of MF investors. I can also see some changes in the way this message board has been modified for better ease of communication. I still though have to get used to it.
Pls. feel me in of any new devolpments in the world of MF. I would start actively participating in this board once I am back in Dubai. Till then I intend to enjoy my remaining 2 weeks of holidays to the fullest.
Regards,
Wadia ...

Dear Pyaraharsh,
As Ashal righthly pointed out, profit booking should be done only when the time has come to use that money for what you have initially invested for. Just because markets are going down one does not book profits as this is the job of fund managers and not us. When you profit book, that mnay units are gone fron your total units and when the upside comes, your returns will suffer that much. Thank God this time the MF investors were much wiser and did not redeem as was the case in privious bear markets. Equity MF as a class is for long term and that means, if you do not need the money, remain invested as per your asset allocation and all the noise will be cancelled out
eventually.
Regards,
Wadia...

Dear Srikanth,
I must congratulate you in compiling a very useful and timely post for all fellow investors. Keep up the good work.
Even the thematic funds have lost substantially in 2008
Just look at some of the mighty infrastructure funds who generated between 60 and 90% returns in 2007 and what has happened to them in 2008.
The year to date returns of some of the funds have dropped between 35 and 57%
DSPML Tiger -44% (YTD June 08)
ICICI Infra -37% (YTD June 08)
JM HI FI -57% (YTD June 08)
UTI Infra -42% (YTD June 08)
Ths is the risk one takes when opting for sector /thematic funds.
Regards,
Wadia

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Dear Debashis,
Time and again investors are making the same mistake of investing in NFOs in spite of every body advising not to do so. What is this lure of NFOs i really do not understand and that too close ended ones. NAV of Rs. 10 in MF NFO is not cheap and one should only look at returns generated in percentage terms.
Your portfolio lacks any sort of planning and is completely out of focus with so many thematic funds concentrated on infrastructure themes.
There is wealth of information available on some of the very best sites namely valueresearchonline etc. Educate yourself by reading the articles in these websites and also the posts on this message board.
Our dear friend Mr. Ranjan has rightly advised you to come out of this close ended NFOs and invest in large cap diversified equity funds.
Regards,
Wadia...

Dear Guest,
Your choice of funds is good.
invest larger part of your money in Sundaram select focus (1000/-) and 500 in ICICI Infra.
ICICI Infra being theme based fund, one should have less exposure compared to equity diversified funds like Sundaram select Focus and DWS OPP.
Always have a core and non-core funds in one\\`s portfolio and in your case the core funds are going to be Sundaram Select Focus and DWS OPP.
Regards,
Wadia...

Dear Khilji,
As Dear Sharmaji advised, If he is 40 years old and have no equity exposure at all, then a good balanced fund via SIP/STP would be a good choice. A balanced fund is best of both worlds, i.e. over 65% equity and remaining debt.
To keep cash in saving bank account is not a bad idea for any emergency needs but you can cap that to around 3 months of your salary/income.
Regards,
Wadia...

Dear Wadiaji, Everyone deserves a break. You too are having the same. Enjoy it. Eagerly waiting for your expert gyan on mutual funds. Have a great time. Regards, Srikanth...

Dear wadia, nice to hear u again after so many days. Just relax n enjoy ur holidays with ur family. Happy Investing. thanks Ashal...

u never told that you are placed in dubai...

Thanks. I will suggest him to start SIP in SBI Balanced & HDFC Prudence. Regarding Arbi. Funds, which one to lok for?...

And distribute your SIP amount on different dates available. Say 1K weekly for funds, you intend to invest 4K monthly. Similarly 1K for 3 different dates for funds, you intend to invest 3K....