sell 1 lot of 40 call at 1.25 and another lot of 35 call at 2.85. by this you get around 13k back. you should never buy so many stocks unless you have atleast 1 year time frame. keep writing calls every month...

only problem is they charge entry load of 2.25%. same thing you can do yourself. start a sip and open a fd with monthly interest taken back...

there is no term plan with ulip. both are different products. term plan is pure insurance plan, ulip is insurance and investment.

i think birla dream plan, charges are higher. compare with other companies similar products and take a decision. take quotes fo same paramters...

try relagaire, kotak, metlife. you can get the quote from their websites. regarding ICICI smart kid, hope you have already done some research on it and understood the charges. from what i hear, hdc young star is a better fund in this category. dont take any ULIP policy in a hurry, study and compare with other products...

you may gain .25 rs 2 times and third time lose a rupee. playing ith futures withot stop losses is asking for trouble. not worth for .25 rs. assume you attemot 10 times in a day, you may be successful times and not lcky other 3 times. assume you have .5 rs as stop loss. your net gain is 0. apart from paying good brokerage to your man...

in Otober, reliance was 3200, now 2000. rpl, icici, dlf, uniteh, hdil.... all are down by more tha 50%.

equity investments are for long term. MF is one of the better ways to invest in equity markets. just like not all stoks are good, all MFs are not good. do your research and invest thru SIP...

there is this fund manager in sbi in 2005 who has done a tremendous job, all the funds MF, ULIP have done exceedingly well. since then he left the company, you can see the impact in last 2 years

right now kotak seems to the best overall in terms of costs and perormance. for some reason small plyers like bajaj, metlife, birla are not well at all. icici is the worst of the lot, higher costs an lower performance...

can u plz tell me more about kotak ace account ???which r the best equity funds?n which is best fixed maturity plans? how can one invest in gold etf??...

can u plz tell me more about kotak ace account ???which r the best equity funds?n which is best fixed maturity plans? how can one invest in gold etf??...

Hi Round Rock You had mentioned in one post \\`Posted by: round rock on (13-Sep-08 18:11 ) you are right vvrk. I have just completed my analysis of substituting ULIP with term insurance for same coverage. its proved i lose money by doing so My existig term plans : (only those i have taken just recently -- 1 yr back) Birla Sunlife, 25 lakhs upto 70 years, per year 15112 rs Kotak , 10 lakhs pto 70 years, per year 7474 rs\\` Which ones are these? I want to take a coverage of 30L I was looking at a decreasing cover and I see that if I take 10L for 10 years (min 2K per year) Pure Term Aegon Religare 10L for 20 years (min 3K per year) SBI Also if I take 10L for 30 years, min 3800 (HDFC Term) If I go for Birla Sunlife Dream Plan, 20L for 25 years, I need to pay 7K and 9K for 30L for 25 years My age is 31. You think this is a better option? Advise please? Thanks nitin...

Hi ROund Rock Any suggestion on Birla Sun Life Dream Plan? Its like a term with ulip and hence the question Thanks Nitin...

Do not try anything but buy tata-aig\\`s term policy and also can buy ulip\\`s of tata-aig which is much better than hdfc\\`s youngstar . Go for tata-aig\\`s invest assure flexi plan ...

What I describe here is based upon personal experience and actual executions and not upon some vague assumptions ! I do it on daily basis and the percentage of SUCCESS far exceeds that of FAILURES or MISSED CHANCES !!...

Dear roundrock/vvrk Yes it was all due to charisma of Mr Sandip Sabharwal..... Regds Ashport...